Google has a competitive advantage. In fact, one might even say it has a franchise in web search. I wouldn't say that. I mean, Google does have a franchise; but, it doesn't have a monopoly on web search and never will. There are real problems with Google's model that are often overlooked. It does a poor job of finding certain sites that are difficult to describe in keywords. For this reason, there may still be a market for web search in the form...more
One day, while you are shopping at your favorite department store, the sales clerk says to you, "If you apply for our credit card, you can save ten percent on your purchase." You think about it and decide, "Why not?" You provide some information to the clerk and a minute or two later, your credit card application is approved, your discount is applied, and you're on your way home.Was this a smart thing to do? There are several reasons why it may...more
Network Marketing is a powerful tool.The wealthiest people in the world and Network Marketers know the secret to creating true wealth. They have been focusing on it for hundreds of years. They understand the difference between linear and recurring income.Recurring income is when one performs the work just once and gets paid over and over again. An example would be a rock star, best-selling author, inventor, actor, commercial real estate developer and Network Marketer. These folks have done the job once and will get paid over and over again. Recurring income is building something that will keep churning out the income, whether one managing it or not.Linear income is when one trades time for money. Most people have been trained to work for someone else. They work for wages. When they stop working, their paycheck stops. Linear income only continues as long as one continues to work.The best way to find out if you have recurring income is to ask yourself, 'while I'm sleeping tonight, will I be making money?'Given a choice, which would you rather do: work hard and get paid only once or work hard once and get paid continuously?A good job and a secure retirement are a myth in today's...more
Back in the early-1990's, after I had quit my job in higher education, I began my journey into the self-employment world by opening a business in which I made stenciled floorcloths and wallhangings and sold them at juried craft shows. The business wasn't going so well, and I wasn't really enjoying what I was doing, so I decided to enroll in an...more
Headache #1: An employer shipped out copies of an expensive video program to dozens of distant managers without providing HR staff to either answer questions or ensure that employees were actually following and learning from the programs. Many of the managers turned on the videos in break rooms and left them running while employees came and...more
Bad credit loans are in high demand. And if you do any research on "bad credit loan", you'll find plenty of advice on how to get the lowest interest rate. You'll also find plenty of people willing to give you a bad credit loan, but you'd be making a mistake to accept it. Unfortunately, most of what you'll find approaches the problem from the wrong direction. The way to get the VERY best interest rate on a bad credit loan is usually overlooked or concealed altogether. But before we continue, let's digress briefly and look at how significantly the higher rate for a bad credit loan affects the borrower. Let's say you want to buy a house, but have bad credit. No matter how diligently you shop for a lender, you're still be charged a higher interest rate for a bad credit loan than if you had good credit. With good credit, you might get a mortgage loan at 6% interest. But a bad credit loan will cost you closer to 12%. Assuming you get a $100,000 mortgage over 30 years, the difference you'd pay in interest amounts to a monstrous $154,461.60 MORE because you have bad credit. That's over 1½ times the loan itself! Now getting back to our original problem, how can you get a better interest...more
When you are in business for yourself, it is not easy to make those collection calls. Emotions, both subtle and forceful can come into play, on both sides. But as a business owner with outstanding Accounts Receivable, making the calls to collect...more
You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for making your everyday purchases using your travel credit card....more
It has happened again, and again in a very big way. I am sure you have heard the news that General Motors is closing plants and letting some 30,000 people go. Some they will be able to relocate, some they won't.Ford has started announcing they will...more
If you have been looking into trading systems, then you realized that most published results are marked as hypothetical.This fact might have made you a bit skeptical. Does it mean that the system won't work in real time? The answer is no.Published...more
Can these high rates of appreciation in second home markets really continue? Many experts believe, "Yes!", it can sustain for a long run (not months, but years). The fundamentals of rapid appreciation equate to supply growing slower than demand....more
If you are looking for network marketing success, I would like to tell you that success in network marketing is not magic: there are no secrets. You should stop searching for exotic solutions and learn that success simply takes discipline and...more