Warren William Zevon, perhaps best known for his hit song "Werewolves of London" was one of the victims of mesothelioma. And he never really knew how he acquired this asbestos-related disease.Zevon was an American rock singer, songwriter, and musician who had a sardonic sense of humor. He was born in Chicago, Illinois on January 2¸1947.For a brief time after his family moved to Fresno, California he occasionally visited the home of Igor...more
With the removal of 'whole life' insurance policies from the Australian market some time ago, life insurance has been simpler than ever. The remaining option, term life insurance, works in exactly the same way as any other insurance product. You pay a premium, the insurance company gives you a list of covered events and if one of them happens, you can claim the listed amount. This also applies to trauma insurance and TPD...more
Worried about the spiraling life insurance premium? We have enlisted 5 quickest ways to lower your life insurance premium. Well, keep these points in mind but do tread with caution and act prudently.Shop around and Bargain Shop, Compare and Bargain! Well, the oldest principle, old as dirt, but still going strong. Once decided on your coverage, don't just sign up for the first plan that crosses your eye. Ensure that you shop around (internet is a great place to start) and get a feel of the market. This would help you to bargain hard and get the greatest coverage at the lowest possible price.Opt for Term Life Insurance - The quickest way to lower your life insurance premium is to opt for Term Life Insurance policy instead of a whole-life policy. The idea is to keep insurance as what it is and not turn it into an investment product. Thus, you can get yourself insured under term life policy at the fraction of the cost of a whole-life scheme with typically the same coverage amount. However, do not forget that Term Life Insurance covers you only for a pre-defined period of time.Keep yourself Fit - Be a low risk proposition for your insurance provider by maintaining a healthy...more
Buying life insurance is a financial decision that shouldn't be taken lightly. If you do your research and go into policy selection with both eyes open, you can find an affordable life insurance premium with the coverage that you and your family need in the case of an unfortunate accident.Consider these helpful tips to save money on life...more
Yoga has had a profound impact on human mortals since time immemorial. This five thousand years old phenomenon has been at the heart of the Indian civilization through the ages. Thousands of people worldwide are now practicing this beautiful phenomenon to enjoy a blissful and healthy life. There are many benefits which come out by the...more
There are numerous benefits of life insurance. Like other insurance products, it does not only facilitate wealth creation but also give the policyholder's family and dependents a sense of security. Term and whole life insurances are the two life insurance policies to choose from when availing this insurance. These two not only have an array of features, but they also have their respective merits and drawbacks. To understand the needs of their customers and reaching out to them, Life Insurance Leads are important tools for many insurance groups. On the other hand, these will also help people to become more aware of life insurance products. It is good to be aware of the differences between term life insurance and whole life insurance.Different price labelsThe prices of whole and term life insurance vary completely. Whole life insurance is much more expensive than term life insurance. For whole life insurance policy, policyholders pay both the insurance and an investment amount. Conversely, term life insurance can often be cheaper and gives you a completely defined premium.Varying periods of coverageWhole life insurance can last throughout a policyholder's lifetime if he or...more
One of the main reasons people dont purchase long term care (LTC) insurance is because the premiums are expensive and they think the gamble of paying all that money against the probability of needing long term care is just not worth it. Many people...more
A lot of people are indecisive of getting long term care insurance. Most of them question the importance of long term care insurance and rely on cheaper or economical means of insuring their elderly health. The views are always divided in the pros...more
4 Important Issues in Renewing Your Life Insurance Policy Life insuranceAfter all the heavy decisions and intricate calculations that went into taking out a life insurance policy, renewing one seems like the most natural thing in the world!...more
Term life insurance provides life insurance coverage for a specific time period (the term). It is often referred to as pure insurance. The face amount of the policy is paid if you die during the term of the policy. When you live longer than the term...more
4 Important Things To Consider While Taking A Mortgage Life Insurance With mortgage life insurance your family will not have to worry about paying for the house when you die. You need to know what a mortgage life insurance is, its types,...more
30 Year Term Life Insurance Premiums Are Surprisingly Low The 30 year term life insurance premiums are quite low when you take into consideration what can be accomplished when you buy this policy. As most people know the longer your policy is...more