A combination of lenient lending policies, low interest rates, and high house prices has created a situation where many people have overextended and unable to pay mortgage payments for high-priced homes they really couldn't afford. The Mortgage Bankers Association of America says that home foreclosures are at an all-time high, with some areas experiencing increases in the number of foreclosures of over 300%. But the news isn't all bad. Especially...more
The Value of Gold in a Era of Paper Assets, Stocks, Bonds and Mutual Funds...The facts behind the increasing demand for gold and silver, rare coins, and historic collectibles from the U.S. Mint...No other substance on Earth embodies the unique characteristics of gold. Its yellow lustre and beauty are unsurpassed. Since the earliest days of man, it has been admired, molded, shaped, and worn as a symbol of wealth and good taste.The romance and lure...more
Time has proven that collectors tend to make the most money in rare coins because they search out "undervalued coins" and buy during market lulls. Buying in today's market climate offers you superb upside profit potential.PUT IN PERSPECTIVE – Rare coins have an extremely limited, fixed supply which has historically increased in value when demand overwhelms availability. This fact is documented in the enclosed "Dow-to-Gold Report." It clearly shows how rare coins go up as well as down in price with varying market cycles. We believe the most successful Rare Coin portfolios were built in down markets by systematically assembling a variety of choice, rare, and desirable coins, with a three to five year, or longer, holding period in mind.HAVE A PRECISE FOCUS – Thousands of coins have been issued over the past 200 years. Very few collectors are experts on more than a few types of coins. For that reason alone, it's important to build a relationship with a firm that employs a team of knowledgeable Rare Coin Specialists and Numismatic Experts that are recognized as pillars of authority throughout the industry. Together, we can help you define your areas of interest, your...more
Everywhere you look credit seems to be an essential part of our daily lives, it is used if we want to buy a house or rent an apartment, buy a new car, or even go shopping for large item merchandise. With credit being such an important factor in our lives, the number of consumers that have poor to bad credit is astounding, but these people can...more
With all the talk lately about Mortgage Cycling versus Bi-Weekly Mortgages which one is really right for you? Choosing the correct one could literally save you thousands of dollars and shave off approximately 20 years on the life of your 30 year mortgage.So a little background on the principal of each program needs to be told. Bi-weekly mortgages...more
Good sales people can close, but few "step up" for even more sales from that close. Yet stepping up should be one of the easiest accomplishments in sales that is if you know how to build the staircase. Do it by applying a leadership tool I have taught thousands of leaders worldwide during the past 20 years. The tool is simply to foster a particular viewpoint, which is this: Challenge people not simply to do a task but to take leadership of that task. The difference in results-producing effectiveness between doing a task and taking leadership of a task is the difference between the lightning bug and lightning. This change in viewpoint may seem simple even simplistic; but when put into action many times daily, it can work wonders. For instance, I worked with a manufacturing leader whose workers were constantly falling short of productivity goals. I told him he was leading the workers in the wrong way; he was ordering them to get productivity advancements. I told him that he should have the workers sign on as leaders of productivity advancements. When the workers began seeing themselves as such leaders, they started hitting the goals consistently. Now, let's apply this leadership...more
H. Sam Hyams, a Toronto businessman and Orthodox Jew, is on his way to becoming a major player in the world oil markets with his company Strat Petroleum, Ltd. A well respected businessman in Canada, Hyams has a strong network of contacts in the U.S....more
Have you noticed how you feel when you're around positive people? You feel uplifted, refreshed and energised. You learn that life is what you make it and that you make your own 'luck'. Consequently the opposite is true when you're unfortunate to be...more
This is it. The end of another year. For some of you the next few days will either be frantic or quiet, depending on the business you are in.I hope those of you who are quiet are spending your time wisely planning what you want to achieve for...more
"I couldn't wait for success... so I went ahead without it." -- Jonathan Winters More Org Chart boxes than people? In previous issues of Profitable Venture Tactics (PVT), I have discussed how to develop your Strategic Objective, Organizational...more
As a business consultant I get the opportunity meet hundreds of professionals in every imaginable business each year. And time and experience have taught me one thing - there are a few 'Must Haves' for any modern business. My clients hire me to...more
Hiring the first personal business assistant is an exciting time for new business owners. It means that the business is doing well enough that the business owner can no longer keep up effectively with the demands of the new business. Sales are...more