Beneficiaries Of Unclaimed Life Insurance Policies Can Really Use The Money It is just a shame that money owed to some beneficiaires of unclaimed life insurance policies never get to them during their lifetimes. I spoke with some representatives of life insurance companies to see how many phone calls daily they receive asking for them to search their database for lost life insurance policies. I had one company say 100's a day. I had...more
A Once and Always Father - Lifetime Lifting (Chapter 1) Before we went to the altar, there was some dating—and with the dating came some difficult times. Without knowing to this day the possible reasons or causes, I will try to describe a few possibilities; but as a starting point, I had not dated much before our relationship, and was very untested or untrained when it came to relationships and women. My idea...more
There are a number of times in your life that you’ll need to review your life insurance to ensure you’re adequately covered and you have the right policy for your circumstances.Failing to reevaluate your needs can mean that you end up underinsured- something that many American families are facing, with an average insurance gap of almost $320,000.These are the main events that should trigger a reevaluation:1. Marriage and DivorceIf your spouse will depend on your income for their current standard of living, you may need to increase your insurance coverage to meet their expenses and pay off any large debts like your mortgage.You and your spouse will need to take some time to evaluate your life insurance expectations based on your current finances. If either of you already have children, you may need to discuss whether you should be added as a beneficiary of their life insurance policy.While many people get married in their 20s, the median age for second marriage is 32.6 for women and 35.2 for men. Life insurance will be different for people in second marriages, particularly if there are step children to consider. The former spouse will usually need to be removed as a beneficiary,...more
Life Insurance Settlement Advantages- The Good Idea Many of use would agree, learning about how to sell your life insurance policy can often feel like a daunting task. There is alot of information to take in and more importantly, alot of things you need to look out for. To begin, it is a good idea to comprehend what a life insurance...more
So why write this article with the scary headline, simply to say it's more dangerous to not have life insurance? Because every day you continue living without an insurance policy is another day you risk leaving your family with nothing but bills. Getting a free life insurance quote is no more dangerous than filling out a form to qualify for a...more
A lot of people have been approached about using life insurance as an investment tool. Do you believe that life insurance is an asset or a liability? I will discuss life insurance which I think is one of the best ways to protect your family. Do you buy term insurance or permanent insurance is the main question that people should consider?Many people choose term insurance because it is the cheapest and provides the most coverage for a stated period of time such as 5, 10, 15, 20 or 30 years. People are living longer so term insurance may not always be the best investment for everyone. If a person selects the 30 year term option they have the longest period of coverage but that would not be the best for a person in their 20's because if a 25 year old selects the 30 year term policy then at age 55 the term would end. When the person who is 55 years old and is still in great health but still needs life insurance the cost of insurance for a 55 year old can get extremely expensive. Do you buy term and invest the difference? If you are a disciplined investor this could work for you but is it the best way to pass assets to your heirs tax free? If a person dies during the 30 year term period...more
Life Insurance: Honest Brokerages in Canada There are a number of life insurance brokerages in Canada, so how can you choose an honest brokerage to deal with when planning for your future, and the future of your family? There are a few...more
Elite Golf Greens located in sector 79, Noida offering the best quality of 2 BHK, 3 BHK, 4 BHK and 5 BHK apartment for family living. They have appealing apartments that offer the best housing design for the family.This project includes 75 % open...more
When you're lying on your deathbed, you're probably not going to be thinking, "I'm so glad I had that social productivity app for my professional and personal life to constantly distract me when I went on my honeymoon, played with my...more
Insurance is a field, which is grabbing the attention of every single human being these days. People all over the world are applying for different types of insurance. There is insurance for home to car to health to whole life. There is no part of a...more
(1888PressRelease) Recognizing the interconnectedness of everything, The Spencer Institute's Holistic Life Coach training prepares coaches to offer holistic wellness services to clients. The training is self-paced and 100 percent online.Holistic...more
Need life insurance? If you have a family, life insurance is a necessity today. Life insurance is there to provide your family with financial coverage in the event that you no longer can. Life insurance comes in many different forms, so it should be...more