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Business Broker Guide- How To Choose A Reliable Business Broker by:Gagandeep Dhaliwal

Business brokers or business transfer agents are helpful in selling your business at higher prices. A business broker provides buyers as well as sellers for different businesses. You can easily sell or buy a running business with the help of best business brokers. Business broker works like a real estate agent. Business brokers find buyers for you to make an effective business sale. Hiring business brokers is the better option to gain more offers...more

Home Mortgages by:Sara Chambers

Home buying is one of the most important decisions an individual or a couple can make. It is quite possibly the largest purchase an individual or family will ever make, thus, it is important to approach the funding of the purchase with great caution. Determining the type of mortgage that is right for you can be tricky. It starts with the basic knowledge of the different types of loans out there, including FHA Loans, VA Loans, Rural Housing Loans,...more

If I Have More Than One Employer Can I Have More Than One 401K Limit Of $14 000? by:Paul Smith

One of the questions we get asked a lot is, I know the limit that the IRS puts on my 401k contributions for the year is $14000 (for a person under 50) (2005) but is this the limit I can get from one employer or is it the total amount I can get from all my employers? So if I had 5 jobs could I get a total of $70 000 5 x $14 000 in contributions?The simple answer is $14 000 is the personal limit you have as an individual and there for the total from all your employers, so if you have more than one employer then between you all the total that can be added for each year is $14 000. If you do over pay into the plans you have, it is easy to do if you are running more than one plan with more than one employer making contributions, you can claim back the overpayments but the claim must be made by 15th March.The part of the IRS guidelines that causes a lot of confusion with reference to these limits is this paragraph;"Additional limits. There are other limits that restrict contributions made on your behalf. In addition to the limit on elective deferrals, annual contributions to all of your accounts - this includes elective deferrals, employee contributions, employer matching and...more

Real Estate Training Guide- How to become a successful real estate agent by:Gagandeep Dhaliwal

Real estate training is essential for the people who want to become a successful real estate broker. It helps them to learn all about real estate business. Real estate business requires some time, some basic knowledge of the business and skill to perform all transactions. Real estate business will be one of the good carriers for a hard working...more

Fit For Work - Managing Attendance In The Workplace by:Carole Spiers

The transitional period of returning to work after a prolonged period of sickness absence can be daunting for the employee AND their line manager - especially where the ill health revolved around a 'stress at work' issue. Coming to terms with changes that have taken place during the employee's absence and re-establishing team working practices will...more

Do It Yourself Credit Repair IS a Good Option by:Rob Boirun

Generally, there are many who take their credit report for granted. However, a good credit rating is very essential tool for leading economically successful life. Credit reports allow for many things like credit cards, car rentals, hassle free loans and apartment rentals etc. Each and every time you miss a payment or make default your creditor would report it to the credit bureau and your credit report will be affected. If you continue doing this or let the loans go default you will soon find yourself in a credit mess, your credit and most other types of loan applications will be turned down. You will be required to do some credit repair.If you search the internet or classified ads while researching for credit repair, you will come across many offers from various companies offering credit repair services. Most are aggressively marketed, and claim to fix your credit reports quickly for a fee. You have to act with caution while selecting a company as not only many of them are scams but also you can repair your credit more effectively.This is simply because there is nothing a credit repair company will do that you can do yourself even if they imply so. A credit repair company is not...more

Things Do Not Change. We Do. by:Carole Spiers

We live in a world of constant change, and even though the vast majority of these changes are for the better, change is still something that many people - and therefore many organisations - can find extremely difficult to deal with. Why is this, and...more

Absent without leave - managing absence in the workplace by:Carole Spiers

According to the Institute of Psychiatry (April 2005), for the first time, stress, anxiety and depression have overtaken physical ailments as the most common cause of long-term absence from work. With sickness absence reportedly costing employers an...more

Your Auction Business & Taxes by:Vera Raposo

Taxes is an issue when running an Auction Business. But is there a grey line when it comes to declaring it?It's really within reason if you're going to do a huge amount of it, a small amount is negligible.Some people want to have a small business for...more

What Makes A Successful Negotiator? Five Steps To Negotiating Like An Expert by:Colleen Francis

My husband loves to negotiate. So much so that whenever I need to buy new running shoes, he always buys a pair, too, with the hopes that he can swing a "deal" with the store by buying two pairs at once. Of course, he never gets a discount, but what I...more

Types Of Work At Home Jobs by:Stephen Kreutzer

There are many options for someone wanting to work at home. The many types of work at home jobs means there is something for everyone. A person must first define what type of work at home job they want to find. This will make finding a work at home...more

The Four Classifications Of A Public Retirement System by:Henry Clark

It is that time in life that we all look forward to. It is time to sit and relax and no longer have to worry about catching the bus or missing lunch just to beat the deadline. It is that point in our lives that the challenges of a planned working...more
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