Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report arrives you may have trouble making sense of it. How are you to read and understand a credit report? There are three major credit reporting agencies that issue...more
Corruption In The Banking Industry Drowns American In Debt 91 years ago, way back in 1913 our Federal Government implemented legislation that removed their sovereign rights to increase the amount of money that circulates in this country. At the time, this may have seemed like the right and fair thing to do, but times have changed. Ever since that law was passed, the power to increase this country's supply of money has been held by the private...more
Cross cultural communication consultants have come a long way in the short period of time such specialists have been in demand. No longer are they expatriates with a few years overseas experience and the capability to impart their knowledge onto others. Cross cultural consultants now bring expertise that is founded upon a number of key factors.Cross cultural consultants generally have a broad knowledge and experience of two or more different cultures. This knowledge is then employed to assist companies and individuals overcome challenges brought about through cross cultural differences in business. Areas in which assistance is needed may range from relocation briefings to company mergers or management techniques. The ability to diagnose and treat cross cultural problems is developed through their experience in a number of different fields.Academic KnowledgeCross cultural consultants will generally have an academic background either in specific courses such as 'Cross Cultural Communication and Trade' or 'Cross Cultural Psychology' or in related courses such as 'International Relations' or 'Business Studies'. Their studies will equip them with the academic skills and knowledge of...more
"There can be no knowledge without emotion. We may be aware of a truth, yet until we have felt its force, it is not ours. To the cognition of the brain must be added the experience of the soul." - Arnold Bennett (1867-1931)Ask yourself, "What is the audience feeling?" and "How would I like him/her to feel?" You need to be aware of: How...more
As the practice of public relations in China continues to mature, it seems appropriate to ask whether Chinese business managers - tutored as they have been by European, North American and other PR specialists - continue to apply major public relations emphasis to print and broadcast communications tactics. In other words, do they still see PR...more
So you got your own website now. Exciting isn't it? You're ready to start putting your website to work for you. What will you do first? So many ideas going through your head...you want to make it the best website on the internet. You want to make it unique and different from anyone else's. So many ideas popping in and out of your head you want to do so much. After all besides things in our home, when do we really get to design anything? Before we know it we have added a little of this and a little of that and maybe some more of this. It's almost like waving a magic wand over everything giving it color and making it pretty. To us, our web site looks great we have color and we have animated graphics we also have a lot of content, after all that is what gets website recognition, isn't it? But wait, take a closer look, is all that content really necessary? We know google likes content but maybe some of us are confused as to which kind of content google is looking for. I admit, I once thought content is content. But I was very wrong, not all content is created equal. If your website is a business related site then your content should be business related as well. Your content should be...more
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money wisely in order to save for the down payment. ...more
International businesses are facing new challenges to their internal communication structures due to major reforms brought about through internationalization, downsizing, mergers, acquisitions and joint ventures. Lack of investment in cross cultural...more
Whether you are already running your own business, or still thinking about starting your own business, I suspect that deep down you know you have gifts and talents that can really make a difference to others. In an ideal world, you'd spend the...more
Before becoming a netpreneaur, I was an entrepreneur. First, I owned a successful child care center which grew to capacity in less than two years. When I sold that, I bought a little flower shop that had less than 300 customers and grew it to what...more
"Quality and service are important, if you want to make a sale. If you want to keep a customer for life, keep your promises." - Heidi RichardsThe buzzword these days is "relationship" marketing. Just what is it? And why is it important? Relationship...more
"Cross promoting with other businesses can give you a significant advantage over the competition, with many benefits and cost savings." -Heidi Richards-More and more competition in the marketplace is making it necessary for companies to find creative...more