It never ceases to amaze me how many people set-up a web site, without any type of plan or clue about how to promote it--how to write a sales letter--how to write an ad--nothing! Fact is, nowadays, anyone can have a web site. But once you get one, then what? How are you going to make money with it? If you don't know what you're doing, then do the smart thing and consult with an Internet marketing expert.What? You say you can't afford an Internet...more
List of FeaturesCamera phones are handy, and they offer the most features of any type of cell phone on the market. The list of features available on a camera phone is truly astounding for such a small product. Here is a sample list:Internet access, better color resolution, improved sound quality, multi media messaging (MMS), zoom in/out, video recording capabilities (short clips, no movies), speaker phones, FM radio, MP3 players and all the...more
There was a time when prepaid plans were marketed mostly to people with poor or bad credit. Now, prepaid plans are being marketed as a great alternative to unlimited plans. Here are a few things to consider before you sign up for your prepaid. What is prepaid?Prepaid usually involves buying a block of minutes via online systems or replaceable cards, and you can use these minutes until they run out. Once you are out of minutes, you make another deposit or get a new card and you can continue using your phone.No credit or poor creditPrepaid Plans are the cell phone industry's equivalent of secured credit cards. You can still get a cell phone if you have no credit history or poor credit. Plans purchased through one of the major cell phone carriers might include free or low cost cell phones, and you can also get discounts on the standard accessories such as earpieces, headsets and faceplates.Minutes ExpireOne of the major charges against prepaid cards is that minutes expire after a period of time. That is, if you don't use all of your minutes within two or three months, you lose them and you have to buy another card. Some people consider this a rip off, but if you have an...more
The Secondary Mortgage Market is responsible for the setting many of the rules and common practices that determines who gets a home loan. The secondary market includes Fannie Mae (Federal National Mortgage Association or FNMA), Freddie Mac (Federal Home Loan Corporation or FHLMC), Ginnie Mae (Government National Mortgage Association or GNMA) and a...more
There are hundreds of sources for home loans online and right in your neighborhood. Banks, Credit Unions, Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a mortgage.Neighborhood BanksOne of the best resources for getting a home loan is your neighborhood bank. Depending on...more
There are many items that you can purchase to increase your cell phone use and satisfaction. Here is a short list of the must-haves with a few recommendations on where to find many more accessories for sale.Usually, an earpiece or headset, long lasting batteries and a car charger are provided at a discount when you purchase your phone. If you plan to replace these items, make sure that your new accessories are compatible with your brand of phones. A cell phone is a small, but sensitive item. If you try to attach the wrong equipment, you'll need to use your warranty a lot sooner than you think.A lot of cellular manufacturers are now including data kits as a part of their accessory offerings. I would go for a cell phone with Bluetooth technology. This allows the phone to interface with other electronic equipment such as Blackberrys and PCs. You can download data, upload data or customize your phone from your PC and have it done in real time. There are car chargers, desktop chargers, sports pouches, faceplates, masks, data cables and belt clips. The list varies by manufacturer, but only your needs and budget can guide you through the long list of cell phone accessories that...more
There are many offers for family cell phone plans on the web. To get the best deals, here are some guidelines: Get enough anytime minutes Keep track of your usage Be aware of the costs for extras like text messaging and internet access Have a family...more
You can find a long list of free cell phone offers on the web by doing some online research. A few of minutes of research can help you save time and money. These free cell phone offers are a great way to: Get more phone on a budget. Upgrade your...more
Here to stay and firmly established in the U.S. mortgage market, biweekly mortgage payments are gaining momentum. First introduced into the U.S. in the early 1980's by several small Northeastern Banks, the idea of biweekly mortgages has its origins...more
Above all, you need to know that the right PR can alter individual perception and lead to changed behaviors. Especially when you create external stakeholder behavior change, the kind that leads directly to achieving your managerial objectives. And...more
"Hey, I didn't know you were a writer, I thought you were a Virtual Assistant." No matter how many times I hear this comment it still surprises me. I learned early on that writing was one of the most lucrative services that I could offer in my...more
Over recent years, personal loans have become a popular solution for many consumers looking to raise finance for a variety of purposes. You can get personal loans for all sorts of things, from debt consolidation to holidays, cars and other purchases....more