Let me first say that I do not now engage in technical analysis; nor, have I ever engaged in technical analysis. I do not believe doing so would be a productive use of my time.Having said that, I do not claim technical analysis has no predictive value. In fact, I suspect it does have some predictive value. The Efficient Market Hypothesis is flawed. It is based upon the (unwritten) premise that data determines market prices. As Graham so clearly...more
In the hands of the right consumer, a credit card can be a very useful tool. Unfortunately, the "right" consumer is rare. The concept of buying on credit, while convenient, actually serves only to line the pockets of financial gurus with millions of dollars each year in finance charges and interest dollars.What is it about plastic that is so appealing? It's easy for one thing. Instant gratification is the driving force behind the appeal of...more
Commercial Real Estate refers to the property that has potential to generate extra income for the owner of real estate. Commercial real estate generally includes office buildings, retail properties, apartment units, condos and raw land. Every property that can produce revenue for the owner is known as commercial real estate. It doesn't include habitable real estate like houses or apartment buildings. In 21st century, large number of people is generating income with commercial real estate. Commercial real estate business is based on certain principles. These principles are generally same for property owner, developer as well as for commercial real estate agent. Commercial real estate agent helps you to identify the best features of commercial real estate agent. Real estate agent enables you to make a finest deal of commercial real estate. Commercial estate agent is helpful to both buyers as well as tenants. You should choose best commercial real estate as per your requirements. Choose your property at best location that has great future. Commercial real estate at good location will offer more benefits in the coming days. You've to choose finest piece of land that you can use...more
We all love to make money but after a while when you get too much product built up, you can start losing money. Why would we do that?What happens is we get in a mindset on the value we feel our items are worth, rather than what we can get for them. That's why when purchasing items it's important to keep in mind that you make money when you buy, Not...more
You see them in every strip mall east and west of the Mississippi: Cash Advance, Cash-N-Go, Check Into Cash, Urgent Money Service, and the list continues. What exactly are these businesses that seem to offer you money right when you need them? They are cash advance companies which often make loans commonly called payday loans. In many ways, these...more
Candidates' experience and credentials, as detailed in the resume, are most often the frequently used criteria for determining which job applicants are deserving of a personal interview. Ultimately, though, the hiring decision is going to be heavily based upon the candidates' performance in the interview and their value to the organization. To impress an interviewer, you have to be able to distinguish yourself from other candidates and be prepared to 'sell' your qualifications to the interviewer. How can you do this?Present a polished professional imageRemember that professional companies are looking to hire professional individuals, not the beach bum who just shook the loose sand from his hair. Dress conservatively in a well-fitting suit and keep jewelry, makeup, and fragrances to a minimum. It's also important to always take a shower, brush your teeth, and comb your hair before an interview as well to present to clean, polished image.Spend some time to research the organization prior to the interviewDoing outside research on your own time to prepare for the interview demonstrates your commitment to hard work and your sincere interest in the organization. Study up on the...more
Zero down doesn't really mean no down payment. Most sellers need something as a down payment if they are providing financing. Most banks won't do 100% financing on real estate that is purchased as an investment. Zero down just means that the down...more
Early on, it won't hurt just thinking about how, when and where you would retire in order to prepare for the inevitable advantage of living a full hassle-free living after working for a number of years. The following are a number of tips to ensure...more
According to the results of a study presented at the annual conference of the British Psychological Society in April 2005, more than one in eight people admit to being bullied at work, and ganging up against the boss - often a middle manager - is on...more
Credit reports basically consist of credit scores that are based on a mathematical formula. The result of this formula applied to your financial situation is intended to "predict" how efficiently you will pay your bills. What does your credit...more
Term mortgage refers to a method that is used to secure the property for the payment of a debt. Generally mortgage is related with the loans secured on real property. In certain cases only land is mortgaged. With the help of mortgage, businesses can...more
Whether you're looking for new agents or new clients, the key to finding them is effective prospecting. There are numerous ways to go about prospecting. Some of them are active methods, while others are passive. Active prospecting methods are...more