Managers in the non-profit, association and business worlds need to persuade outside audiences with the greatest impact on their operations to their way of thinking. And then move those external stakeholders to take actions that help their departments, divisions or subsidiaries succeed. But that takes a very special plan, one that delivers results far beyond simple publicity placements. I'm talking about a blueprint, say, like this one that...more
In today’s unpredictable global economy, you obviously never know what is going to happen next. Uncertainties and concerns regarding the Iraqi threat, North Korean crisis, and hidden terrorist cells and networks continue to loom in the back of the minds of consumers. Moreover, the stock markets and industries around the world.Price inflation is another major concern for everyone. The latest Consumer Price Index (CPI) number released by the...more
A no income verification home equity loan is a second mortgage loan that does not require you to provide income documentation to qualify for the loan. This type of loan is great for homeowners who need a home equity loan but have hard to document income.The majority of borrowers with hard to document income are either self-employed or commission based employees. Consumers who fall under these categories may have high income but have a lot of business related deductions that they write off on their taxes. This is good on the one hand as it reduces the taxable income and thus the amount of taxes owed, however, when it comes to getting a home loan it can hurt as most lenders use the average of your last 2 years taxable net income (the amount left after all of your deductions) to determine your income figure for qualifying purposes. This may cause you to have a debt to income ratio problem if you have a high debt load and thus keep you from qualifying for the loan. With a no income verification home equity loan, however, your gross income can be used for qualifying purposes as opposed to the net income. In order to qualify for a no income verification home equity loan you will, in...more
It's no secret that many people who attend seminars, workshops and conferences have great difficulty in implementing the ideas.They get all hyped up and excited on the actual day, write a book full of notes and proclaim to everyone in earshot that "this is it! I have found the magic pill that will transform my work and my life."I know how...more
Do you remember the last time you went into a shop and the person 'serving' raced over to you, greeted you with a lovely smile, heaps of enthusiasm and said, "Welcome to our store, what can I help you with today?" And then listened attentively to what you had to say?Doesn't happen very often does it? In fact, while I was writing this, I couldn't...more
What would happen if the personal assistants in your organisation were away for a week? How would it affect the running of your business or department? How would it affect you personally?If you are fortunate to have a personal assistant whom you heavily rely on to assist you, in most instances you would find yourself run ragged if they were absent for longer than a day.This week I spoke with two clients who were in the situation where their p.a.'s had been on holiday and these clients' lives were super-stressed as a result. Although they had other people in their organisation helping out, it wasn't the same as having an assistant who knows you very well and can get things done without you having to even ask.If you are fortunate to have a great p.a. then I hope you appreciate and look after them. Often they are undervalued, yet are the key people who keep the wheels turning in your organisation.I know there are many p.a.'s out there who love what they do and have great bosses, however there are heaps of others who don't.These women (and there is the odd male p.a.) do their utmost best , start early, stay in at lunchtime, work late and yet are undervalued, unappreciated and...more
Most people have no idea where their money goes. They earn it and they spend it.That's fine if you want to live from week to week and are not concerned about your financial future. However if you want to increase your wealth and have more options,...more
Running a business or department can often stretch you to the limit.To be effective at doing what you do best, it's imperative to look at what tasks you can either delegate or outsource.DelegatingThis is an interesting word. For some people it means...more
Work addiction is very common in our society today, yet it is not one that is not highly recognised.An interesting article in the March edition of The Success Report published by Success Technologies stated:"Of all the addictions receiving attention...more
Do you realise that if you're green you're growing and if you're ripe you're rotten? So says Winston Marsh, Business Marketing Guru in his recent newsletter.Here's and excerpt from it ..."Over the last week or so I have been presenting a series of...more
Working from home can be a most effective way to be more productive! Today's open plan offices stop many people from getting their work done. The constant noise, phones ringing and colleagues interrupting can drive anyone to distraction!Many people...more
Running a successful business takes a lot of energy and there are so many areas that as a business owner you need to pay attention too.It's not enough to spend heaps of time, money and resources into getting buyers for your goods and services and...more