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Fiscal Measurements by:A. Raymond Randall

A former colleague at a major stock brokerage firm always confused "fiscal" with "physical". On June 30th, he would talk about the close of the "physical year". Just a mental block for an intelligent man. Fiscal year-end differs for corporations with most ending June 30th while others use December 31st. Fiscal is fancy jargon for "show me the money".Measurements connotes appearances men notice. Year-end fiscal measurements get the attention of...more

Is It OK To Fire A Customer...? by:Michael Gravette

Or is the customer always right? That's what you've always beentold. If you're in business, you know how ridiculous thatstatement is. The customer isn't always right, the customer isoften wrong. Worse yet, you know it, he knows it, and he knowsyou know. However, that is not the reason you fire a customer.Sometimes a confrontational attitude is just a way for a customerto save face when he knows it was his fault and not yours. Thereis nothing...more

Decentralized Organization Structures Empower and Energize by:Jim Clemmer

"Any intelligent fool can make things bigger, more complex. It takes a touch of genius — and a lot of courage — to move in the opposite direction." — E. F. Schumacher, 20th century German economist and conservationistThe evidence is clear and overwhelming. Centralized, hierarchical organizations work about as well as the old Soviet Union. Despite all the evidence, we keep smacking into many variations on the centralization themes. What makes things even worse is how senior managers in these dysfunctional organizations proclaim empowerment, participation, teams, leadership, trust, and the like. They often take partial measures while expecting total success. They liberate parts of their organizations while limiting other parts. They push hard with one foot on the accelerator while also pushing hard with their other one on the brake. Their words say, "you are empowered". Their actions say, "you are empowered as long as you get approval first."These dysfunctional organizations end up trying to go in two opposing directions at once. We once halted an executive retreat and everybody went home after the group of seven division presidents and corporate staff vice presidents couldn't...more

Mortgage Calculator by:Ian Banister

Finding mortgage loan offers in the UK is not difficult. From newspaper advertisements to surfing the Internet, mortgage loans sporting low interest rates and additional benefits to entice borrowers to sign up are literally everywhere. But, when a mortgage offer claims that it can save 'x' amount over the competition, how can you be sure just how...more

Hiring Effective Sales People Worldwide! by:Dornessa Harris

APIMage is now hiring effective sales people all over the world to invite prospects to a presentation and close sales utilizing its 10K A Week Wealth Creation System released by "Make Money Or Make Excuses" creator and CEO of Mentors On A Mission, Al Turnquist. Dornessa Harris says, "Al has done it again by creating the best sales job in the world...more

Discipline Can Be Habit Forming by:Jim Clemmer

"Do every day or two something for no other reason than that you would rather not do it, so that when the hour of dire need draws nigh, it may find you not unnerved and untrained to stand the test." — William James, HabitGood and bad habits are tiny daily choices that accumulate. Each choice is a small wire that is woven together with hundreds of other little choices. Eventually these wires form a strong cable. Like a child that grows a tiny amount each day, our tiny choices accumulate without much notice. By the time we realize we have either a good or a bad habit, the habit has us. Most of our daily choices are made automatically without even thinking about them. To change our habits, we first need to be aware of them. Then we need to work backward from the habit to the daily practices that form it. To change the habit, we need to change those practices.Procrastination is a good example. Putting things off until tomorrow is a popular labor saving device. However, as actor and comedian, W.C. Fields, once said, "there comes a time that you must take the bull by the tail and face the situation." Failing to face tough situations usually makes them worse. But it's a habit. The more...more

High Yield Investment Programs: Risks, Scams, and Profits by:Michael Goldman

This article is an overview of the risks, scams, and extraordinary profits that can be experienced by HYIP investors. High Yield Investment Programs: Risks, Scams, and ProfitsIf you are an investor looking to truly double your money, you might want...more

The Importance of Repairing Your Credit Report…….Yourself! by:Kimberly Kellish

It seems to be common knowledge today that we are living in a society overwhelmed with debt. Credit card balances are hitting all time highs and in return, people are running into more and more problems with their credit ratings. These circumstances...more

To Invest In HYIP Or Not by:Michael Goldman

This article aims to educate people on why HYIP is right for some people and not right for others because of the risks associated with a potential for large profits.To Invest In HYIP Or NotMany people question why you would get involved in a high...more

Accepting Credit Cards - Positives vs. Negatives by:Scott Burke

Today there are hundreds of thousands of small & medium size businesses in this country that take orders via credit cards. In addition, every day in this country, there are hundreds of companies entering the world of e-commerce. They come from many...more

Deepening Our Discipline by:Jim Clemmer

"The bedrock of character is self-discipline; the virtuous life, as philosophers since Aristotle have observed, is based on self-control. A related keystone of character is being able to motivate and guide oneself, whether in doing homework,...more

Avoiding Credit Card Fraud by:Joseph Kenny

Are you aware of how many ways there are for thieves to take access of your credit card accounts and make unauthorised charges against your account? Simply by rummaging through old receipts that you have thrown out or left somewhere public, or by a...more
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