A lottery wheeling system means you choose a base 'subset' of numbers, for example in a 6 number lottery, you might choose the numbers 1 to 7, and then combine them in ways ensuring that all 7 numbers 'get a go' in the 6 number lines. By playing combinations of a set of numbers, you are doing something similar to the 'permutations' in football pools, says Noah Faulkner at www.bet4less.com Let's look at a typical choose 6 numbers from 49 lottery...more
You are getting a good deal when you accept the fact that the right PR really CAN alter individual perception and lead to the changed behaviors you need. Especially when you recognize that people really DO act upon their perceptions of the facts they hear about your operations, and about you as a manager. Meaning you have little choice but to deal promptly and effectively with those perceptions by reaching and moving those key external audiences...more
There is an old statement that holds true when trying to restore your credit rating, and the statement is "knowing is half the battle." This statement exemplifies what consumers who have had past credit problems should do, and that is to learn everything they can about credit repair. Repairing or rebuilding your credit is not a simple task, and knowing what laws protects the consumer and how to use them is the first step in this process. The Federal Trade Commission has established a set of laws to protect the consumer from abuses by credit reporting agencies. These laws are designed to make sure that the consumer's credit file is accurate and up-to-date; this law is commonly known as the Fair Credit Reporting Act. The F.C.R.A. is the strongest tool the consumer has to ensure that what is reported by credit reporting agencies truly reflects what is contained in their credit file.Before these laws were enacted, the consumer was at the mercy of the credit reporting agency, not to say that there were abuses, but finding out what was contained on your credit file was almost impossible. This is why under these laws the consumer has the right to request a copy of there credit file at...more
Setting financial goals is the single most important thing you can do to take control of your finances. Your life can't go according to plan if you don't have a plan. You will continue to spend every penny you earn if you don't plan for where you want that money to go.Now more than ever we have to plan for our own futures. Approximately 70 million...more
I decided to resurrect this article (with some changes due to events that have happened this year) from my website because of the time of year it is. With New Year's Day being less than a week away, this is the time of year where many of us reflect on the past year, re-examine our dreams, desires and goals and make resolutions for the upcoming...more
If someone offered to give you a loan for $2100 at interest rates of up to 222 percent you'd probably laugh at them and walk away; but, this spring, 1 in 10 Americans will do just that: for the privilege of borrowing their own money, over 12 million tax filers will pay interest rates as high as 744 percent to borrow their own money thru refund-anticipation or "rapid refund" loans.Refund anticipation loans are short term, high interest loans that commercial tax preparation services offer to taxpayers as a way for filers to get their tax refunds faster -- typically 1 to 2 days. The loans are secured by the filer's anticipated tax refund and ordinarily last no more than 10 days.Refund anticipation loans are commonly called as predatory lending by consumer rights advocates who say that they cost working poor taxpayers over $500 million a year.According to estimates by the Consumer Federation of America and the National Consumer Law Center, in 2004, a refund anticipation loan recipient would have paid about $250 to get a $2100 refund loan from a commercial tax preparation chain with interest rates of about 182 percent annual percentage rate (APR).Consumer watchdogs believe that...more
Often people look for the latest and greatest bells and whistles to market their company. Fact is, one of the most powerful marketing strategies is one that many folks overlook. Something that can make or break a person's reputation and their ability...more
1. Blog- blogs are easy to use and maintain and give you the freedom of updating as little or as much as you want. You can have blogs where you write, create audio or even video if you want. 2. Power PR- More women business owners are understanding...more
The Universe Revealed The Universe as we know it, see it and experience it, is not all there is. The Universe is always in motion - it is a vibrating, pulsating, resonating, magnetizing force and at the molecular level everything is in motion. It is...more
This article addresses the issue about whether one can attract or magnetize circumstances without taken "action." Its intention is to create better understanding in your minds about the use of mental and spiritual laws for success and the...more
When the stock market is going up and all your stocks and mutual funds are making money you feel like a genius. It is too bad that some folks don't remember what happened in 2000. Of course, right now we are in one of those genius phases. Your broker...more
It is a fact of life that press releases influence the current price of a stock. People react emotionally and buy stocks on good press releases, and sell stocks on bad ones, regardless of the validity of the press release. If you can get the news...more