Real estate continues to be a very important part of any financial wealth building strategy. Most wealthy individuals have real estate investments as a portion of their overall net worth. Carleton Sheets has been in real estate since the 1970s and has taken his experience to build a complete real estate course. After purchasing the CD version of the No Down Payment course by Carleton Sheets, I was impressed by 5 main points.Carleton Sheets...more
Newspaper advertising is a tremendous source of new business that for so many businesses doesn't ever reach its true potential. These 3 steps will help you change that forever! You're about to find out the mistakes that your competitors keep on making, and to start using techniques proven to grab your prospect's attention and draw out responses that turn your ad into the 'customer producer' you always knew it should be. Small Business Realities...more
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was pretty bad, I'm talking about a bankruptcy 2 years ago, thousands of dollars in outstanding collections, charge-offs and debt to income ratio of 49%. By the way, we left all of their outstanding charge-offs and collections open which means they didn't have to pay any of them off! So many think they won't be able to qualify for a mortgage loan. Many will keep thinking they can't qualify until they read this article.My name is Nick Graziano and I have been employed as a Loan Officer for 5 years. I have experience originating conventional mortgage loans as well as sub-prime (non-conventional) residential mortgage loans. Many of the clients that I deal with have great credit (and know it) and have no problem getting a loan but then there are those with credit problems (and they know it too). The ones with great credit are the ones that are easy to close, get the best rates and all with minimal time involved on the part of myself. But, this...more
If you're like most people, you probably started with wonderful ideas of fulfilling your dreams, to be successful and to take charge of your own destiny.I hope you have achieved those or are well on your way.You wouldn't think of starting your business without a business plan and you shouldn't even consider marketing your product or services...more
This beautifully laid out trade paperback has a gorgeous and practical design both inside and out. I recommend you read this book with a highlighter and a pen and be ready to take copious notes in the blank pages thoughtfully provided between chapters.Manners That Sell: Adding The Polish That Builds Profits should be required reading for high...more
If your key - that's KEY - outside audiences don't exhibit the kind of behaviors that lead to results like these, you need to take a closer look at your public relations effort. Results like fresh proposals for strategic alliances and joint ventures; rising membership applications, customers starting to make repeat purchases creating bounces in show room visits; prospects starting to do business with you; community leaders beginning to seek you out; new approaches by capital givers and specifying sources, not to mention politicians and legislators viewing you as a key member of the business, non-profit or association communities. Do you agree that you need behavior change among your most important outside audiences that leads directly to achieving your managerial objectives? And that you then need to persuade those key external stakeholders with the greatest impacts on your organization to your way of thinking, and help move them to take actions that allow your department, division or subsidiary to succeed? In other words, you may need public relations activity that can deliver results far beyond publicity tactics. And a public relations premise like this one can...more
In my work with hundreds of coaches, consultants, and small business owners, I have found that there are specific actions that have created their success. Here are seven success elements that they use effectively to earn $100,000 plus a year. By...more
The word 'investments' is one that most of us are familiar with hearing in financial context. For many of us, it may make us thing of big business and vasts sums of money, but there's much to the world of investments than multi-million dollar...more
As a work at home Mother, I know the value of a deal. Any smart business person knows that the best way to make money is to SAVE money.Recently my husband quit his 9 to 5 salaried career to work from home with me. In order to afford this we had to...more
Being an entrepreneur and running a successful home-based business is stressful at times, and can be hectic. Success within a home-based business though, absolutely demands time management skills, or the chores that need to get done will be left...more
I don't know if you have ever seriously considered bartering. If you haven't considered it, it's probably about time that you did. Why? Well, besides the fact that both parties involved in a barter leave feeling satisfied, it can also build lifelong...more
Most with excellent keyboarding skills wonder if it is possible to use this talent in a home business venture. Unfortunately, many would be entrepreneurs often fall prey to the misleading ads on and off-line recruiting work at home typist. Most of...more