There was a time when being self-employed meant that you would have a very hard time ever getting any credit from a bank. This was pretty much accepted as one of the downsides to self-employment that would go hand in hand with all the benefits such as freedom to control your own working life and only answering to yourself. It is however, still the case that for people who are new to self-employment and cannot prove a steady income over at least a...more
What is wealth knowledge? It is knowing how money is made, and how wealth is protected. It isn't really a secret. In fact, there are hundreds of books out there that spell it all out for anyone willing to pay a little bit. The problem is that the essential truths are not popular with those who want to get rich easily.Wealth Knowledge - Creation of WealthThe first thing to understand if you want wealth knowledge, is that wealth is created. It...more
In recent years property values have soared, while investment returns have been modest. This has created a situation where a lot of seniors are finding themselves in the position of being house rich and cash poor. These cash strapped seniors are looking for ways to increase their retirement income while continuing to live in their homes. These retirees find that their options are limited, and in most cases require them to risk their home. Enter the reverse mortgage, which can provide many advantages over these other less desirable options.No Payments With Reverse MortgagesThe biggest advantage of a reverse mortgages is not having to make payments as long as you continue living in your home. In fact, this is the number one reason that seniors choose to borrow reverse mortgages. Almost 80% of reverse mortgage borrowers use a reverse mortgage to pay off their current loans in order to eliminate their house payments. Let's say you owe $50,000 on your first mortgage and borrow $80,000 with a reverse mortgage. This would pay off and eliminate the payment on the first mortgage and provide you with $30,000 to use as you please.Live in Your Home as Long as You LikeThe second...more
Are you overburdened with the outstanding balance of your credit cards? Are you sick and tired of juggling between 3-5 credit cards? Don't you need a way out to relax yourself from this burden? If yes, then read on. This article might help you in finding out the way.One of the easiest ways to relieve yourself from the burden of outstanding balance...more
Many people find themselves in what might be called the "Time and Money Catch 22." Trapped in a dead-end job with no hope for advancement, they live from paycheck to paycheck making barely enough money to meet expenses. They long to break free and start a business of their own, because the hope of better money "somewhere down the road" is way...more
If you are looking to start, or you already own a credit repair business, than the concept of purchasing credit repair leads has undoubtedly crossed your mind.The benefit of purchasing credit repair leads for a credit repair business is that the potential customer is motivated to have their credit repaired by a professional such as yourself.These customers are not playing games. They are not just looking for information. The moment they were directed to a site for credit repair help and filled out the on line form, they committed themselves to seeking the help of a professional and they are waiting on a phone call.If you are new to the credit repair business, or you are looking to breath a little life into your existing business, than credit repair leads may be the way to go.If you do some looking around on the internet, you should be able to find a credit repair lead company that sells their leads exclusively and relatively cheap. At least no more than fifteen dollars per lead.Before you dive into investing with a credit repair lead company, do some research on them. Find out how the company obtains their leads and how they are delivered to you.Be sure to speak with someone in...more
Google has a competitive advantage. In fact, one might even say it has a franchise in web search. I wouldn't say that. I mean, Google does have a franchise; but, it doesn't have a monopoly on web search and never will. There are real problems with...more
One day, while you are shopping at your favorite department store, the sales clerk says to you, "If you apply for our credit card, you can save ten percent on your purchase." You think about it and decide, "Why not?" You provide some information to...more
Network Marketing is a powerful tool.The wealthiest people in the world and Network Marketers know the secret to creating true wealth. They have been focusing on it for hundreds of years. They understand the difference between linear and recurring...more
Back in the early-1990's, after I had quit my job in higher education, I began my journey into the self-employment world by opening a business in which I made stenciled floorcloths and wallhangings and sold them at juried craft shows. The business...more
Headache #1: An employer shipped out copies of an expensive video program to dozens of distant managers without providing HR staff to either answer questions or ensure that employees were actually following and learning from the programs. Many of...more
Bad credit loans are in high demand. And if you do any research on "bad credit loan", you'll find plenty of advice on how to get the lowest interest rate. You'll also find plenty of people willing to give you a bad credit loan, but you'd be making a...more