I just had a phone conversation with a client who had a familiar story to tell. He had built his business on the model of an entrepreneurial sales force. Give them a territory, pay them straight commission, and tell them they are in business for themselves, free to develop the customers they chose with the products they wanted.And for a couple decades it had worked well. The business grew and expanded. More entrepreneurial sales people were...more
I've heard many people say they get lonely and miss being around work associates when they work at home. You should consider this as you think about starting a home-based business. Will you be able to work by yourself, will you get lonely?There are people that are almost forced to work at home, such as disabled people, single moms or dads that can't afford daycare, or don't want to put their children in daycare. For these folks that didn't...more
Isn't it great each year we get to have an opportunity to "start over" and put the past behind us? We get to start with a fresh, clean slate. We can do that at any point throughout the year, but it helps that masses of people join the resolution game at one time at least once a year. It gives us energy. We play a couple of holiday weeks and we are ready for action!It's a lot easier to think about what we DO want and not give any thought to what we don't want. What we focus on expands so focus on what you do want. Example: If you want to quit smoking, focus on what you get to have if you quit. You get to stay inside the building on breaks at work. Your food tastes better. Your house will smell fresh as a spring day. Focus on the things you love and expand them.1. Make a list. Write your resolutions down. If you haven't thought of any this year, here are a few ideas to get you started. Spend more time with family. Work more. Work less. Quit drinking. Exercise more. Help my pet lose weight. Read more.2. Define your reasons. Under each resolution you want to accomplish, write the reasons why you want to accomplish it. List all the consequences that come from not...more
Many people today believe in order to become wealthy they either have to be born into wealth or have a lot of money to make money. The fact is this just isn't true. Building wealth is a mechanical process and because it's so simple it's quite boring, therefore many people do not follow through with the formula.The ProblemToo many people fall into...more
It is not uncommon for families or individuals to find themselves in the midst of credit card debt. Many people wonder if credit card debt consolidation is for them. What is involved in this process? Basically, a credit card balance transfer takes place so that all your credit cards are consolidated into one card. You receive one statement and deal...more
If you are having difficulty knowing what to charge, then check out your competition and find out what they're doing. Find out if they post prices or fees on their website or if they have "packages" or deals. Do they have payment options?While you are researching, keep in mind just because your competition is charging one way it is not necessarily how you should be charging.One of my clients is a business and life coach. Most coaches charge for a set number of scheduled phone meetings, which seems to be a standard for "the coaching industry," but that doesn't mean it's the best way. I encourage my clients to charge fees that match who their clients are and what they are trying to accomplish. It's very refreshing to do what works for you and not necessarily follow the "industry standard." If you don't feel comfortable with the way your industry charges, by all means change it. Just because the industry's doing it doesn't mean that it's right. Another client of mine, Shelly, is a wedding planner. When we first began working together she had three "wedding packages" because that's what "everyone else does." She ran into problems with pricing because most of her potential...more
To work at home seems to be the "Dream of Our Time". For women, in particular, it provides a way to combine motherhood with earning an income, without sacrificing time with the family. There are several ways to work from home so we can be with our...more
Most people want to apply for a credit card online and get the best deal available, including a low interest rate, a reliable credit company, and some sort of reward program like a travel credit card offers. The Bank of America credit card is a card...more
For business owners and family members alike, a credit card offer that includes a way to earn points toward travel is a great deal. A travel reward credit card is one that gives you the ability to earn credit with various aspects of the travel...more
The Expression of Interest (EOI) is the beginning of the submission processes for many agencies and potential clients of yours.The purpose of the EOI is to assist the donor/agency/business to compile a shortlist that will be invited to submit a...more
If you are about to launch a new online product or service, or you are ready to expand your existing online product or service , you need to have a complete financial and competitive picture of what the current market is for your product or service ....more
Each one of us needs money at one or the other time in our life. You may wish to buy a new home. One can fulfill his or her personal desires by withdrawing money from the savings account. But, do you think it is right to withdraw the savings when an...more