Creditors will measure your credit rating based on the following three main things. Capacity Collateral CharacterThe three "C's" show creditors your: "Capacity" or income to pay the debt "Collateral" or assets to secure the obligation "Character" shows your compliance to repay the debt1. CapacityThe very first question is whether you have sufficient income to repay the debt. Creditors will definitely check to see if your income exceeds your...more
You bet! Especially for business, non-profit and association managers who REALLY need to persuade their key outside audiences to their way of thinking. Then move them to behaviors that lead to the success of their department, division or subsidiary. Could this be you? If so, you may need to reduce your emphasis on tactical public relations weaponry with its simple print and broadcast mentions. And instead, use a broader, more comprehensive and...more
Every company has a Vision, a Mission and a set of core Values. Companies develope multiple strategies that implement these Values to relaize the Mission.I always wondered, Is there any relationship between a company's Values and company's success? Is there any influence of these Values on a company's sustainability? Do the company's Values impact other factors of success? How do we measure that impact?Below I will try to explain the relationship between Values and other factors of success.Every company should have Values that increase and support higher Productivity (P), Quality (Q) of product, Quality of workplace and Quality of working. Every company's Values should also encourage and reward Creativity ( C ). The Values of every company should serve as a primary fuel to fan the growth of the 'company-employee' social system. For Values to produce higher Productivity and instill Creativity while upholding highest possible and attainable Quality in the process, the Values need to thrive in the air of honesty. Honesty in a company is synonym for courage and is a measure of risk readiness and agility. I define the Fuel Index as one that measures the sustainability and agility of a...more
Looking for work is an energy-devouring ordeal, often leading to running in circles and not getting anywhere. A systematic approach can help you focus on your goal, avoid wasting the energy you need to conserve for interviews and employer contacts, and lower your stress level.Some resources you might find helpful include:1. Newspaper classified....more
Tons of opportunities for you to achieve financial success is flooding into your inbox every day. May'be you've even opened and did the suggestions by the author. Their ideas didn't pan out huh? Well today is your lucky day, because this opportunity is the real deal. Turn your financial dreams into reality right now.You must be wondering how is...more
The number one reason people don't get out of debt is they don't try. This may apply to you. You want to, but never seem to do it. You put it off for whatever reason. You want to wait for your life to be just right before you make the attempt. You tell yourself, when I get the new job, when I receive the next promotion, or when I get my next raise, I'll go to work on my debt. (c) 2004 David Wilding Perhaps you are waiting for some artificially set date. You tell yourself the first of the year will be a good time to start or when you get back from vacation. Whenever it is, it is always in the future. I call this "perfect situation procrastinating.". This allows you to put off any action, while you wait for your situation to be perfect. It reminds me of a story I read the other day about a mother registering her daughter for kindergarten. The mother, a school teacher, took her daughter to register for kindergarten. They were greeted by the kindergarten teacher near a table outside the room. On the table she had some paper and crayons. The mother stood back while the teacher did, what the mother recognized as, a simple screening of her daughter's abilities. The teacher asked...more
Strong for business, non-profit and association managers when they use the fundamental premise of public relations to produce external stakeholder behavior change - the kind that leads directly to achieving their managerial objectives. And strong...more
These days, interviews don't come easily. When you get The Call, make the most of your time -- and go for it! 1. Investigate the company's culture, markets, and finances. But resist the temptation to show off what you've researched: "I just read...more
Wonder Woman makes it looks so easy. She gets up every morning, fights the good fight, calls it a day, and starts the whole process all over again. This is the way most of us begin our workday. We work hard, accomplish lots, and get up in the morning...more
You'll get wet but the reward just might be a more fulfilling ride!In Survival is Not Enough, author Seth Godin says change is the "new normal." Rather than thinking of work as a series of stable times interrupted by moments of change, Godin says we...more
What is Mobile SMS/ Test Messaging?Mobile text Messaging, or Short Message Service (SMS), as we all know it, is the ability to send and receive text messages to and from mobile telephones. The text can comprise words or numbers or an alphanumeric...more
Food industry needs to adapt to the South Beach Diet principles in order to remain profitable.Watching the big amount of "low-carb", diet-friendly versions of foods that appear on the market, one would say that the South Beach Diet has not affected...more