A Savings Incentive Match Plan for Employees plan, better known as a SIMPLE plan, is an IRA-based retirement plan available to employers with fewer than 100 employees. Under a SIMPLE IRA plan, an employee can contribute a portion of his pay to his SIMPLE IRA account. An employee can make a maximum contribution of $9,000, ($10,500 if age 50 and over), to his SIMPLE IRA account for 2004. You, the employer, are required to make a contribution for...more
Things to take into account at the time to look for feng shui office harmony.At the time to look for feng shui office harmony, there are many important things to consider and to use in order to achieve your search for harmony goal. Through this article we will provide you with some of the most important feng shui office evaluation techniques.The main thing to have into account, according not only to feng shui office tips but to feng shui in...more
Feng shui coins can allow you, among other things, to increase your income. By keeping three coins tied with a read thread, you would protect your already existing income as well as increase it. According to Chinese traditions, three coins tied that way symbolize prosperity and income protection.By carrying these three tied coins with yourself you could attract personal wealth, as well as by using these feng shui coins in your house would bring prosperity and wealth for all its occupants. Number three symbolizes heaven, man and earth united, and it is a lucky number as well.Carrying them with you would also attract helpful people to you and receive help when you need it. You can also give feng shui coins to those you love as a present; it would be a symbolic, creative and helpful gift to give. You can combine the coins representation with different numbers symbolism, achieving this way, different desired effects.According to feng shui specifications, the best house area for placing feng shui coins is the northwest. According to the bagua map, the northwest of any space corresponds to the prosperity life area, and therefore, placing feng shui coins there would be very helpful and...more
A feng shui money tree is an indoor plant used in order to attract prosperity and wealth into any space. The feng shui money tree's botanical name is Pachira, and its care requires the average sun light and watering that any other indoor plant would need. Its height can reach to as much as seven feet while it can reach to be as much as three...more
Financial markets provide their participants with the most favorable conditions for purchase/sale of financial instruments they have inside. Their major functions are: guaranteeing liquidity, forming assets prices within establishing proposition and demand and decreasing of operational expenses, incurred by the participants of the market. Financial...more
When trying to analyze whether a promotional ad for an investment newsletter or a market timing investment trading system is worthy of investigation, the following questions should be asked:Does the strategy have a track record? Without this you are really allowing your emotions to be in play. All of us want to believe that if someone says something it must be true. Yet the sad fact is the truth is probably just the opposite. Most ads and promotions are put in print for self interests first, and all else second. One has to view anything on the web with a skeptical eye. The minimum that an investment strategy should give you is a previous track record. The longer the track record is the better. Something that has worked for a matter of months is usually not long enough in the trading world to be considered successful. Some promoters do not release their track records because they say that "past performance is not an indication of future results". This is true but certainly no performance is not an indication of future results either. Some promoters do not release their track records because they say "we used to do a track record but subscribers got upset if the strategy lost money...more
Did you know that business executives spend about half their time sitting in meetings? In fact, 40 to 50 percent of their working hours are consumed by meetings, according to a study by the Annenberg School of Communications at UCLA and the ...more
Today's competitive marketplace for consulting services is no longer responsive to the marketing strategies that worked in the past. The services you provide should speak volumes about your consulting business. Think about what happens when you...more
About a year ago, I had an opportunity to have dinner with the CEO of an engineering startup company in Pennsylvania. As we discussed engineering design matters over Chinese food, he took a few moments to talk about his business philosophy. "As far...more
Too many businesses wait until a crisis occurs before they start to focus on improving their financial management. Often, by that time, it can be too late. By setting aside an hour now to evaluate the strengths and weaknesses of your...more
Lately the age-old business dilemma of how to stand out from the crowd has been haunting companies and professional service firms more than ever before. All too many firms nowadays look too much alike, with marketing strategies seemingly unable to...more
The intellectual property transfer market is now estimated to be worth over $100 billion. If you have a new idea, an invention, a new art or craft, you may be able to license it or sell it for millions of dollars. Many Fortune 500 companies are now...more