Sometimes during a job search you reach a point where you must ask, why am I not getting calls from decent companies for interviews. After sending out tons of resumes with little or no response, you need to reevaluate your position and try to make some changes.Some times minimal changes to your resume and cover letter will have a drastic effect on the number of calls you are receiving. A good first step is to search the internet for free sample...more
Real Estate and Tangible Personal Property Tax Bills May Now Be Paid at a DiscountTaxes paid--i.e., received by the Tax Collector--during November are subject to a 4% discount;December are subject to a 3% discount;January are subject to a 2% discount;February are subject to a 1% discount.Taxes paid after March 31 are delinquent and are subject to penalties and 1 1/2% delinquent interest per month.As of this writing, bills have been mailed out on...more
If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms. "Shed Dormers"These are often seen in Dutch colonial style houses and are flat roofed dormers. Sometimes these dormers are single windows, but often they are two or three windows side by side with one flat roof."Blind Dormer Window"Sometimes builders construct fake dormer windows to add architectural interest to new houses. They are at attic level but can't be seen from the attic because the roof of the house covers access to them."Oversize Garage"Ads often say how many cars a garage will hold. Then they add the word "oversize" as in "oversize 2-car garage." What is usually meant is that there is room for storage, or a work bench in addition to space for the cars. Occasionally it simply means you can open a car door wide enough to actually get out with both cars in the garage!"Gourmet Kitchen"This phrase is intended to convey the idea that a very good cook can happily work here. That may or may not be the case, but it does usually mean that the kitchen is fairly large and attractive."Great Room"I've seen this...more
As the real estate market cools, the profit potential of home ownership has cooled as well. Here's a strategy called "follow the builder."It is relatively easy to make a profit when you sell your home if the market is rising sharply like it has been in most of the country for the last three years. It becomes more difficult when a hot market slows...more
Rental property investment starts with finding the best deals. To do this, you can increase your odds by finding more deals. Who's more likely to get a cheap apartment building, an investor that looks through the MLS listings and calls it a day, or the one that uses ten resources? Here are those ten:1. Look in old papers to find "For Rent" ads....more
As the real estate market begins to calm down, many worry about making a profit on their homes. Here's an example of the "follow the builder" profit strategy.Follow That BuilderIn many areas of the country, there are builders who build hundreds of houses each year within a fifty mile radius of each other. They build entire communities, or are one of three to five builders who build entire communities around big employment centers. This is important. Hang with me and you'll find out why.SerendipityThe first couple I met who worked the pattern I'm talking about did it the first time almost by accident. They bought one of the first houses built in a neighborhood that took about two years to build out. Toward the end of the two year period, they were out for a walk and, on impulse, went into a house under construction that represented a bit of a "move up" from their home. The same builder who had built their home was building it.The couple went to the sales office of the builder and found out that the house they'd walked through was already under contract. They were shocked to find out the price was $150,000 more than they'd paid for their home! The house was a little larger, but not...more
I didn't understand the concept of a real estate team at first, so I had a hard time with real estate investment. I tended to be a "lone wolf," trying to do too much myself. I have since learned that in real estate, you need a team of people you can...more
Below are ten categories of real estate, and different ways to invest in them. The best one for you is something only you can decide, according to your particular needs. To help you do that, I list a couple good points and bad points for each type.1....more
Why should you consider refinancing real estate investments instead of selling them? Maybe you've owned a rental property for years, you've paid down the mortgage, the value is up, and you want to cash in on that equity. You will do better to...more
It was a simple real estate formula. The ads ran in our small-town newspaper for years before I realized exactly what was going on. They were always the same: A house for sale with 5% down and payments of 1% of the purchase price. Maybe a three...more
Nothing down? Exactly why would a seller want to walk away from closing with nothing? The truth is, they normally wouldn't, and that brings up the most important point about real estate investing with no downpayment: A seller almost always needs cash...more
There is nothing worse than putting house up for sale and watching it sit on the market. Here are a few tips to sell your house fast. Sell Your House FastThe following tips will help you sell your house fast, but we need to cover something first. If...more
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