Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law. There is, however, one piece of information not included with your credit reports and that is your FICO score. Your FICO score can determine several things, including what interest rate mortgage lenders...more
There was a time when being self-employed meant that you would have a very hard time ever getting any credit from a bank. This was pretty much accepted as one of the downsides to self-employment that would go hand in hand with all the benefits such as freedom to control your own working life and only answering to yourself. It is however, still the case that for people who are new to self-employment and cannot prove a steady income over at least a...more
What is wealth knowledge? It is knowing how money is made, and how wealth is protected. It isn't really a secret. In fact, there are hundreds of books out there that spell it all out for anyone willing to pay a little bit. The problem is that the essential truths are not popular with those who want to get rich easily.Wealth Knowledge - Creation of WealthThe first thing to understand if you want wealth knowledge, is that wealth is created. It isn't shuffled around from person to person depending upon who is "trickier." There is more wealth on the planet now than ever before, and more being created every day. No one has to get poorer for a man to become wealthy.Start to recognize and understand the ways in which value is created. This is the basis of your own financial enrichment. You have to create something of value to others, and that is how you really make money. Any other way of making money is fragile, probably unethical, and likely temporary.In the business of property "flipping," for example, it may appear that there is no value created. Buy a fixer-upper for $120,000, sell to another investor for $130,000 - where is the value you created? In the application of your...more
In recent years property values have soared, while investment returns have been modest. This has created a situation where a lot of seniors are finding themselves in the position of being house rich and cash poor. These cash strapped seniors are looking for ways to increase their retirement income while continuing to live in their homes. These...more
Are you overburdened with the outstanding balance of your credit cards? Are you sick and tired of juggling between 3-5 credit cards? Don't you need a way out to relax yourself from this burden? If yes, then read on. This article might help you in finding out the way.One of the easiest ways to relieve yourself from the burden of outstanding...more
Many people find themselves in what might be called the "Time and Money Catch 22." Trapped in a dead-end job with no hope for advancement, they live from paycheck to paycheck making barely enough money to meet expenses. They long to break free and start a business of their own, because the hope of better money "somewhere down the road" is way better than no hope at all!The "catch" is that starting a business would require more time than their job allows, and yet they can't quit their job because they're forced to depend on it to pay their bills. There's just no getting around it! No new business is going to begin making money the very first day. There will always be a period of time when there's just no money coming in. What's needed is a business that:- One can start in his spare time and at his own pace- Can be started with very little money- Can be making money in a reasonably short time- Most importantly, can be operated part-time while the entrepreneur maintains his present job during the "start up" phase. So the solution is to look for a business that one can manage part-time until such time as there's enough money coming in to equal or exceed...more
If you are looking to start, or you already own a credit repair business, than the concept of purchasing credit repair leads has undoubtedly crossed your mind.The benefit of purchasing credit repair leads for a credit repair business is that the...more
Google has a competitive advantage. In fact, one might even say it has a franchise in web search. I wouldn't say that. I mean, Google does have a franchise; but, it doesn't have a monopoly on web search and never will. There are real...more
One day, while you are shopping at your favorite department store, the sales clerk says to you, "If you apply for our credit card, you can save ten percent on your purchase." You think about it and decide, "Why not?" You provide some information to...more
Network Marketing is a powerful tool.The wealthiest people in the world and Network Marketers know the secret to creating true wealth. They have been focusing on it for hundreds of years. They understand the difference between linear and recurring...more
Back in the early-1990's, after I had quit my job in higher education, I began my journey into the self-employment world by opening a business in which I made stenciled floorcloths and wallhangings and sold them at juried craft shows. The...more
Headache #1: An employer shipped out copies of an expensive video program to dozens of distant managers without providing HR staff to either answer questions or ensure that employees were actually following and learning from the programs. Many of...more