Fundamental AnalysisFundamental analysis is a methodology for analysis of a company as a viable stock that you want to hold for long term. Fundamental analysis is more widespread in the world of investing since you are going to hold your companies for 10 to 20 years, you do not wish that your companies go bankrupt the next day. Some of the common ratios used are P/E ratios (price earnings ratios) which measures the relative price of the stock to...more
Design for Six Sigma (DFSS) is the application of Six Sigma principles to the design of products and their manufacturing and support processes. Whereas Six Sigma by definition focuses on the production phase of a product, DFSS focuses on research, design, and development phases. DFSS combines many of the tools that are used to improve existing products or services and integrates the voice of the customer and simulation methods to predict new...more
This time it will be our own governments mostly that will do the victimizing but some businesses will get it on it as well. Its simply one of the biggest revenue generating processes utilized by various levels of governments that very little is known of by the regular citizen. It causes family savings to be lost, assets to go uncovered and even inheritances to disappear over time. It victimizes the poor disproportionately than any other class in our society. It takes away from those who need it the most... like poor, middle class and poverty level citizens. But this process has also been known to victimize people of all classes and races in the United States. What are we talking about? Unclaimed Money is the name of the game. Millions of dollars that were in utility deposits, savings bonds, bank accounts, family properties, safe deposits contents and a slew of other unclaimed assets and money is turned over to various government agencies every year, with only a small amount ever being returned to the rightful owners or heirs. This unclaimed money windfall is actually multiplied TENFOLD because of disasters like Hurricane Katrina. During these times there is a very very large...more
If you are involved in sales, fundraising or just an active networker, you have probably tried a variety of tools to manage your contact list and remind yourself to stay in touch with all of the prospects and people you meet. This tickler file is designed to be an inexpensive, effective, tool that can be used by salespeople in a variety of...more
Whether you have excellent credit, good credit or poor credit; make a great income, middle income or low income; have too much debt - are self-employed - have a loan with a pre-payment penalty - or need to rebuild or renew your credit...YOU MUST TAKE A LOOK AT: "Answers To The Most Frequently Asked Questions About Home Loans (And the Top Ten Most...more
Securing a mortgage for the first time can be a frighteningtime in your life. You want to make sure you understandwhat is going on so the mortgage lender cant takeadvantage of your lack of knowledge.In spite of numerous laws and regulations it is stillbetter to have a very least a basic understanding of theideas and systems of the mortgage industry.There are many different deals, incentives and programs forthe first time mortgage buyer. Its important to look ateach of these in detail to find out if they are worthwhile,and if so, if they are ideal for you and your circumstanceswhen it comes time to mortgaging your first home.The old saying if it seems too good to be true it probablyis should be kept in mind at all times.There are whole range of starter mortgage plans dependenton your situation now and what you anticipate will happenin the future. This is not like buying a new computer gameonce you have made a decision you will usually find it willbe difficult to change your mind. Probably one of the mostpopular starter mortgages is a fixed rate mortgage. Theseare available for periods of 30,20,15 or 10 years,depending on the lender and situation.This means that the mortgage rate and...more
How you spend and manage money is a tangible way to measure your values. 1. Are you able to keep the promises that you make? When you borrow money you are making a promise to the person or financial institution that you borrow from to pay the money...more
Credit cards do not have to end up costing you the earth. So long as you can keep your spending under control, and are able to pay off your monthly bill in full each month, your credit card will probably cost you nothing. Every purchase you make with...more
Sometimes the finest solutions are the simplest. Focusing on relationships when making cold calls is one of them. It keeps us genuine, and eliminates our dread of making cold calls. We're real people talking about real things. We're interested in...more
Networking is a popular buzzword these days. Every blogger seems to be talking about Networking, Buzz Marketing and Word of Mouth Marketing. However, not many of them seem to be presenting specific strategies for making the most of local networking...more
Cashflow Idea No. 1. Use 'cashflow' sales checklists.For sales people, get them to ask every single customer to make another 'add-on' purchase with the one they've already made. A great way to do this is to have a shopping 'checklist' of what the...more
I have seen it all too often.Online Job seekers sign up for an Business opportunity and a Month or two Later they quit.I have seen some quit the same Day!You need to give your Home Business time to develop.I say this for several reasons.It might take...more