While most people are accustomed to shopping for homes between Memorial Day and Labor day, that may actually be the worst time of the year to buy a house. The best time of year to go house hunting may be the dead of winter, rather than the summertime.Most houses are bought and sold in the summer for a good reason. That's when children are out of school. Parents understandably want to avoid disrupting their children's' lives if they can possibly...more
Not too many people know this, but there are over 900 different Chase credit cards for consumers to choose from! Yes, the number you read is correct. With most of these cards being "affinity" cards, meaning having direct tie-ins with a store, or with an auto manufacturer, you name it the choices for consumers are bountiful. A little overwhelming too, don't you think? To cut to the chase, pun intended, there are three Chase credit cards that stand...more
Choosing the right executive office suite can be the solution you are looking for when your home office no longer supports your business's success. The benefits of a home office may soon be over shadowed by staff growth or the need to branch out to more prominent city locations. The natural progression of your office needs may also complete the image you have of your business.Executive office suites can offer your business completely furnished amenities, the perfect image, and a professional support staff. Leasing an executive office suite from a reputable office space leasing agent may provide you services that your home office isn't able to support. For instance imagine having a cordial receptionist to greet clients in a furnished waiting area, or an office manager to take care of administrative tasks. Having a technical staff on site would surely allow you to spend more time generating business than trying to fix a copier or printer. A prestigious address in your area can add convenience and growth that your home office may limit. More than likely your home office is just a spare bedroom with a computer and phone. This spare bedroom office may be all you need to conduct your...more
Applying for a grant used to be a difficult and tedious process. The applications were long and often difficult to obtain. Even worse, loans used to be difficult to locate. Unless you were extremely familiar with government loan programs, in all likelihood, finding a grand and applying for a grant meeting your specific needs may have been nearly...more
Are you shopping for a new home? Maybe you're not sure where to look or who to contact about financing options. One of the first places you may want to check is the online Internet site, Mortgage Mall (www.mortgagemall.com.au). One of the best-known and productive financial institutions in the mortgage business, this lender will let you begin the...more
In recent years property values have soared, while investment returns have been modest. This has created a situation where a lot of seniors are finding themselves in the position of being house rich and cash poor. These cash strapped seniors are looking for ways to increase their retirement income while continuing to live in their homes. These retirees find that their options are limited, and in most cases require them to risk their home. Enter the reverse mortgage, which can provide many advantages over these other less desirable options.No Payments With Reverse MortgagesThe biggest advantage of a reverse mortgages is not having to make payments as long as you continue living in your home. In fact, this is the number one reason that seniors choose to borrow reverse mortgages. Almost 80% of reverse mortgage borrowers use a reverse mortgage to pay off their current loans in order to eliminate their house payments. Let's say you owe $50,000 on your first mortgage and borrow $80,000 with a reverse mortgage. This would pay off and eliminate the payment on the first mortgage and provide you with $30,000 to use as you please.Live in Your Home as Long as You LikeThe second advantage of...more
Handset is another term that means different things to different people. Handset is used to describe the receiver on a phone, an entire phone or a cell phone. It is sometimes mistakenly used instead of the word headset. For the purposes of this...more
A reverse mortgage can be an attractive option for many home-owning seniors that are having a hard time making ends meet. With a reverse mortgage, a senior homeowner will receive money for their home equity from a lender without having to make...more
Papers are one of the scourges of the modern office. Even mine tend to take over, if I am not very careful. So how do you get a handle of those never-ending piles of paper that accumulate on your desks, especially if filing is not one of your...more
Everyone knows how difficult it can be to establish credit. It's the old "chicken and egg" situation - you need credit in order to get credit. The fact that you have nothing in your history to suggest that you will not repay a loan will not help you...more
A reverse mortgage can be an attractive option for many home-owning seniors that are having a hard time making ends meet. With a reverse mortgage, a senior homeowner will receive money for their home equity from a lender without having to make...more
Fundamental AnalysisFundamental analysis is a methodology for analysis of a company as a viable stock that you want to hold for long term. Fundamental analysis is more widespread in the world of investing since you are going to hold your companies...more