Every new business owner knows that a business plan is critical - it is drilled into them by potential investors and every banking officer they meet. So why is something that is so important to the launch of a new venture so difficult to write? Good question! In this article I will try to address when you should go out and hire a business plan writer versus taking on the task yourself. First time entrepreneurs often cringe when sitting down to...more
There are two main roads to improving your personal finances: increasing income, and cutting costs.Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one.But cutting costs, that's a different story!You're in complete control in this area. And all it takes is some imagination and discipline-both of which are free.Below are five major ways to save money in the basic areas of food,...more
Sure you have catecholamines - all speakers do. (including Sir Winston Churchill and Presidents Kennedy, Carter, and Reagan.) Those are the chemicals that make you sweat, make your heart beat fast and make your hands shake. Get rid of those chemical and psychological reactions by becoming message-centered and audience-centered, not self-centered. 1 Replace fear and negative noise with positive affirmations. Create new beliefs that nurture you and support you with new ways of thinking. The New Adult You! example: "I am well prepared, and the audience wants me to succeed." 2. Do a quiet meditation, visualization, or exercise before you speak. Breathe deeply. Deep breathing sends a message to your brain that you have nothing to fear. It calms you down. 3 Who cares if you're nervous? Researchers have found that most people report noticing little or no anxiety in a speaker. If you are thoroughly prepared, your internal nervousness seldom shows. Prepare 150%. 4.Rehearse, rehearse, rehearse. Talk out loud, and walk around while you practice. Use the same physical energy you plan to use on the day of your presentation. The Coach sez. . . practice in front of...more
The pitch "Business For Sale!" may be your key to a Profitable Home Based Business! In fact, your GOLDEN Opportunity may be just a FEW CLICKS AWAY!... But most people NEVER even know that a profitable, proven, growing home based business that COULD be theirs might be right under their nose! 99% of the people seeking a home based business go to the...more
From the book 'The Stockopoly Plan' by the author Charles M. O'Melia There are several factors an investor in the stock market should consider: 1. All stock purchases should be commission-free. 2. All stocks purchased should be from a company that has a history of raising their dividends every year. 3. The company should not only have a history...more
Have you ever felt trapped in a Rat Race and wished to retire quickly but rich?Have you ever felt that you are spending way too much time working with your boss at your office instead of with those you love? Your spouse, children, friends?Have you ever felt frustrated because you are so deep in debt that you think you won't be able to retire because as soon as you do, the money will stop coming and thus you won't be able to pay off your mortgages and credit card?Have you ever felt that you have no control over your life anymore in terms of time? Think about it: can you take a vacation just anytime whenever you want/ need it and as long as you want/ need it?Have you ever wished that you can work whenever you want and wherever you want?You are not the only one!Too many people are trapped in a Rat Race because they have to. There are too many bills to pay, and too many dreams to fulfill. To them it seems that there is just no way to quit their job and enjoy life, travel and see the world with their loved ones.Most people work because their bills tell them to, not because they really love to do it. Most people enslave themselves to their debt or job, because (they think) they have no...more
You're a bright, successful business executive making good money and managing a capable staff of accomplished professionals. You are successful beyond your wildest business school dreams. You've achieved much-yet something's missing. On the surface,...more
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character,...more
We're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance. No matter what your credit history is, or what your circumstances are,...more
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy! In the "debt collection biz", creditors will sell your outstanding...more
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two...more
Key Events To Watch ForIraq Oil Production stabilizing above 2 Million Barrels per dayUsual suspects for Strikes Norway, Nigeria, and VenezuelaSaudi Production over 10 Million Barrels per dayLargest Importers to U.S. and amount weeklyRussian Oil...more