All types of debt reduction solutions (visit: http://www.best-debt-reduction-solutions.com/debt-reduction-programs.php) are but consolidation plans where you have to choose one and work on. When the debt is piled up, the best plan is to lower the interests and/or payments. Well, everybody knows it. But, remember to take plans or consulting services from a reputed debt reduction agencies and keep the records of 'who is getting paid and when'. It...more
I've recently bought a computer system, taken my family to a theme park and flown on an airline that were all rated tops in their fields for service. They had won awards and were widely cited as leading examples of service quality in action. I ended up being disappointed. Not that the service was bad - compared with others in their industries, they were clearly better. But I had expected much more. For example, the computer sales representative...more
One of life's joys is buying a new car. The excitement of looking through those glossy brochures, choosing the brand, model, colour, plus the features is incredible. Ask most men and I'm sure they'll tell you it's one of the things they enjoy most in the world. And these days, with women reported to be involved in over 80% of all new car purchases, women are getting hooked fast on the pleasure of buying a new car.However, if there is one thing that can detract from the enjoyment of buying a new car, it is the finances of the whole deal. This is not just speaking about the price of the new car, although this can be considerable. There is also the issue of all the hidden, and not so hidden extras that you have to pay for. For example, before you finalise the price of the car, you have to find out what features come as standard, and if you want to have any additional features, be they for safety, power, style or any other reason, you have to make sure that you calculate the extra cost of them into the price of the car.Then, added to this is the delivery cost if there is one. Plus any other hidden dealer fees for whatever reason. Then you have to deal with financing charges. You may be...more
You have two or more major credit cards comfortably snug inside your wallet. You are quite proud of them and they seem to act like your security blanket. But are you sure that security is the commodity being offered by the credit cards? The credit cards offer immediacy. That is, you can immediately purchase an item you like using your credit...more
Do you sometimes question the performance of your investment portfolio? If you are like most investors you have your income producing assets thrown in together with your equity portfolio. You look at the total mix of dividend paying stocks, bonds, mutual funds and equities, and you're confused as to why they're not producing enough income or...more
A chart of accounts is simply a list of different areas within the general ledger section of an accounting software package against which financial transactions are stored. As an example if you looked at a Profit and Loss Statement each of the items listed is a separate account.ie - Sales, Cost of Sales, Advertising, Postage, Telephone Expenses etc. The whole lot together is called the Chart of AccountsBefore we start on the specific elements of accounting software Chart of Accounts you need to understand the basics of financial statements and what information needs to be recorded from other sections of the package you are using.There are two main parts to your business's financial statement - The Profit and Loss, which shows your day to day income reflected against your expenses and therefore shows what your trading profit, or loss, is. Both are obtained from the general ledger module.The Balance Sheet, which shows your business assets against liabilities and the accumulated earnings of your business over the years.Lets first look at how these reports are arrived at -In Australia it is typical to have the Profit and Loss section first and the Balance Sheet second, in some other...more
Condo or condominium is a housing option that looks like an apartment complex. Condo ownership lets the owner to own the condo only not the land. Condo owners have to pay monthly fee for maintaining common areas. Generally the association of property...more
There has always been a degree of "racy glamour" to the world of property investment. Too often the image has always been portrayed as an industry being handled and managed by "be-suited city types" wheeling and dealing any huge multimillion dollar...more
Restaurant point of sale systems have loads of features that POS salespeople love to talk about. Some are glamorous, others are flashy and some are unique to their product. When showing off these new and fancy features too often these salespeople...more
Buying and selling of different currencies of the world is known as forex trading. Forex or foreign exchange market is the largest trading market in the world. Forex trading market deals with more than US$2 trillion everyday. It has become favorite...more
Not many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income...more
When the New Year is upon us most smart business people take inventory and make plans for the coming year. Most of these actions focus on external items, like deciding on how many widgets you are going to make and sell, or how many new clients you...more