Credit reports basically consist of credit scores that are based on a mathematical formula. The result of this formula applied to your financial situation is intended to "predict" how efficiently you will pay your bills. What does your credit effect? Well, pretty much all major purchases will be affected by your credit score, from a new car to a new home or computer. Poor credit scores can result in a difficult time purchasing these large...more
Term mortgage refers to a method that is used to secure the property for the payment of a debt. Generally mortgage is related with the loans secured on real property. In certain cases only land is mortgaged. With the help of mortgage, businesses can easily purchase commercial real estate without paying full value immediately. It is also beneficial for the individuals to buy residential property. In some countries it is used for home purchase...more
Whether you're looking for new agents or new clients, the key to finding them is effective prospecting. There are numerous ways to go about prospecting. Some of them are active methods, while others are passive. Active prospecting methods are things like Personal Observation, Public Speaking, Agent and Client Referrals, Networking, and Centers of Influence, while passive methods include using the internet, newspaper advertising and direct mail campaigns. Both passive and active prospecting will produce results, however they differ in efficiency and effectiveness - and understanding those differences will make all the difference to you and your results.Passive methods are easy to implement, but are actually pretty inefficient. They attract 1) "tire kickers", 2) people looking for a job, 3) price shoppers, and 4) people simply looking for a way to make money. Please understand, these methods do produce results and can uncover fantastic people who become great agents or clients, but generally the quality of results is poor. When these methods are implemented, plenty of activity is generated, but few prospects become agents or clients. The passive methods appear to be very...more
I said, "No."What is it about "no" that you don't understand?Generations of salespeople have been told that when a prospect tells you "no" it's really a request for more information.You may have heard that the "sale" doesn't really begin until your prospect tells you "no."I say, "Baloney."Sometimes a "no" means "no."Try this on. When your...more
Planning for your retirement is obviously a good idea. The phrase "the earlier, the better" describes what your policy should be for handling your transition from a harried work life to your relaxed golden years. At best, take twenty four to eighteen months to prepare for this significant change in your life. * Cleaning Up - Try to pay off any...more
It's time to remove every hurdle and pave the pathway to success. The XanGo compensation plan will provide everything you have ever dreamed. A full 50 percent of each bottle of XanGo Juice sold goes straight back to commission payments. No tricks. No fuzzy math. Just unlimited potential and a product that demands attention. It matters how you launch your business! There are TWO reasons why distributors succeed in Xango.1. They have a belief in the product. 2. They have a belief that they can make money within Xango. Most people will consume one or two cases of Xango a month depending on the size of their family. By starting the correct way you will not only enjoy the tax advantages of owning your own home-based business and fully deduct the cost of getting started, but you will have the product and tools to share Xango with enough people to get your business off to the right start. Duplication is the key to network marketing and the key to your success in Xango. Setting an example and pace for your downline is the most excellent way of helping them to reach their goals. While working together to reach these goals, you are also building a relationship with your...more
Frequent flyer credit cards are considered to be the best of the reward type credit cards. Many credit cards offer rewards ranging from money back to free air travel, like frequent flyer credit cards. These cards let you earn free air miles for...more
Building a resilient workforce to manage pressure effectively'Resilience' is the new buzzword for the process of adapting well in the face of adversity, trauma, tragedy, threats or other 'stressors'. It's how we 'bounce back' from difficult...more
If you have employees, you must meet a payroll week after week. You must always have money to pay creditors - the man who sells you goods or materials, the dealer who furnishes fixtures and equipment, the landlord if you rent, the mortgage holder if...more
You Can Start a Restaurant Business - Here's HowThose looking to start a restaurant business need to be properly equipped with the right information. Everywhere you look; there is another magazine or a book that promises to help you along the way. ...more
The strongest houses are built on the strongest foundations. No matter how well-constructed and reinforced the walls and roof are, none of it will stand under stress if the foundation is weak. Conversely, a strong foundation will help strengthen an...more
Even the hardest-hitting corporate executives sometimes need to punch up their presentation skills. Nick Paulus, an executive and business coach who offers online articles on effective business presentations, recently recounted his observations...more