As on date, a staggering sum of 35 Billion dollars is lying unclaimed in the United States of America. The probability of you being owed unclaimed money is very high. Oprah Winfrey proved that eight out of nine Americans are owed unclaimed money. Do you want to know the secrets to finding unclaimed money? The first secret is a very simple one. What do you do to find something that has been lost? Search for it!! You will never find the money owed...more
Student credit cards are regular credit cards that are offered especially for students. The idea behind them are to help students establish credit. There are advantages to getting a student credit cards, but before you can benefit from them you should understand what credit cards are all about.A credit card is simply a loan. The credit card company offers you a line of credit and as you make purchases on your credit card they pay for them. ...more
Should you do your own pre-purchase inspection? Yes and no. Yes, you should inspect a house before you write an offer on it. Then you should put an inspection contingency clause in the offer, and hire a professional inspector. Why do both?Doing your own inspection can help you get a better deal. Each cracked window or leaky toilet you can find is a negotiating point. You see, you could just make a low offer, but a seller is more likely to accept your offer if you have reasons for it being lower. In fact, you should attach a list of your concerns to the offer, as an explanation and justification for your price.Use a list as you walk through the house. Using a home inspection checklist keeps you from forgetting things. You don't have to know the difference between 12-gauge and 14-gauge wiring, or become an expert on all the building trades, as useful as this would be. Just use what you do know, and make a note if something looks "odd" or "smells funny." Afterwards, you can have a professional inspector take a closer look.Pay for a professional pre-purchase inspection. Unless you really know a lot, it can save your neck financially. An acquaintance of mine just discovered that the...more
With the New Year upon us and Christmas bills starting to pile up, countless Americans are wondering how they will pay the bills and cover the taxes due in April. Payday loans are one solution to individuals feeling the crunch of bills and taxes. A cash advance will enable you to pay those bills and take care of impending circumstances without...more
It has always been a debate whether to buy new or used construction equipment. Smaller fleets prefer to buy used construction equipment as they attract less capital investments. Another reason for people to opt for used construction equipment is that they are sometimes as good as new and come at a very heavy discounted price as compared to that...more
I was always very sure of my analytical and decision making skills, and was sure of my capability to unearth the best secured loans. But the significantly larger number of decisions that one has to make on personal loans had my confidence drooping low. I would have lost any hope of getting a best secured loan had it not been for the independent financial advisors, who advised me on the correct method of proceeding on best secured loan.The method of proceeding on best secured loan differs from the manner in which secured loans in general are found. Haven't you experienced a similar situation when a rare commodity has to be searched? The purchaser has to put more efforts. Similarly, special efforts will have to be made by the borrower during the search for best secured loans. A special effort is not synonymous with more efforts. Technology ensures that borrowers have to spend very less time and energy in the processing of loans. Through a special effort is meant the use of technology to lead to the best secured loan. The technology used in best secured loans is very simple and user friendly. Instead of having borrowers to visit their office, the loan providers have provided maximum...more
In whatever career you may find yourself in, there is no such thing as "information overload." Know as much as you can, do what others do, and what the entire company does. Equip yourself with a total knowledge of your work environment, enough to...more
Are you paying attention to employment law requirements? If you aren't, you should be. Not only are you required to follow specific regulations concerning employment law, but you are also required to notify your employees of their employment law...more
When searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One way to find reliable sites is to start with a bank...more
If you hate cold calling, and even if you don't, you should start capitalizing on the work you've already done.So often we don't utilize one of the most persuasive selling components in our marketing materials - the words of our own clients. Many...more
Abstract: People buy for their reasons, not yours. This article covers the key elements that prospects want to hear you talk about. Always, but especially during lean times, effective sales professionals know the importance of communicating value. ...more
By learning to speak to a diverse audience, you can broaden your client base transfer the learning to more people. We need to be more "PC". Were not talking "political correctness", were talking "Positively Conscious", of who is in our audience and...more