In United States of America and Canada, indoor tanning products are very usual. Moreover, the indoor tanning businesses have appreciably grown in the last 25 years and are still increasing, getting more and more sophisticated.It's hard to compete with the global beauty industry. Surprisingly or not, the American population is spending more time and money on beauty than on their education. Thus, regardless of sex, nationality, age or occupation,...more
Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments. In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard to find a consolidation loan at a lower interest rate. And if you're not careful, you can end up deeper in debt than when you started. Your goal in consolidating...more
It is a common question when investors review their retirement planshould we include social security benefits into our retirement income projections?It seems the closer an investor is to retirement, the more likely he/she will include social security benefits into the analysis. Younger investors, however, may feel compelled to omit such benefits. They must then become mavericks on the retirement front. The choice is yours, but before you decide the influence of social security on your future, remember the following points:When Franklin D. Roosevelt signed the social security act in 1935, he stated that social security gives some protection to American families. One reoccurring theme of his statement focused on assistance, not 100% protection. In the President's words, "the law will flatten out the peaks and valleys of deflation and of inflation (source: www.www.ssa.gov)."For many, the Social Security Administration has raised the age of full retirement from 65 to adopt a more stringent schedule. This may be an addition of a couple of months or a couple of years. The administration justifies the increases due to longer life expectancies and general healthier life styles. ...more
Do you ever wonder why some people seem to get all the lucky breaks in business while others struggle to barely get by? They seem to be in the right place at the right time. Fact is, maybe they're not at the right place at the right time; maybe they just know how to make things "happen." As a business advisor I often see people begin and end a...more
Branding is one hot topic, although it is wildly misunderstood. To make things even more confusing, branding is often tossed in the same basket as marketing which makes its application to an entrepreneur or sole-practioner even more unclear.While out speaking on branding, the question that I hear most is "How do I know if my business or service is...more
Starting Your New Home Business The Right Way Once you have made the initial preparations for starting up your home business, it is time to think about getting a little discipline. I don't mean that in any salacious sort of way: we are not talking about chastisement involving pain and leather goods. If you are entertaining this kind of idea, you are not working hard enough. You will have plenty of time for that type of mind wandering when you have got your home business up and running on autopilot. So store away all thoughts of bamboo canes and studded collars and concentrate here for a short while.We are not even dealing with the kind of punishment you might get at school or a correctional institution. We are talking about the toughest kind of discipline: regular, old-fashioned, grit-your-teeth self-discipline. I can hear the groans but I don't know why Discipline has become so unpopular. You should treat it as a good friend, shake hands with Discipline and give him a clap on the back invite him in to look around your home office and get his opinion of your plans. Discipline will strengthen you and make it easier for you to get organised and stay organised; consider...more
The seven essentials of business communicationThere are seven essential elements to successful business communication: Structure Clarity Consistency Medium Relevancy Primacy/Recency Psychological Rule of 7±2If you are going to communicate...more
Everyday someone asks me, "How do you start a pet-sitting business?" I try to answer their question succinctly. But the truth is, starting a pet-sitting business, or any business is not always a succinct process. Following are 21 tips that I know can...more
Like human nature over time, the power of good public relations remains the same. Whether you are a manager working for a business, a non-profit or an association, at some point, you will want, or need to create outside stakeholder behavior change...more
We've all heard about certain ways to cut your grocery bill like avoiding the grocery store when you're hungry, using coupons on double coupons day, and buying only the items on your list. These are all good tips and we should keep using them. ...more
You excitedly signed up for that pre-made money generating website you saw in a popbehind window. You signed up for the affiliate IDs. You set up your autoresponder and signed up for several "traffic generators". You read the writings of all the...more
My experience working with thousands of leaders world wide for the past two decades teaches me that most leaders are screwing up their careers. On a daily basis, these leaders are getting the wrong results or the right results in the wrong ways....more