You're a bright, successful business executive making good money and managing a capable staff of accomplished professionals. You are successful beyond your wildest business school dreams. You've achieved much-yet something's missing. On the surface, life is good-yet you feel tired, drained, frustrated, defeated. Intuitively, you know your life can and should be more fulfilling.Where do you turn? What can you do?Four years ago, I reached a point...more
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.D., Ph D."The vulnerable relationship between child and parent is a metaphor for the relationship between a soldier and his army. It is also more than a metaphor when we consider the...more
We're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance. No matter what your credit history is, or what your circumstances are, the internet has now made this process a billion times easier. This article will outline a 5 point plan, to assist you in your pursuit of financing online:Step 1: Don't be afraid to go shopping.Discussing personal mistakes in life can paralyze us with fear, namely, getting into the "bad credit" issues.The good news is that for the most part, getting into this "stuff' is completely unnecessary in the preliminary phase of shopping for a loan, beyond the basic information provided in an online short-form.In other words, you don't really have to talk about the nitty-gritty details, until after a loan offer has been presented to you. We'll get into that laterÂ…But since we're on the subject, if you are a consumer with credit history issues, let me briefly take this opportunity to state the obvious: You're no different then anyone else. We all live imperfect lives. Credit problems do not make you a bad person, they are simply reference...more
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy! In the "debt collection biz", creditors will sell your outstanding debt along with the debt of hundreds of others to a collection agency for cash up front. The...more
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two different things. One company recently approached us because over the past two years they had created a...more
Key Events To Watch ForIraq Oil Production stabilizing above 2 Million Barrels per dayUsual suspects for Strikes Norway, Nigeria, and VenezuelaSaudi Production over 10 Million Barrels per dayLargest Importers to U.S. and amount weeklyRussian Oil giant Yukos back taxes problem ( produces 1.72 Million barrels per day) alot of export revues for Russia too loseKey Market FundamentalsU.S. Crude Oil Inventories starting at the beginning of January 2004 where at a historical tightness level of approximately 270 Million Barrels and growing into the end of the first half of the year at one of the largest rates ever before seen to a high of 308 Million Barrels. For the week ending June 25th we were looking at 304.6 million barrels in inventory. These Numbers are released by the America Petroleum Institute and the Dept. of Energy every Wednesday at around 10:30 A.M. Eastern time unless delayed a day due to Holidays or technical problems. Inventory builds of both U.S. Commercial and Strategic Petroleum Reserves should not be discounted as the global economy recovered out of a severe recession and demand began building to a record pace. With OPEC members producing at the highest levels in...more
The most successful entrepreneurs rely on their advisory boards to help spot new opportunities and potential pitfalls.Now you can have your own advisory board: a shadow board of directors.A shadow board of directors is a low-tech technique for...more
I'm in the process of moving from one computer to another, and one of the things I really miss so far is a good keystroke macro program.That's a program, a communication technology, that allows you to trigger long strings of text, including names and...more
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of LoanResources.Net: Down-Payment Fixed Versus Adjustable Rate APR Loan Types Loan Amount Qualification, Income Loan...more
As a manager, does your current business, non-profit or association public relations effort concern itself primarily with radio and newspaper publicity? Or does it concentrate on a specialty area like financial communications or trade relations? Or,...more
It seems like a good idea, harmless in fact. Your friends assure you that everybody does it and that employers rarely check resume facts. Going on blind faith and convinced the truth hasn't been helpful so far, you seriously consider fabricating...more
In today's competitive world of retail, many stores are implementing external marketing programs designed to attract new business. Unfortunately, the cost can be very high with little return on investment. What is often lost in the mix is the fact...more