Before you call your next meeting, the FIRST step is to decide if it is really essential. To determine that, ask yourself the following: Is this meeting essential? Can we do without it? Can we accomplish the task without a meeting? Can it wait another week? Can we get things done with few meetings?Then, if you have decided a meeting is the best way to accomplish your objective, the following tips can help you conduct more effective meetings:1....more
You wouldn't build your home on anything less than a solid foundation. Similarly, you can't build wealth and financial independence without first having sound foundational principles to build upon.I have found that many people are working on wealth building strategies such as maximizing their 401K returns, aggressive stock trading, and real estate investing without such a foundation.Most of my clients are coming from a "one step forward, two...more
If someone offered to loan you $2100 of your own money at interest rates of up to 222% you'd probably laugh at them and walk away; but, this spring, 1 in 10 Americans will do just that: they'll borrow their own money at interest rates as high as 744% thru refund-anticipation or "rapid refund" loans.Refund anticipation loans are short term, high interest loans that commercial tax preparation services offer to taxpayers as a way for filers to get their tax refunds faster -- typically 1 to 2 days. The loans are secured by the filer's anticipated tax refund and ordinarily last no more than 10 days.Refund anticipation loans are commonly called as predatory lending by consumer rights advocates who say that they cost working poor taxpayers over $500 million a year.According to estimates by the Consumer Federation of America and the National Consumer Law Center, in 2004, a refund anticipation loan recipient would have paid about $250 to get a $2100 refund loan from a commercial tax preparation chain with interest rates of about 182 percent annual percentage rate (APR).Consumer watchdogs believe that commercial tax preparation services that offer refund-anticipation loans are targeting low...more
A strong tendency towards a sellers market will continue until the baby boomers finish the cycle of buying and selling real estate, estimated to end in 20 years, according to the Senior Real Estate Association. Baby boomers (born between 1946-1964) are in their peak years for real estate investment. Real estate investments will continue to be...more
There are many simple, infallible ways to earn income, and one of the surest ways is through marketing your business on the internet. When you learn basic internet marketing techniques, you'll wonder why you haven't already jumped on the bandwagon. When you think about it, the only things you'll need to make money is a vision of what you want out...more
If you're like most people, it's hard to make ends meet with just one income. If you are married, both partners must work, spending countless thousands of dollars on childcare and business clothes. To offset their monetary deficit, many people are looking into getting started in their own home business. Both full-time and part-time home businesses can be operated from the comfort of your own home.Some people are making extra money to pay for extras, while others have turned their home business into a primary source of income. Some people use their home business as a diversion, to have fun and earn a little "pocket money." The important thing is that they are taking positive action, rather than waiting for a financial disaster. They are setting the stage to improve their lives - something you can do too.Multi-level marketing, mail order businesses and other in-home businesses are very popular. If this way of earning extra income appeals to you, by all means check out the possibilities. These are not the only ways you can operate from home. There are many ways of getting started in your own home business that you should investigate.Some other ways of getting started in your own home...more
What is required to be successful in your home business? Before we can answer, you must understand what "success" means and what common characteristics successful people have. If you are reading this article, you probably want to be successful and...more
You may operate a home business selling services or products, but no matter which kind of business you're in, there's always a question in the back of your mind: will my home business succeed or fail, or do I have the motivation it takes to keep it...more
You know, this would be a great business if it weren't for having to deal with people all the timeĀ OK, so maybe I've exaggerated things a bit, but we've all certainly heard that saying before. Why does that sentiment ring true for so many folks? ...more
Most one-person businesses don't flounder because their products or services are below par. They struggle because their owner's lack of business skills or business practices gets in the way of being profitable.Are you making these big mistakes?1. You...more
How You Can Make Advertising Pay Big Dividends (source: www.chetholmes.com)McGraw Hill once commissioned an extensive study to determine what marketing weapons make a company famous in it's market or community. The study went on to show that...more
When it comes to investing, leave your emotions out of it. When it comes to many areas of your life you can rely on your emotions and instincts or gut feelings. But when it comes to investing in the stock market this is a big mistake. Not many people...more