Abstract: Time management is not about squeezing more into a day or eliminating distractions. It's about managing activities to achieve goals. This article shows you how.How many times have you thought or said, "Sure, I'd like to (take a course, take a vacation, work on an additional skill or project, etc) but there just isn't enough time." When we say, "There just isn't enough time," we're shirking responsibility. ...more
At the age of 36, Michael Abrashoff was selected to become Commander of the USS Benfold - at the time, the most junior commanding officer in the Pacific Fleet. The immediate challenges that faced him were staggering: Exceptionally low morale with unacceptably high turnover. Few thought that this ship could improve. In many ways, the Benfold was actually an extreme example of the same problems facing many organizations today.As the new head of...more
Deploying Six Sigma means entering a period of significant change in your organization. Productivity and morale almost always suffers in times of great change. The requirements of change and adaptation and the very human fear of the unknown add to stresses of the work environment. In these times, communication becomes more important than ever.Communication throughout a Six Sigma project is very important because the power and scope of Six Sigma demands a significant commitment from everyone in the organization. Six Sigma successes require clear and open communication at all levels to transcend departmental barriers that would otherwise cause confusion. In addition, any change in an organization will meet some resistance, either intentional or just because of inertia. When management can effectively communicate that it is behind that change and can communicate the positive aspects of the change, resistance can be countered and overcome.Company leadership must be willing to give Six Sigma teams all of the tools and information necessary to apply Six Sigma concepts to their day-to-day activities. It is crucial in Six Sigma projects to clarify the rationale, expectations, goals, and...more
Getting an equity loan is fairly easy nowadays. Many lenders are offering equity loans online thatare presented to homeowners with credit problems and so forth. Still, few lenders expect a creditrating around 720; however, few lenders will accept applications from borrowers with lower creditrates. The downside is that the borrower will not receive...more
If you were recently declined for equity loans, you may want to perform another thoroughassessment of the market, since lenders are now opening the doors to bad credit borrowers, nocredit borrowers, and current home borrowers. If you were recently declined after applying forhome equity loan, it probably is because you had defaults on your credit...more
If you are searching for an equity loan, you might want to read up on the latest news to stay ahead ofthe lender. When a borrower takes out loans for equity and the borrower has a feel of mortgages,then lenders are less likely to try to take advantage of him because they will not be able to controlthe conversation and push the borrower into positions he otherwise wouldn't choose to put himselfin.Equity loans are fairly easy to understand for the most part, and when you are taking out a loan, thelender will go over the details, but sometimes lenders fail to inform you of what the fine print entails.In other words, the terms and conditions is important to understand; however, patience is needed,since you will need to read and understand all the minor clauses of the contract. Few lenders stateclearly in the fine print that they have the right to change interest rates at their own leisure.Therefore, read the fine print when considering loans for equity, since your home is at stake. Foreclosure, repossession and bankruptcy are common problems in America alone. Homebuyersoften step into loans, believing there is no skill involved. Once they sign the agreement, they soonlearn that...more
To achieve success in network marketing, it is helpful to know the characteristics of successful people. By attempting to emulate these characteristics and by being in touch with your own dreams and goals, you will realize an increased level of...more
While total and compound annual returns are useful, savvy investors will look deeper, using a variety of metrics, to get a more complete picture on mutual fund performance.On January 1, 2006, a leading financial daily reported the trailing 1-year and...more
Dynamic perpetual cyclers are the perfect international onlinebusiness for any marketer regardless of experience level, weatheryou are 18 or 80, business professional or not, downsized workers,stay at home mom or dad, lost your retirement pension or...more
In today's competitive business environment, it often seems that the most important aspect of someone's buying decision is price. People constantly ask for lower prices, compare our prices with the competition, and badger us to give them a...more
A no faxing cash advanceHard on cash and your payday is still far away? Need money instantly? Have to clear urgent bills? Or maybe an unforeseen medical liability needs to be taken care of? Well, with the option of pay day advances and faxless cash...more
I am sure that all of us have some unknown skill that we have always wanted to add to a resume just because it looks good. In today's tight job market, employers are looking for people who can do more than just the job they are hired for. In...more
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