Many people apply for a life insurance policy, but only few get approved for the same. If you have enough money to pay the premiums would not mean that your chances of approval are higher. Your application for a life insurance police is passed through a rigorous underwriting, before a decision can be taken on the approval or denial of the same. Underwriting means the assessment of risk for granting a policy for an individual, and the monthly or...more
To bring some changes in our life is ongoing process. We always want to do something new and better to make our life convenient and stylish. The fashion of living styles change very fast. Besides adopting new modern life style, we try to keep our monthly budget well in control despite gradual increase in prices of eatables. Arrival of soda siphons and cream chargers is being seen as great respite for the common user segment. Both of these are in the market since decades but the popularity of these is increasing day by day in consumer segment since last couple of years. Both the items are good to be included in any shoppers festive buying list.Cream chargers are used to make whip cream for preparing dishes with cream layer at home. The homemade whip cream is cheaper and more hygienic than packed cream. The major benefit you get by preparing whip cream at home by cream chargers is that you can prepare the cream of your personal taste and flavor. The use of cream chargers is so easy that you do not need any previous experience or special training; just go through the instructions printed on the packs and start trying your hand for preparing whip cream that give you entire...more
Insurance covers risk, life insurance covers the risk to life. Life insurance has become an important tool of providing security to the family in case of premature death of the earning member.It has come a long way from being a simple life insurance; from a protection to family against the earning members death to investment and wealth...more
Types of Single Premium Life Insurance – Did You Know there are Two Types of Single Premium Life Insurance? There are two types of single premium life insurance. The first type is single premium whole life insurance and the second is single premium variable life insurance. To understand the differences, you first need to understand...more
Yoga has had a profound impact on human mortals since time immemorial. This five thousand years old phenomenon has been at the heart of the Indian civilization through the ages. Thousands of people worldwide are now practicing this beautiful phenomenon to enjoy a blissful and healthy life. There are many benefits which come out by the regular practice of Yoga. Yoga is derived from the Sanskrit word "Yuj" which means "union" or "to unite". Meditation or 'Dhyana' is an integral part of Yoga. Meditation enables a person to delve deep inside oneself. Meditation makes us deal with everyday stress and also helps us to reach a state of mindfulness. Listening to music while performing meditation enables the mind to focus on a single point. Spirit Voyage is an online gifting company that offers various meditation music CDs which aid a practitioner to achieve a total state of mindfulness. Yoga, be it Kundalini Yoga, Ashthanga Yoga or Hatha yoga is always a doorway to a healthy state of the mind and body. Spirit Voyage offers various Yoga DVD collections that are suitable for morning practice and evening practice. Mind and meditation by Yogi Bhajan, Shiva Rea complete...more
You have made the choice you're going to get family life assurance so how does one learn what is the hottest deal for you? Or where? There are many hundreds of insurance corporations wanting to get your business. It might take you your free time...more
Sooner or later will reach heaven, now sit down and discuss a very serious topic. A person death is not terrible, the worst things should be income interrupted. A death is not terrible, the most frightening thing is: the death of income. First, the...more
Holi Festival Holi or The Festivals of Color is a festival of spring celebrated by Hindus and Sikhs in India, Sri Lanka, Nepal as well as other countries with large Indian populations, such as United States, United Kingdom, South...more
Many people have viewed life insurance through a single lens as necessary only in case of one's death. Life Insurance for some, merely serves as a protection to help cover personal or business loans when one person passed away. People, however,...more
Insurance is designed to protect a person and the family from disasters and financial burdens. There are many kinds of insurance of which, the basic and most important is considered to be life insurance. It provides for the dependants after your...more
Life Insurance can be seen as falling into a cash value or non cash value scale. Policies that have investment options fall into the cash value category. Alternatively, the non cash policies will only have death benefits.To get the life insurance...more