How you spend and manage money is a tangible way to measure your values. 1. Are you able to keep the promises that you make? When you borrow money you are making a promise to the person or financial institution that you borrow from to pay the money back. Is it more important to keep your promises to your friends and family who probably won't legally make you pay the money back or is it more important to pay the financial institution that can ruin...more
Credit cards do not have to end up costing you the earth. So long as you can keep your spending under control, and are able to pay off your monthly bill in full each month, your credit card will probably cost you nothing. Every purchase you make with your credit card is given an interest free period of somewhere between fifty and sixty days. This is the time between when you make the purchase and when the purchases show up on your next monthly...more
Sometimes the finest solutions are the simplest. Focusing on relationships when making cold calls is one of them. It keeps us genuine, and eliminates our dread of making cold calls. We're real people talking about real things. We're interested in the conversation, and it shows. Most of us dislike putting on our "salesperson persona" when we make cold calls. We think it's needed, however, because we've been trained to make the sale. And yet we're interacting with a live, breathing person without having any real connection to him or her. It often feels fake, and it often is. This artificial role puts a great stress on us, and sabotages our cold calling conversations. When we aren't genuine, it's a red flag to the other person that we have a sales agenda. This puts nearly everyone "on guard." They've never met us and are wary of possibly being manipulated. Have you ever noticed that most cold calls break down the moment we try to "move" things along towards a sale? It's as if we're getting ready for battle, and the tension pushes us along. But the person we've called doesn't know us. The momentum we're trying to impose puts him or her in a defensive position. They're...more
Networking is a popular buzzword these days. Every blogger seems to be talking about Networking, Buzz Marketing and Word of Mouth Marketing. However, not many of them seem to be presenting specific strategies for making the most of local networking groups. This is why I decided to write this article.There are a variety of organizations that run...more
Cashflow Idea No. 1. Use 'cashflow' sales checklists.For sales people, get them to ask every single customer to make another 'add-on' purchase with the one they've already made. A great way to do this is to have a shopping 'checklist' of what the customer could buy. Cashflow Idea No. 2. Use 'cashflow' payment checklists.For your administration...more
I have seen it all too often.Online Job seekers sign up for an Business opportunity and a Month or two Later they quit.I have seen some quit the same Day!You need to give your Home Business time to develop.I say this for several reasons.It might take a little time for you to decide what you want to do to make money on the internet. Why? Because most marketers who are new bounce from one business opportunity to the next until they find that "Goose who lays the golden egg". But did you know you can save a lot of time by researching the business you are interested in and then putting your plan into action on how you are going to make it workFirst of all the if you have set up some type of advertising, Sometimes it takes a little time for prospects to start seeing your ads. Most Marketer send out a few ads and expect instant signups. It's not going to happen.It takes a lot of work if you are placing free ads. But it will work if You are placing 5-10 ads a day everyday for 3-6 Months.You will see faster results if you use paid advertising like pay-per-click or some type of autoresponder service with good, quality leads.Another mistake I have seen people make by quitting too soon is that...more
Last week, I traveled to beautiful San Diego for business and spent the day in a hotel restaurant that overlooked the harbor. With laptop in tow and cell phone in hand, I worked, without hassle.As the sun set, I took a stroll and it occurred to me...more
In the first article of this series, I defined fraud, discussed how it can occur in a company, and provided some real-life examples of when and how it has occurred in the corporate world. (To read the first article, visit...more
I am finally reading "The 8th Habit" by Stephen Covey. It seems to be a great book so far. One of the nice things about this book is that it includes a website that has short videos about some of the topics, so you can watch the video and then go...more
On January 26, 2006 we heard that the U.S. Department of Justice (DoJ) started a preliminary inquiry into SDL's July 2005 acquisition of Trados. We spoke with a person in the DoJ's Anti-Trust Division who told us that they had had come across news of...more
Most Americans have a problem with debt; the fact that the average household owes nearly $10,000 on their credit cards makes that pretty clear. And with interest rates and minimum credit card payments rising, consumers are finding their bills harder...more
The government provides loans to those individuals who have low to moderate income for permanent residence in rural areas. To qualify for these government loans is not that hard and the restrictions are small.The Federal agency that provides the...more