Surety Bonds are required for a reason, usually to protect public money. Many contractors and commercial businesses get frustrated by their bond requirements and will put the requirement to the side and put their full attention to what they feel needs it. Unfortunately for them, the obligee will feel quite differently about what is most important and what needs to be done.Some commercial businesses will begin operating prior to properly filing a...more
Real estate investing may not be everyone's cup of tea, but some people who have already tried investing in real estate know that it can be highly profitable and lead to much better quality of life. There are several keys to making significant profits in real estate investing deals. And when the deals are profitable, you will certainly be well on your way to success.For real estate investing newbies, don't be afraid of the challenges and pitfalls...more
Upper Saddle River, NJ - January 4, 2006 - We all succumb to the annual ritual of making a bunch of resolutions about how we will change our lives with the start of the New Year: eat better and healthier foods, exercise more, reorganize our rather hectic and stressful lives in order to live longer, and learn to enjoy what we have. In most instances, regardless of how dedicated we are to these resolutions, most of our good intentions give way to the realities and pressures of everyday living, and before we know it, we are pretty much back to where we were on December 31.Executive compensation is, in many ways, treated very much the same way. Boards and their Compensation Committees set forth their resolutions on how they will tighten up the criteria for governing and determining executive compensation going forward. Some of this idealism is internally generated based on reasonableness and a strong sense of responsibility on the Board's part. Unfortunately, this desire to tighten up the decision-making process emanates from external pressures, namely the shareholders, investors and their "watchdog groups", and various governmental agencies and their "knee jerk" regulations,...more
Are you afraid of applying for a loan, just because you have a bad credit? No need to fear anymore. You need to understand the fact that you are not the only one whose credit status is bad. Bad credit personal loan can be a solution to your this problem.A bad credit personal loan is tailored to meet the personal needs of the UK residents who have a...more
If you are a loan officer, you may be considering purchasing internet mortgage leads. But you may be leery of whom to buy them from and the type of lead you should buy.There are many internet mortgage lead companies out there, and they sell all kinds of lead types.Such as, real time, live transfer, recycled, and lets face it, a lot of these...more
When you listen to a customer (or co-worker, spouse, significant other), your brain is constantly making hundreds of assumptions. Each word, inflection, and tone of voice is interpreted, but not always as the speaker intended. Research shows that 2/3rd of all employees feel management isn't listening.*We all think we know how to listen, yes? The fact is that very few people know how to truly listen. In our earnestness to serve, we get pulled out of a conversation by preparing for the answer while the other person is still talking. We wait for a pause and when the person takes a breath, we jump in to improve or remedy the situation. Or, we worry about the question that we may be asked that we might not be able to answer intelligently. Will we know the answer? Will we be able to respond appropriately? What if I am asked a question I don't know the answer to? What if I don't understand the question? What if they find out that I'm new on the job/on the equipment/at this company? What if they get angry at me? What if I frustrate them? What if, what if, you fill in the blank. We are anywhere but listening to the other person. Our intentions are good. We want to give the...more
By far, the most efficient way to obtain life insurance is through a term life insurance policy. Some financial advisors insist that their clients use whole life insurance rather than term life insurance. I am going to show you why they are wrong....more
5 Ways a Document Management Service Can Improve Your BusinessDocuments can be the bane of any businessman's existence. Documents are a fact of life in the business world. From advertisements to legal contracts to protocols, from business plans to...more
A lot of online entrepreneurs are under the impression thatthey have to do everything themselves and be everything toanybody. They want to do it all. The want to be theinventor, the creator, the author, the accountant, thegraphic designer, the web...more
Why it's better to have residual income and not solely depend on paycheck income? Residual income by definition is income earned by an individual that are generally coming from his assets at hand. It allows a person not to worry anymore spending 8...more
A duopoly is a situation in which two firms control nearly all of the market for a product or service. Duopolies can be surprisingly competitive. If you remember that the price of a product or service is determined solely by the highest losing bid...more
Why is a value investor writing about an unprofitable internet company? Because value investing is about finding dollars that trade for fifty cents; with a market cap of less than 75% of sales, Overstock.com (OSTK) looks like it may be exactly that....more