It is not uncommon for families or individuals to find themselves in the midst of credit card debt. Many people wonder if credit card debt consolidation is for them. What is involved in this process? Basically, a credit card balance transfer takes place so that all your credit cards are consolidated into one card. You receive one statement and deal with one company for the full balance of all your cards. Several companies offer this type of deal,...more
If you are having difficulty knowing what to charge, then check out your competition and find out what they're doing. Find out if they post prices or fees on their website or if they have "packages" or deals. Do they have payment options?While you are researching, keep in mind just because your competition is charging one way it is not necessarily how you should be charging.One of my clients is a business and life coach. Most coaches charge for...more
To work at home seems to be the "Dream of Our Time". For women, in particular, it provides a way to combine motherhood with earning an income, without sacrificing time with the family. There are several ways to work from home so we can be with our children during the day. Two things to bear in mind when deciding to be a home-based working mum are: 1. What business do I choose? 2. My "why" for doing it? The first thing to consider when choosing a home business is that you must enjoy it. If you like to party then perhaps the Party Plan companies are worth a look. If you have a flair for make-up, there are the cosmetics companies. Nutrition and weight control, special gifts, home-wares, even lingerie - the opportunities are endless.Do you want to work face-to-face with people or by phone? Perhaps you just want to work online, maybe a combination of these.However you choose to work, there is something for you. As mentioned before, the main point to consider is that whatever you choose to do - ENJOY IT! If you've decided to venture into the "home business world" take a while to really ponder just what kinds of things you enjoy and build on that. Once you get started, whether you're...more
Most people want to apply for a credit card online and get the best deal available, including a low interest rate, a reliable credit company, and some sort of reward program like a travel credit card offers. The Bank of America credit card is a card you can trust. They are available online at http://www.bankofamerica.com and one of the most popular...more
For business owners and family members alike, a credit card offer that includes a way to earn points toward travel is a great deal. A travel reward credit card is one that gives you the ability to earn credit with various aspects of the travel experience simply by using you card when you make your every day purchases. The Bank of America credit...more
The Expression of Interest (EOI) is the beginning of the submission processes for many agencies and potential clients of yours.The purpose of the EOI is to assist the donor/agency/business to compile a shortlist that will be invited to submit a tender for an opportunity.For you, the purpose of the EOI is simple - get on the shortlist!As with all aspects of proposal and tender development, the EOI process is not without challenge:- Often working with limited information- Understanding EOI timing is important, so you are responding to most up-to-date information, however this can in some cases be easier said that done- Agency processes vary, so understanding each specific call for EOI is critical- A shortlist is just that - short. So it is unlikely that you will receive 100% conversion to shortlist. A scattergun approach is not the solution, but ensuring your pipeline is full remains a success factor.As with every aspect of positioning for business, waiting for a call for EOI is not enough to create success - other profiling and positioning activities need to continue.Some general principles that are worth considering for each of your EOI submissions:- What you present needs to...more
If you are about to launch a new online product or service, or you are ready to expand your existing online product or service , you need to have a complete financial and competitive picture of what the current market is for your product or service ....more
Each one of us needs money at one or the other time in our life. You may wish to buy a new home. One can fulfill his or her personal desires by withdrawing money from the savings account. But, do you think it is right to withdraw the savings when an...more
If you haven't been credit card shopping recently, you'd be amazed at the variety offered today. In addition to the different interest rates, the extent of rewards or perks offered is vast. There are cards offered to fit everyone's needs. Good...more
Does your business get pushed to the side because you get caught up doing non-business things? Be Careful! You may get your voice caught up learning or doing items not related to your business. When I say, "Your Voice" I mean your influence but also...more
Guarantee your SuccessSo you are or are seeking to become an entrepreneur. Did you know that according to Robert Kiyosaki, the author of "Rich Dad, Poor Dad" that 90% of all new businesses fail within the first five years? Additionally, statistics...more
No one person has been praised or criticized for the economic progress of the United States over the last 20 years than Alan Greenspan. Here's his story. Alan GreenspanAlan Greenspan has led a prolific life in the financial industry. Many people...more