Have you sat down and really thought about your financial future? I know people are busy these days and you think "well I'm young now and I'll have time to do it later." You're dead wrong. You are NEVER too young to start saving for retirement!They say if a 25 year old puts in $2.00 a day into a savings account ($60.00 a month), buy the time he reaches 65 he'll have a million dollars. However, what is a million dollars these days - really? It's...more
Abstract: This article distinguishes proactive selling from reactive selling and illustrates the technique and benefits associated with proactive selling.Are you getting "no's" bleed from customers saying no too often? Try asking questions that can't be answered with a no. Try proactive selling.Reactive SellingMuch of the time, we adopt a reactive posture with our customers. We "lob" a statement or benefit over the fence and wait for the...more
Unclaimed Money and unclaimed property searches are conducted by most Americans on an annual, if not biannual, basis. With over $25 billion in unclaimed money in the United States most people find money for themselves or one of their immediate family members. Unfortunately if the search is not done thoroughly you may miss money owed to you. Here are 5 tips to help you search for your unclaimed money: 1 - Search for variations of your nameFor example a person named William J. Smith may have money under W. Smith, Bill Smith, W J Smith, etc. Search all possible name variations to ensure the unclaimed money account was not listed under a variation of your name. 2 - Look in ALL state and federal databasesThe missing funds are reported in state and federal databases. You may have money in any of the over 54 databases. Even if you have only lived in one state you may still have money in another states database. If you were owed money from a life insurance policy from a company in New York, that company may report the money in the New York state database. An inheratance may be in the benefactor's state database. If you search only your state of residency you may miss money owed to you.3 -...more
If you are like a lot of people working for Corporate America, continuously working in the same job becomes too repetitive and a change is needed. We call it he "two year itch". But looking at wear to land after taking your next leap forward is not as easy as it sounds. Job profiles are very misleading, and for the most part, do not reflect the...more
"At senior levels of an organization, the ability to adapt, to make decisions quickly in situations of high uncertainty, and to steer through wrenching change is critical. But at a time when the need for superior talent is increasing, big U.S. companies are finding it difficult to attract and retain good people. Executives and experts point to a...more
Abstract: Time management is not about squeezing more into a day or eliminating distractions. It's about managing activities to achieve goals. This article shows you how.How many times have you thought or said, "Sure, I'd like to (take a course, take a vacation, work on an additional skill or project, etc) but there just isn't enough time." When we say, "There just isn't enough time," we're shirking responsibility. Let's look at time and I'll show you what I mean.Time is a unique resource. It cannot be saved, stopped, or replaced. It's interesting, then, that some people seem to "find time" to get things accomplished that others don't. Some people seem to be able to "manage time" better than others and are thus able to "better use time."The fact is, these resourceful people cannot "find time" or "manage time" any more than the rest of us. Time cannot be "managed" or "found". We all have the same amount of time in a day, a week, a month, and a year.Everyone has: 24 hours in a day168 hours in a week8,736 hours in a year613,200 hours in a lifetime (assuming a life span of 70 years)306,600 hours left (assuming you're now 35 years old)How many hours do you have left in your...more
At the age of 36, Michael Abrashoff was selected to become Commander of the USS Benfold - at the time, the most junior commanding officer in the Pacific Fleet. The immediate challenges that faced him were staggering: Exceptionally low morale with...more
Deploying Six Sigma means entering a period of significant change in your organization. Productivity and morale almost always suffers in times of great change. The requirements of change and adaptation and the very human fear of the unknown add to...more
Getting an equity loan is fairly easy nowadays. Many lenders are offering equity loans online thatare presented to homeowners with credit problems and so forth. Still, few lenders expect a creditrating around 720; however, few lenders will accept...more
If you were recently declined for equity loans, you may want to perform another thoroughassessment of the market, since lenders are now opening the doors to bad credit borrowers, nocredit borrowers, and current home borrowers. If you were recently...more
If you are searching for an equity loan, you might want to read up on the latest news to stay ahead ofthe lender. When a borrower takes out loans for equity and the borrower has a feel of mortgages,then lenders are less likely to try to take...more
To achieve success in network marketing, it is helpful to know the characteristics of successful people. By attempting to emulate these characteristics and by being in touch with your own dreams and goals, you will realize an increased level of...more