Is your business missing out on valuable tax deductions you can take for the use of your personal vehicle for business purposes?If you haven't done so already, you should definitely beat a path to the door of your local office supply store and pick up a notebook for logging the mileage you drive to conduct businessand be sure to log the miles you drove to buy it! Not taking the trouble to do this is like letting your pricey gasoline flow onto...more
HUD reverse mortgages can be a great tool for Seniors that are looking for additional funds for retirement. Through a HUD reverse mortgage, seniors can tap into the equity from their homes without having to make repayments.HUD Reverse Mortgage EligibilityHomeowners must meet the following criteria in order to be eligible for a HUD reverse mortgage:- Homeowner must be age 62 or older.- The home must be owned free and clear or have a mortgage...more
Credit Cards For Anybody?Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the fax.Does anybody can obtain this much quested plastic money?Well, to answer that we would have to understand how this credit screening and rating system work and what are the qualifications to be approved.Credit HistoryThere are three major credit bureaus that keep track of our bill-paying habits and credit history reports that are collected, stored and sold by credit bureaus.Credit reports are also called credit records, credit files, and credit histories.There are three major credit bureaus and thousands of smaller ones.Experian Credit Bureau (formerly TRW): - http://www.experian.com/Tel: 800-301-7195 (Cost: $8)Equifax Credit Bureau: - http://www.equifax.com/Tel:800-685-1111Trans Union: - http://www.transunion.com/index.jspTel: 800-916-8800Federal law was passed in 1970 to give consumers easier access to, and more information about, their credit files. The Fair Credit Reporting Act gives you the right to find out the information in your...more
Value Investing refers to a philosophy or practice of buying stocks that are fundamentally sound, but the stock price is below its obvious value. There are various indicators that Value Investors use to determine that a company is both sound and the stock price is undervalued. For the Value Investor, perhaps more than any other style of investor,...more
If you're young and just starting out credit cards are certainly convenient and can help you establish a good credit history, which will be important when you need to make major purchases down the road. However, carrying a credit card comes with big responsibilities. Here are some tips on how to use your credit card wisely.Choosing the right credit...more
Having a web site and being visible on the net can be really exciting. After years of hard, but interesting work it can reward with a million dollars or simply fall into oblivion. The only way to keeping head above water is continuously provide a value for visitors and investing time to a site from day to day. There is a way to do it better. Really few time management principles can bring our lives to success and improve site ownership to really profitable and fascinating work.Having a web site and being visible on the net can be really exciting. After years of hard, but interesting work it can reward with a million dollars or simply fall into oblivion. The only way to keeping head above water is continuously provide a value for visitors and investing time to a site from day to day.For many of us a web site is not a primary work. Sometimes we can spend a lot of time for a website, while other important tasks remain incomplete. But another time we have a lot of other work and can forget about site for weeks or even months. Thus to get everything done we are working other time and can't bother about anything else. We can't take a rest, can't spend more time with the family and...more
How often do you find yourself saying: "I wish I knew how to learn more about this topic"Well, we were listening! And this article is the result. Today human resources management is opening up new horizons in many different offices around not only...more
Home equity loans are an extremely popular source of credit. Lenders offer dozens of varieties of loans making it very easy to tap the equity in your home. If you browse the marketplace online, you will find most of these loans come with variable...more
These days, more and more people are placing importance on keeping physically healthy. This can be seen by the amount of people who are joining gyms and sports clubs, going on diets, and spending on private health insurance. One of the biggest areas...more
Option is a legal agreement between buyer and seller to buy or sell security at an agreed price in a certain period of time. It is quite similar to insurance that you pay an amount of money in order that your property is protected by the insurance...more
As an employee of an online advertising agency, ICMediaDirect.com, I've got a sweet vantage for observing the latest online retail numbers tumble in - and they're spectacular. Third Quarter online retail sales were up almost 27% from the same period...more
Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law....more