Many people today believe in order to become wealthy they either have to be born into wealth or have a lot of money to make money. The fact is this just isn't true. Building wealth is a mechanical process and because it's so simple it's quite boring, therefore many people do not follow through with the formula.The ProblemToo many people fall into a financial rut and it usually starts when we begin moving money from one credit card to another. ...more
It is not uncommon for families or individuals to find themselves in the midst of credit card debt. Many people wonder if credit card debt consolidation is for them. What is involved in this process? Basically, a credit card balance transfer takes place so that all your credit cards are consolidated into one card. You receive one statement and deal with one company for the full balance of all your cards. Several companies offer this type of deal,...more
If you are having difficulty knowing what to charge, then check out your competition and find out what they're doing. Find out if they post prices or fees on their website or if they have "packages" or deals. Do they have payment options?While you are researching, keep in mind just because your competition is charging one way it is not necessarily how you should be charging.One of my clients is a business and life coach. Most coaches charge for a set number of scheduled phone meetings, which seems to be a standard for "the coaching industry," but that doesn't mean it's the best way. I encourage my clients to charge fees that match who their clients are and what they are trying to accomplish. It's very refreshing to do what works for you and not necessarily follow the "industry standard." If you don't feel comfortable with the way your industry charges, by all means change it. Just because the industry's doing it doesn't mean that it's right. Another client of mine, Shelly, is a wedding planner. When we first began working together she had three "wedding packages" because that's what "everyone else does." She ran into problems with pricing because most of her potential...more
To work at home seems to be the "Dream of Our Time". For women, in particular, it provides a way to combine motherhood with earning an income, without sacrificing time with the family. There are several ways to work from home so we can be with our children during the day. Two things to bear in mind when deciding to be a home-based working mum are:...more
Most people want to apply for a credit card online and get the best deal available, including a low interest rate, a reliable credit company, and some sort of reward program like a travel credit card offers. The Bank of America credit card is a card you can trust. They are available online at http://www.bankofamerica.com and one of the most popular...more
For business owners and family members alike, a credit card offer that includes a way to earn points toward travel is a great deal. A travel reward credit card is one that gives you the ability to earn credit with various aspects of the travel experience simply by using you card when you make your every day purchases. The Bank of America credit card that offers this service with the most flexibility is the Choice Privileges Visa Platinum Card.Credit card features:Of the many attractive features offered on the standard Bank of America credit card, the twenty four hour customer service and online banking capability are the most used. You can contact a Bank of America specialist from anywhere in the world at any time of day or night. So when you are using your travel reward credit card on your vacation or business trip and have a question or concern, simply dial the toll free number provided with your information packet upon sign up.In addition, you have the ability to do all your credit card account activities online. The Bank of America website, http://www.bankofamerica.com, offers enough resources for you to complete payments, check payment and spending history, and check your...more
The Expression of Interest (EOI) is the beginning of the submission processes for many agencies and potential clients of yours.The purpose of the EOI is to assist the donor/agency/business to compile a shortlist that will be invited to submit a...more
If you are about to launch a new online product or service, or you are ready to expand your existing online product or service , you need to have a complete financial and competitive picture of what the current market is for your product or service ....more
Each one of us needs money at one or the other time in our life. You may wish to buy a new home. One can fulfill his or her personal desires by withdrawing money from the savings account. But, do you think it is right to withdraw the savings when an...more
If you haven't been credit card shopping recently, you'd be amazed at the variety offered today. In addition to the different interest rates, the extent of rewards or perks offered is vast. There are cards offered to fit everyone's needs. Good...more
Does your business get pushed to the side because you get caught up doing non-business things? Be Careful! You may get your voice caught up learning or doing items not related to your business. When I say, "Your Voice" I mean your influence but also...more
Guarantee your SuccessSo you are or are seeking to become an entrepreneur. Did you know that according to Robert Kiyosaki, the author of "Rich Dad, Poor Dad" that 90% of all new businesses fail within the first five years? Additionally, statistics...more