One of the hardest things that young couples report during their first year of marriage is getting to grips with joint finances. While most are willing to share what they have with their partner, they are not sure on the best way to bring this sharing into effect so that they can share with their new partner, but at the same time maintain financial security and a degree of independence. Some couples resolve this by resorting to separate finances...more
As Mark Twain once remarked about the weather, there's a lot of talk about vision, but very few managers really do anything about it. Visioning is sometimes an innate natural skill just like leadership sometimes is. And the moon sometimes blocks out the sun - but none occur very often. Most people have had to consciously and with great effort continually work to strengthen their visioning. Visionary leaders are seldom born that way (how many of...more
Over the last two decades I have consulted to, provided workshops for, and delivered keynote presentations on leadership to a variety of restaurant chains and individual restaurant managers. I continue to be surprised by the general confusion between management and leadership. Managers push, leaders pull. Managers try to light a fire under people, leaders stoke the fire within. Managers command, leaders inspire. Managers use position power, leaders use persuasion power. Managers control, leaders foster commitment. For some reason the contrast between extreme management and leadership seems to be especially sharp in the restaurant business. Management tends to be at the extremes edges in this industry. It often involves fear and intimidation. How can fearful and angry serving staff turnaround and provide great service? Research clearly shows that they don't. As Don Cherry might say, it's not "rocket surgery." Unhappy and poorly served staff passes how they are treated to their customers. In today's workplace, a management style of pushing people around often pushes the highest performers right out the door.Maybe it's just because I was raised on a farm, but whenever I hear managers...more
Becoming an internet marketing pro is not as easy as you may think. Although you can learn a lot on your own, there are some things that you need to get help with. Of course, before you can do this, you need to know where and how you can learn the ropes of internet marketing. This is something that you can do if you put your mind to it. The main...more
"Above all, we know that an entrepreneurial strategy has more chance of success the more it starts with the users their utilities, their values, their realities ... the test of an innovation is always what it does for the user...it is by no means hunch or gamble. But it is also not precisely science. Rather, it is judgment." Peter Drucker,...more
If you own or are interested in starting a credit repair business in Florida, one thing you will definitely need is credit repair leads.There are quite a few ways to obtain credit repair leads for your credit repair business in Florida. Such as customer referrals, an educational web site, and a toll free number to name a few.The benefit of purchasing leads for your credit repair business in florida is that the potential customer has made up their mind to have their credit repaired.These people are not merely surfing the web looking for information about credit repair. They are committed to having it repaired by someone in the business.The minute these customers filled out the on line form and hit submit, they committed themselves to seeking the help of professionals such as yourself.It is a sad fact that many people in America are in need of credit repair, so that being said, the credit repair leads are plentiful, and if you are starting a credit repair business in Florida, this is not a bad niche to get into.Also, if you have an existing credit repair business in Florida and you are looking to give it a jump start for the new year or you are just hungry for new business, than the...more
Undoubtedly, you've heard the radio commercial claiming you can get a mortgage despite having bad credit. Bad credit mortgages are better known as subprime mortgages. Subprime"Subprime" is a euphemism for a borrower who simply doesn't qualify for a...more
A strategic position statement is kind of like a statementfor your company. You want to explain this statement howyou view your company and how you view it within the restof your marketplace.Circuit City is a good example. It's an...more
These days, it's hard to listen to the financial or economic news for long without hearing something about pensions. These news stories usually give us some bad news about the pensions shortfalls in the gaping holes in pension funds. The chancellor...more
One of the greatest things to happen to the world of travel in recent years is the advent of low cost airlines. Not only do they offer flight travel that is cheaper than any previous airlines by far, but they also offer some other great innovations...more
If you are a loan officer or mortgage broker looking to purchase mortgage loan leads, you may be considering what type of mortgage loan lead to purchase, and which company to purchase them from.There are a few different types of leads to choose from...more
A former colleague at a major stock brokerage firm always confused "fiscal" with "physical". On June 30th, he would talk about the close of the "physical year". Just a mental block for an intelligent man. Fiscal year-end differs for corporations with...more