Ok, let's face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can. The good news however is that it doesn't have to be a difficult or time-consuming process. In fact, it can be very easy indeed if you know what you're doing. In this article we will discuss the ins and...more
When your eCommerce business grows to the point where you can no longer package and ship the orders yourself, it's time to begin outsourcing your order fulfillment. Although all order fulfillment centers offer the same basic services, their individual methods and costs will help you choose one over the other. When selecting an order fulfillment service, keep the following in mind:LocationOrder fulfillment warehouses are located all over the...more
What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyone who perpetuates this myth probably is not your best source for accurate financial information?Most of you right now are looking at the byline a couple of times to see if this article is REALLY being written by a mortgage person. Some of you have taken this as final, unequivocal proof that all mortgage people really do sit around a big table of tea cups wearing hats with fractions on them! No you are not in Wonderland but if you keep reading you might find many of you have been for a long time now.One of the buzzwords or catch phrases floating around the financial circles is "wealth creation." This has gained prominence due to the ability of the planner or agent to broaden their focus on overall wealth with their clients instead of just return on a particular investment. While a holistic approach is a very good one, what wealth creation strategies often lack are a defined strategy for accomplishing well, wealth creation! These plans...more
Creditors will measure your credit rating based on the following three main things. Capacity Collateral CharacterThe three "C's" show creditors your: "Capacity" or income to pay the debt "Collateral" or assets to secure the obligation "Character" shows your compliance to repay the debt1. CapacityThe very first question is whether you have...more
You bet! Especially for business, non-profit and association managers who REALLY need to persuade their key outside audiences to their way of thinking. Then move them to behaviors that lead to the success of their department, division or subsidiary. Could this be you? If so, you may need to reduce your emphasis on tactical public relations weaponry...more
Every company has a Vision, a Mission and a set of core Values. Companies develope multiple strategies that implement these Values to relaize the Mission.I always wondered, Is there any relationship between a company's Values and company's success? Is there any influence of these Values on a company's sustainability? Do the company's Values impact other factors of success? How do we measure that impact?Below I will try to explain the relationship between Values and other factors of success.Every company should have Values that increase and support higher Productivity (P), Quality (Q) of product, Quality of workplace and Quality of working. Every company's Values should also encourage and reward Creativity ( C ). The Values of every company should serve as a primary fuel to fan the growth of the 'company-employee' social system. For Values to produce higher Productivity and instill Creativity while upholding highest possible and attainable Quality in the process, the Values need to thrive in the air of honesty. Honesty in a company is synonym for courage and is a measure of risk readiness and agility. I define the Fuel Index as one that measures...more
Looking for work is an energy-devouring ordeal, often leading to running in circles and not getting anywhere. A systematic approach can help you focus on your goal, avoid wasting the energy you need to conserve for interviews and employer contacts,...more
Tons of opportunities for you to achieve financial success is flooding into your inbox every day. May'be you've even opened and did the suggestions by the author. Their ideas didn't pan out huh? Well today is your lucky day, because...more
The number one reason people don't get out of debt is they don't try. This may apply to you. You want to, but never seem to do it. You put it off for whatever reason. You want to wait for your life to be just right before you make...more
Strong for business, non-profit and association managers when they use the fundamental premise of public relations to produce external stakeholder behavior change - the kind that leads directly to achieving their managerial objectives. And strong...more
These days, interviews don't come easily. When you get The Call, make the most of your time -- and go for it! 1. Investigate the company's culture, markets, and finances. But resist the temptation to show off what you've...more
Wonder Woman makes it looks so easy. She gets up every morning, fights the good fight, calls it a day, and starts the whole process all over again. This is the way most of us begin our workday. We work hard, accomplish lots, and get up in the morning...more