These days, interviews don't come easily. When you get The Call, make the most of your time -- and go for it! 1. Investigate the company's culture, markets, and finances. But resist the temptation to show off what you've researched: "I just read that you're about to embark on a new product line") unless you have a question directly related to your career. 2. Look like you belong. Learn the company's dress code and err on the side of...more
Wonder Woman makes it looks so easy. She gets up every morning, fights the good fight, calls it a day, and starts the whole process all over again. This is the way most of us begin our workday. We work hard, accomplish lots, and get up in the morning for an encore presentation. >From childhood we were told that if we put 110% into our careers that we will be shoo-ins for promotions and raises. It sounded like an excellent plan and one that you...more
You'll get wet but the reward just might be a more fulfilling ride!In Survival is Not Enough, author Seth Godin says change is the "new normal." Rather than thinking of work as a series of stable times interrupted by moments of change, Godin says we "must now recognize work as constant change, with only occasional moments of stability." For many of us this very thought stirs both a nervous anxiety and an enjoyable excitement. Even if we are fearful, we crave change: the opportunity to try something new, to build on what we know, to stretch our professional muscles. So how do we deal with the fear, change that career horse in mid-stream and move down the career exploration path on a new stallion? First we have to acknowledge our fears. They may not be rational even to us but we are not seeking our rational thoughts. We are in search of those underlying fears that operate whether or not we are fully aware of them.Try thisÂ…take out a piece of paper and write down all the reasons you can't or won't make a career change or job move. Don't hold back. What are your fears, concerns, reservations etc? Are they related to a loss of income or the expectations of others? Fear of failure?...more
What is Mobile SMS/ Test Messaging?Mobile text Messaging, or Short Message Service (SMS), as we all know it, is the ability to send and receive text messages to and from mobile telephones. The text can comprise words or numbers or an alphanumeric combination. SMS was created as part of the GSM Phase 1 standard. The first short message is believed...more
Food industry needs to adapt to the South Beach Diet principles in order to remain profitable.Watching the big amount of "low-carb", diet-friendly versions of foods that appear on the market, one would say that the South Beach Diet has not affected only people who want to get slim and healthy. Companies involved in the food industry have also been...more
Can you stop debt collectors ? . . .You better know you canYou can stop debt collectors under the law provided by the Fair Debt Collection Practices Act. If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor."If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe.What debts are covered?Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for medical care, or for charge accounts.Who is a debt collector?A debt collector is any person who regularly collects debts owed to others. This includes attorneys who collect debts on a regular basis.How may a debt collector contact you?A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or...more
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy. Companies called consumer reporting...more
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel,...more
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help...more
So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet variations on this message: "Turned down...more
Mathematics is unerring. As a child we are taught that 2 + 2 = 4. This will never change and will always yield the same results; except when it comes to calculating you phone bill. Most long distance carriers advertise their low rate per minute...more
You may already be familiar with Check 21, a federal law that goes into effect on October 28, 2004. If you're like me, this may be something you hadn't heard about until just yesterday. The Check Clearing for the 21st Century Act, otherwise known as...more