The U.S economy continues to grow and corporations are enjoying large profits, but the majority of Americans still struggle with finances. This is one of the main reasons many people are looking into the benefits that a home-based business can offer. There is no stressful morning commute, extremely low overhead, fewer restrictions, and few or no employees. Many laws don't apply to small businesses with no employees or only a small number of...more
If you are searching for ways to earn an income using the internet, you must have already come across many programs with unbelievable claims of overnight income. This article outlines 7 criteria that I use to evaluate any opportunity that presents itself before me. * 1> Is there a Product in Demand If you are thinking about a business on the internet, there has to be a product that has a huge demand and that can be sold on the internet. Many...more
Q. I have several projects going at once -- but I never seem to finish them! I'm pulled in so many different directions -- and I end up with nothing to show for my efforts!A. While you're in a creative mode, you're most likely to be swamped with ideas! Most people have too few ideas or too many. Here's how to deal with the "too many to finish" challenge.(1) Stop berating yourself for not finishing a project. Instead, say, "I don't feel ready to move in that direction. I'll write down the idea and file it away for the future."(2) Tell a story about what would happen if you finished each project. "Susan finished all her art projects and..." You may be surprised what comes up. One client resisted finishing a book because she dreaded getting a slew of rejections from agents. Another resisted applying for jobs because she dreaded spending eight hours chained to a desk.(3) Review your economic situation. If you're desperate to finish these projects to make money, fear may be blocking your intuition. You'll have trouble thinking clearly and setting priorities.On the other hand, if you don't need the work, you may not be motivated. Some people...more
It never ceases to amaze me how many people set-up a web site, without any type of plan or clue about how to promote it--how to write a sales letter--how to write an ad--nothing! Fact is, nowadays, anyone can have a web site. But once you get one, then what? How are you going to make money with it? If you don't know what you're doing,...more
List of FeaturesCamera phones are handy, and they offer the most features of any type of cell phone on the market. The list of features available on a camera phone is truly astounding for such a small product. Here is a sample list:Internet access, better color resolution, improved sound quality, multi media messaging (MMS), zoom in/out, video...more
There was a time when prepaid plans were marketed mostly to people with poor or bad credit. Now, prepaid plans are being marketed as a great alternative to unlimited plans. Here are a few things to consider before you sign up for your prepaid. What is prepaid?Prepaid usually involves buying a block of minutes via online systems or replaceable cards, and you can use these minutes until they run out. Once you are out of minutes, you make another deposit or get a new card and you can continue using your phone.No credit or poor creditPrepaid Plans are the cell phone industry's equivalent of secured credit cards. You can still get a cell phone if you have no credit history or poor credit. Plans purchased through one of the major cell phone carriers might include free or low cost cell phones, and you can also get discounts on the standard accessories such as earpieces, headsets and faceplates.Minutes ExpireOne of the major charges against prepaid cards is that minutes expire after a period of time. That is, if you don't use all of your minutes within two or three months, you lose them and you have to buy another card. Some people consider this a rip off, but if you have...more
The Secondary Mortgage Market is responsible for the setting many of the rules and common practices that determines who gets a home loan. The secondary market includes Fannie Mae (Federal National Mortgage Association or FNMA), Freddie Mac (Federal...more
There are hundreds of sources for home loans online and right in your neighborhood. Banks, Credit Unions, Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a...more
There are many items that you can purchase to increase your cell phone use and satisfaction. Here is a short list of the must-haves with a few recommendations on where to find many more accessories for sale.Usually, an earpiece or headset, long...more
There are many offers for family cell phone plans on the web. To get the best deals, here are some guidelines: Get enough anytime minutes Keep track of your usage Be aware of the costs for extras like text messaging and internet access Have a family...more
You can find a long list of free cell phone offers on the web by doing some online research. A few of minutes of research can help you save time and money. These free cell phone offers are a great way to: Get more phone on a budget. Upgrade your...more
Here to stay and firmly established in the U.S. mortgage market, biweekly mortgage payments are gaining momentum. First introduced into the U.S. in the early 1980's by several small Northeastern Banks, the idea of biweekly mortgages has its...more