When doing business, do not let your anxieties get the best of you in the business world. It is important to know how to handle your anxieties and stresses. As a result, here is a list of techniques and suggestions on what to do in managing your business related stresses and anxieties.When facing a current or upcoming task that overwhelms you with a lot of anxiety, the first thing you can do is to divide the task into a series of smaller steps....more
Bad credit does not discriminate persons and victimize even tenants with any tags like CCJs, defaults, arrears, and so on. To tackle such circumstance one might not have the adequate funds with him and seeking an external finance becomes the only way out. In such instances, bad credit unsecured tenant loans indeed provides a great relief to the tenants to combat the adverse or grave credit score. With the passing of days loans are advanced in an...more
Cash back credit cards are great for those who pay off their balances every month and don't require a super-low interest rate. For the reward seeker who wants cold hard cash in exchange for his or her credit card loyalty, cash back credit cards pay you cash back or rebate a percentage of the money that you have spent on your credit card. Cash back credit card offers may all appear the same, however, in reality there are many different types of cash back credit cards so it pays to do a little homework before you choose your cash back credit card. Also, if you own or plan on applying for a cash back credit card know what percentage is earned on purchases, what spending categories are rewarded at higher rates and the method by which rewards are delivered to the customer. Cash back credit cards began about 15 years ago and are very popular. The first cash back credit cards were issued by Discover and were rather simple, offering a flat percentage rate (typically 1% of purchases) rebated back to the customer in the form of a check at the end of the year or a statement credit. Now there are many different types of cash back credit card offers out there. Some are simple others are rather...more
Thinking of starting a home based business can be a scary affair. After the thrill of getting that brilliant idea, it's usually in that first battle with the mind that people lose and give up. Our minds are terribly good at looking at the down side of things. Here are SEVEN SCARY reasons why people shy away from starting their own home based...more
Last week we looked at a few of the things you should consider before leasing that first office or storefront for your business. To recap, you should not only consider the old standard "location, location, location," but also consider things like sufficient parking, the number of employees who will be working onsite, and future growth projections....more
Not too many people know this, but there are over 900 different Chase credit cards for consumers to choose from! Yes, the number you read is correct. With most of these cards being "affinity" cards, meaning having direct tie-ins with a store, or with an auto manufacturer, you name it the choices for consumers are bountiful. A little overwhelming too, don't you think? To cut to the chase, pun intended, there are three Chase credit cards that stand above the rest. Let's take a closer look at each one and what each has to offer to you.Chase Platinum for the Ultimate Credit CardChase Platinum - As the name suggests, this is the one of the most popular cards offered by Chase. It also is the most power packed one at that! Available to you as the Chase Platinum MasterCard or as the Chase Platinum VISA card, this card really delivers: 0% APR for the first 12 months; no annual fee; a fixed low rate after the introductory period ends; and lots of nifty benefits. You get travel accident insurance coverage, lost luggage insurance, purchase assurance, and extended warranties on many of your purchases. Practical and smart coverage for the traveling consumer!Put Some Money in Your Wallet With a...more
Summary: The author asserts that most organizations have a great deal of value locked away and thus unused. Through misguided leadership, they neglect to tap the deep reservoirs of their members' motivation, talents and skills. Here is a...more
I've gotten several questions recently about the legalities of starting a business. So, this week I thought I would address a few of the more common legal issues most new businesses face. But first, let's get the mandatory legal disclaimer out of the...more
Q: I'm curious. What is the dumbest business question you've ever been asked? -- Norris W.A: Shame on you, Norris. There is no such thing as a dumb business question. OK, that's not exactly true. There are dumb business questions and I do get quite a...more
You want to buy a new company, expand operations, acquire a business, or raise capital. You've decided to go for venture capital funding versus a bank loan for a multitude of reasons from the risks involved to the amount you need to carry out your...more
With debt at an all time high, many of us will be looking to either transfer our current credit card debt or apply for a new credit card with more benefits or lower interest rate. However, with a plethora of card offers out there, deciding which...more
If you have heard fund managers talk about the way they invest, you know a great many employ a top down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate to bonds. At this point, they may also...more