Can you feel the chill in the air? And there it begins to snow! Vast open spaces, roof tops, trees . - all covered with layers of white pure snow. Sure sign that Christmas is not far. Everything changes during Christmas time. Psychologically it breeds happiness, fun frolic, everything good and worth looking forward to. Another thing that is inevitably related to Christmas is expenses. With so many people neglecting Christmas when it comes to...more
Why should you take out a second mortgage or a home equity line of credit instead of refinancing?Well, You Shouldn't!!Why Not?1. Second Mortgages usually have an interest rant that is twice or even three times as high as your first mortgage rate. You can refinance instead and keep a very low rate. In the long run a second mortgage will just cost you money in interest charges.2. Home equity lines of credit are designed for mortgage account...more
In addition to the many questions that you should pose to a potential Franchisor, and the many questions they should pose to you, there are several other considerations for you to determine your compatibility with a particular Franchise system. If you are going to be getting into business with someone with the goal of creating an outstanding future together, you should cover more bases than just the basic questions to understand how the business makes money. That will be ultimately important of course, but several general considerations will be imperative for you to analyze as well, if you really want to understand your potential 'strategic-partner'.Franchisor's Qualification SystemOne of the initial things you should strive to understand is the level of development that the Franchisor's Candidate qualification system has reached. Your first reaction to that might be 'Why do I care about a Franchise Qualification system - I only care if I get a Franchise or not?' I would suggest that you should care a great deal.After all, if the Franchise Candidate qualification system hasn't been well developed, it may be a reflection on the business of the Franchise itself. The most important...more
Do you take a person's credentials for granted? Most people do! For instance they don't think twice when they hear about Marxism. They take the concept seriously because they know that it was authored by Dr. Karl Marx. What they don't know is that "Dr." Marx was a womanizer who was too lazy to work his way through the higher educational...more
So you want to learn how to trade? Whether you're interested in the stock market, forex market, or futures market, gaining some knowledge of trading is crucial for your success. The only way to trade the markets is to learn what you're doing first. Trying to trade the market without first learning some solid strategies on how to trade it is a sure...more
You have found the car of your dreams, but you know your credit is not the greatest. You ask yourself, "How can I get an auto loan with bad credit?"You are not alone. Thousands of people ask the same question everyday. Just because you have bad credit, does not mean you can not buy that car of your dreams. When considering bad credit auto loans, you can save yourself thousands of dollars when you know about the options available to you.You can get all the resources you need to compare auto loans with competitors trying to earn your business online. Now you can shop online from the comfort of your home. An auto loan online can save you the hassle of many long hours waiting at a car dealership for an approval.5 Ideas To Help Get A Bad Credit Auto Loan1. The first step is to find out what your credit situation really looks like. With a credit score, also known as a (FICO score) with a 500 rating it may not be wise to get an auto loan. It may be wise to simply save money to pay cash or at least 33% of the cost of a new car. With some bad credit auto loans you may have up to 29% interest rates. You can end up paying two times the cost of a new car after interest and fees.2. You can get...more
Want to build your fan base? Meaning, do you want to attract more clients or customers to you and your product or service? Then build a platform. A platform is media lingo for having a solid base from which to pitch your work. It's about numbers,...more
Starting a business without any capital is a daunting task. How do you pay your staff? Where do you find money for stock? What can you do to improve cashflow? These are just some of the questions you'll face. Read on for a few ideas that helped me in...more
Being in debts is not a crime. This is what all consumers should keep in mind before they start taking loans and credits. But the fact remains that most debtors take loans often going beyond their affordability and fail to make the payments. What is...more
It happens, that's all I can say. And in order to continue freelancing and work from the comfort of your own home, you'll have to accept it. One of the biggest perks about working from home is being able to organize your time and dictate your own...more
In his book, "Super Prospecting: Special Offers and Quick-start Systems", Tom "Big Al" Schreiter tells the story of an old lumberjack who observed a young lumberjack laboring to chop down a tree. After watching the youngster work himself to nearly...more
One of the easiest ways to get a work at home job is to get your boss to allow you to telecommute at least part of the time. There are benefits to both you and the company you work for in most cases, so you need to do some research and write a good...more