Thinking of starting a home based business can be a scary affair. After the thrill of getting that brilliant idea, it's usually in that first battle with the mind that people lose and give up. Our minds are terribly good at looking at the down side of things. Here are SEVEN SCARY reasons why people shy away from starting their own home based business and SEVEN SIMPLE steps to help you overcome those fears. Fear of failure and making...more
Last week we looked at a few of the things you should consider before leasing that first office or storefront for your business. To recap, you should not only consider the old standard "location, location, location," but also consider things like sufficient parking, the number of employees who will be working onsite, and future growth projections. I stressed that it was important not to get caught up in the moment. You should take your time to...more
Not too many people know this, but there are over 900 different Chase credit cards for consumers to choose from! Yes, the number you read is correct. With most of these cards being "affinity" cards, meaning having direct tie-ins with a store, or with an auto manufacturer, you name it the choices for consumers are bountiful. A little overwhelming too, don't you think? To cut to the chase, pun intended, there are three Chase credit cards that stand above the rest. Let's take a closer look at each one and what each has to offer to you.Chase Platinum for the Ultimate Credit CardChase Platinum - As the name suggests, this is the one of the most popular cards offered by Chase. It also is the most power packed one at that! Available to you as the Chase Platinum MasterCard or as the Chase Platinum VISA card, this card really delivers: 0% APR for the first 12 months; no annual fee; a fixed low rate after the introductory period ends; and lots of nifty benefits. You get travel accident insurance coverage, lost luggage insurance, purchase assurance, and extended warranties on many of your purchases. Practical and smart coverage for the traveling consumer!Put Some Money in Your Wallet With a...more
Summary: The author asserts that most organizations have a great deal of value locked away and thus unused. Through misguided leadership, they neglect to tap the deep reservoirs of their members' motivation, talents and skills. Here is a surprisingly simple and powerful way to make unlock that value both on an organizational level and personal...more
I've gotten several questions recently about the legalities of starting a business. So, this week I thought I would address a few of the more common legal issues most new businesses face. But first, let's get the mandatory legal disclaimer out of the way: the advice dispensed by this columnist is probably no better or worse than the advice...more
Q: I'm curious. What is the dumbest business question you've ever been asked? -- Norris W.A: Shame on you, Norris. There is no such thing as a dumb business question. OK, that's not exactly true. There are dumb business questions and I do get quite a few of them. Not through this column, of course. People intelligent enough to actually use a computer and surf the World Wide Web would never submit dumb questions now, would they. OK, that's a lie, too. I've gotten a few head-scratchers in response to this column. You know who you are, but don't worry, your secret is safe with me.I have a confession to make. Writing an advice column, whether it be advice for love or money or business, is often hard to do with a straight face. Occasionally a question comes over the digital transom that just makes me go, "Huh?"It's kind of like trying to stifle a giggle when Grandma breaks wind at Sunday dinner. Some things are just better left ignored. Of course it's hard to blame a dumb business question on the dog.I've been writing advice columns for a long time. Most of the requests for advice I receive are sincere and intelligent, and as a (usually) sincere and (somewhat) intelligent columnist, I...more
You want to buy a new company, expand operations, acquire a business, or raise capital. You've decided to go for venture capital funding versus a bank loan for a multitude of reasons from the risks involved to the amount you need to carry out your...more
With debt at an all time high, many of us will be looking to either transfer our current credit card debt or apply for a new credit card with more benefits or lower interest rate. However, with a plethora of card offers out there, deciding which...more
If you have heard fund managers talk about the way they invest, you know a great many employ a top down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate to bonds. At this point, they may also...more
Merit-based financial aid is one of the main financial aid packages awarded based on their merit or merit plus of students. Merit-based financial aids usually come from state or federal sources or private sources. These types of financial aid...more
Liberty League International the leading developer of personal development systems hosts some of the best training events. These events are designed to teach the Liberty League independent distributors how to build a very successful business. The...more
A wage garnishment is a legal procedure through which a percentage of a person's earnings are withheld by an employer for the payment of a debt. Most wage garnishments are made by court order. Other types of wage garnishments are of legal or open...more