"Failure is the key to success; each mistake teaches us something." (Morihei Ueshiba, founder of Aikido)Thomas Alva Edison failed in his experiment for thousands of times before he was able to invent the electric light bulb. Laurence Peter failed when more than 20 publishers rejected his book, "The Peter Principle," before it became a best-seller. Abraham Lincoln failed the bar exam, failed in several business ventures, and failed in six major...more
Wouldn't it be great if you could get some of that money you spend on credit card purchases back every year? Well, you can. A cash back credit card is the way to go for people who want all the benefits of shopping with a credit card, plus the perks of belonging to a credit company that offers a credit card online. The Bank of America credit card that offers the most flexible form of the cash back reward program is the Financial Rewards Visa...more
You have seen them advertised on your television. Likely, you have gotten their solicitations in your mailbox. Your neighbor has one and he just got a brand new gas grille for free! So, what am I talking about? Cash back credit cards, of course. Millions of consumers are making the switch over from plain credit cards to cash back cards. They have learned that a game can be played that guarantees that they will be a winner. Do you know how to play the cash back game? If not, read on for some helpful tips that can help you get started down the road to free money. So, you think that there aren't free things in life, right? Well, in the case of cash back credit cards there are. You just need to know how to play the game. For starters, there are a few rules for you to remember. If you carefully follow these rules you can profit handsomely and come away with money...not just a few dollars, but hundreds of dollars annuallyÂ…even more. All for just using your cash back credit card! Rule #1 - You have to be in it to win it. Yes, your card must be a cash back card in order to accumulate points that can be redeemed for money. Many credit cards offer rewards or other "come ons" to get you to...more
I just had a phone conversation with a client who had a familiar story to tell. He had built his business on the model of an entrepreneurial sales force. Give them a territory, pay them straight commission, and tell them they are in business for themselves, free to develop the customers they chose with the products they wanted.And for a couple...more
I've heard many people say they get lonely and miss being around work associates when they work at home. You should consider this as you think about starting a home-based business. Will you be able to work by yourself, will you get lonely?There are people that are almost forced to work at home, such as disabled people, single moms or dads that...more
Isn't it great each year we get to have an opportunity to "start over" and put the past behind us? We get to start with a fresh, clean slate. We can do that at any point throughout the year, but it helps that masses of people join the resolution game at one time at least once a year. It gives us energy. We play a couple of holiday weeks and we are ready for action!It's a lot easier to think about what we DO want and not give any thought to what we don't want. What we focus on expands so focus on what you do want. Example: If you want to quit smoking, focus on what you get to have if you quit. You get to stay inside the building on breaks at work. Your food tastes better. Your house will smell fresh as a spring day. Focus on the things you love and expand them.1. Make a list. Write your resolutions down. If you haven't thought of any this year, here are a few ideas to get you started. Spend more time with family. Work more. Work less. Quit drinking. Exercise more. Help my pet lose weight. Read more.2. Define your reasons. Under each resolution you want to accomplish, write the reasons why you want to accomplish it. List all the consequences that come from not...more
Many people today believe in order to become wealthy they either have to be born into wealth or have a lot of money to make money. The fact is this just isn't true. Building wealth is a mechanical process and because it's so simple it's quite...more
It is not uncommon for families or individuals to find themselves in the midst of credit card debt. Many people wonder if credit card debt consolidation is for them. What is involved in this process? Basically, a credit card balance transfer takes...more
If you are having difficulty knowing what to charge, then check out your competition and find out what they're doing. Find out if they post prices or fees on their website or if they have "packages" or deals. Do they have payment options?While you...more
To work at home seems to be the "Dream of Our Time". For women, in particular, it provides a way to combine motherhood with earning an income, without sacrificing time with the family. There are several ways to work from home so we can be with our...more
Most people want to apply for a credit card online and get the best deal available, including a low interest rate, a reliable credit company, and some sort of reward program like a travel credit card offers. The Bank of America credit card is a card...more
For business owners and family members alike, a credit card offer that includes a way to earn points toward travel is a great deal. A travel reward credit card is one that gives you the ability to earn credit with various aspects of the travel...more