The design of your office and home has a great influence on your financial success. If your work or living environments are in harmony with nature they have a positive affect on your prosperity. In nature all five elements (water, fire, earth, air, and space) are in balance. When a home or office is built that balance gets disrupted. Vastu is an ancient architectural science that balances the five elements in any environment bringing maximum...more
One: How to Create Sizzling Speech and Book TitlesDescription: Create titles that focus on what most people want all the time. Example "How to Win Friends and Influence People." Learn five ways to design your speech and/or best-selling book titles. Article URL: http://www.schrift.com/article_sizzlingspeech.htm Article Autoresponder: article-004@schrift.comTwo: How to Prepare Your Speech Part 1Description: The three rules for being a top presenter...more
Obtaining a home loan is arguably the most expensive transaction you'll experience in your lifetime. Therefore, getting the best home at the greatest value is an endeavor worth pursuing. Whether you're trying to squeeze in to a higher priced home or just trying to shave a couple bucks off of the closing costs, this article will help you explore your options.Here's a list of our top 7 things you can do to cut corners and save money on your mortgage Shop Rate! Shop Fees! ARMs Balloons Interest Only Incentives PMI1. Shop Rate! Sometimes the obvious just needs to be stated out loud: Lenders do not charge the same rate. Some charge more, and some charge less. Obtain several loan offers for consideration, and compare the rate. If a lender offers you an unusually low rate, check for fees, points, and additional charges or changes in terms. Don't fall into the trap of just going with the largest bank on the block. Do your homework and check your lender's background and reputation, but open your doors to all the choices that are available to you.Obtain 3 or 4 loan offers, and check to see how the rates being offered compare to the current interest rates. Our website offers a...more
In today's fast-paced business world, CEO's are trying to keep up with change and adapt to the global marketplace, constantly searching the horizon for an edge over the competition.One thing they overlook is very close to home. In fact it is just down the hall from them.It's their very own employees. By learning how to unlock the hidden potential...more
Virtually any state in the country has the appeal of multiple small towns. Ask almost anyone who lives in small town why they are here and they'll tell you they enjoy the small town feeling while being close to all the conveniences of a larger city. One of the greatest joys of living in a small town is how familiar people are with one another. When...more
January is always a good time to grab bargains so when I noticed that two well-known blind companies were advertising 35% off their blinds, I decided to give them a call and it was an interesting experience.Company A This person turned up on time which in itself is a big bonus. She was dressed in a professional way and was very efficient in her manner. I knew what I wanted and all Mary had to do was measure up and provide the quote. She was extremely helpful and pleasant to deal with. I said to Mary to call me in a couple of days as I had also arranged for another company to quote. 'No problem', she said. "I'll ring you then" and she did.Company BThis sales rep. was totally different. He turns up 15 minutes early which is very unusual. I don't mind people arriving a few minutes earlier than the agreed time, but 15 minutes is a bit too early. He should have rung first to see if it was okay. John was obviously a smoker because the smell wafted through my front door before he walked in. That really put me off. Not only that he was unshaven and dressed in a sloppy manner. John looked like he just got out of bed, got dressed, had a cigarette and turned up at my house.Maybe I...more
One of the biggest challenges any business owner or manager has is hiring the right people. I've recently discovered a simple, inexpensive yet very effective way which will help you get it right. This week I've asked Nathan Chanesman, Managing...more
How are you progressing with the goals you set yourself this year?Have you made a start? Or are you still thinking about it or caught the very popular "I'm too busy" epidemic?Mary's StoryMary runs her own publishing company employing 5 people. She is...more
Successful people do not achieve success on their own, they surround themselves with a well-developed, sophisticated support network. In a world that grows more complex and more competitive each day, networking is necessary not only for survival but...more
We all put off making decisions and taking action sometimes (yes, me too). It's okay to do that occasionally but if you are a regular pontificator then it will constantly cause you pain, even if you aren't aware of it. By putting things off on a...more
What is the no. 1 asset in your business beside yourself? It's your people.Then why is it they often fall to the bottom of the list when it comes to doing anything to help them improve their performance and look after them? If you want your business...more
Following on from the last edition of The Organised Times where we spoke about developing the people in your business, this week we're focussing on the importance of the continual development of your managers.Leadership comes from the top down. Poor...more