Can these high rates of appreciation in second home markets really continue? Many experts believe, "Yes!", it can sustain for a long run (not months, but years). The fundamentals of rapid appreciation equate to supply growing slower than demand. Supply in areas such as South Florida have been rapid (78,000 new or planned condo units entering the Broward/Dade county market by 2007), but material shortages and hurricanes have slowed the ramp-up and...more
If you are looking for network marketing success, I would like to tell you that success in network marketing is not magic: there are no secrets. You should stop searching for exotic solutions and learn that success simply takes discipline and action.The formula for success is simple but takes time, commitment, persistence, and patience. The following is a simple formula for network marketing success.1. Generate your own leads.I do not recommend...more
With the debt levels at all time high, credit counseling agencies are reaping on the boom. However, as a consumer, it is in your best interest to choose a credit counseling agency wisely. In generally accreditation is helpful and an accreditation with either the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies is recommended. When you have narrowed the list of credit counseling agencies you want to work with, it is a good idea to call up your local Better Business Bureau and see if any complaints are filed with them. If a credit counseling agency has many complaints filed against them, you are better advised to move on with other companies.It is also important to understand what is being offered by a credit counseling agency. A reputed credit counseling agency will offer you a range of services including a certified personal counselor, personal financial budget calculation worksheet, DMP (debt management plan) details, work with creditors to lower interest and a lot of free resources and credit counseling information.If a credit counseling agency offers erasing your credit history, it generally indicates a red flag....more
It is 2006, an exciting time to be alive. Our economy in Alberta, Canada is booming. There are oodles of employment opportunities. Businesses are sprouting up on every corner. Where are you involved in this rodeo of life?Whoa your horses, Bucko! Whether you are in business, starting a business, or working for a business, some basic principles are...more
If you're planning on buying a home after bankruptcy you'll want to read this article carefully.Buying a home is probably the biggest purchase you will ever make. Having a bankruptcy on your credit report adds an extra challenge.If you've read my book After Bankruptcy Credit Solutions, then know that many people who have had a...more
With increased mergers and acquisitions, changes in Phone Company billing systems, telecom costs are on the rise. Take a closer look at your telecommunication bills. There are many ways that your bills have hidden charges applied, not to mention telecom contracts that were signed without Management approval. It's time for Management & their Accounts Payable Department to be on the alert for errors, over-billings, and tariff violations.If more than one person within an organization places orders then overlapping occurs. Mike requested Sally order phone lines for a new call center, Hal heard the request and placed the order as well. Now which lines were installed, those ordered by Sally, or Hal, or both? One very common oversight found in bill auditing is line cancellation. Sally (the Telecom Manager) is certain she disconnected a line no longer needed. She even dials the number to ensure the line is cancelled. When she hears the disconnected message she feels sure the line will no longer bill. But does the billing stop? Not always. Only a detailed review of the bill, or calling the phone company a month or so later, will determine if the line is no longer...more
1. A realistic, viable business idea that reflects extensive market research and includes a full analysis of the market and its relevant competition.2. Motivation, credibility, financial responsibility and investment from the owners and...more
If you own a lawn or landscape company, you will eventually lose some customers. Most customers will not even tell you why they are letting you go. At many times this will come as a surprise to you.This can create a bad image of you and your company...more
Many people who have filed bankruptcy in the past apply for credit the wrong way.They fill out a credit application and hope for the best. Best case, they probably end up paying a lot more in interest and finance charges - hundreds or even thousands...more
Why the fractional vacation industry is boomingÂ…1.) Demographics - 78 million US Baby Boomers that will retire in the next 15 years (the largest population turned 50 in 2004-05, with 50th birthdays occurring every 7 seconds). The under told...more
Real estate broker deals with all transactions of real estate business. A real estate agent finds sellers for buyers and buyers for the sellers of real estate. Real estate brokers provide every kind of help to sellers as well as buyers. Real estate...more
Business brokers or business transfer agents are helpful in selling your business at higher prices. A business broker provides buyers as well as sellers for different businesses. You can easily sell or buy a running business with the help of best...more