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Using Photos As Graphics In Marketing Your Business by:Valerie Siple

More and more businesses are seeing the value of photography in marketing their business. Websites, html emails, business cards, banners. Scanners and other digital equipment is HOT! What do you need to know about the subject of photography to take advantage of photos in your business? Many memorable moments would be lost and long forgotten without photography. The most important thing to photography is light. The camera is a precise instrument...more

The "Wall of Defensiveness": 7 Ways to Tear It Down by:Ari Galper

Have you ever gotten frustrated when you realize that your prospects keep stereotyping you as a "salesperson"? And because of that, they don't give you the trust and openness that you deserve, and that are essential if you're going to help them solve their problems?That's what's been happening to Michael, who calls companies to set appointments with decisionmakers. "I have a great product that I'm passionate about," he told me, "but when I call...more

Ten Top Tax-saving Ideas at Year-end by:The National Association of Black Accountants

Popular techniques for individuals and business ownersNow is a good time to figure out how to cut your 2004 tax bill. Although everyone's situation is different, the National Association for Black Accountants www.nabainc.org (NABA) offers ten popular year-end strategies for individuals and small-business owners:1. Charitable donations: As a general rule, the full amount of a cash donation is deductible on the donor's personal tax return. If a donation is made by credit card at year-end, the gift is deductible in 2004, even if the charge is not actually paid until next year. Added tax break: For donations of property, the full fair-market value is deductible if the property has been held for more than one year.2. Alternative minimum tax liability: The alternative minimum tax (AMT) can sneak up on unsuspecting taxpayers. It applies if your AMT liability, based on a special tax computation involving tax preference items, exceeds your regular tax liability. Individual taxpayers should have their AMT liability calculated before year-end. Depending on the result, it may be advisable to shift tax preferences to next year to avoid or reduce AMT liability. Alternatively, you might...more

Am I An Entrepreneur? Part 4 of a series by:Charles and Holly Egner

I would like to determine if I am well suited for an entrepreneurial career? (Yes) (No) Mull over these thoughts... What is entrepreneurial talent and do have it? Have I tested my entrepreneurial capabilities either with a personal assessment tool or by participating in a startup business? Have I ever been self-employed before? Have I ever...more

Policies and Procedures Used as Management Key by:Chris Anderson

Managers know the difficulty of getting people to do the right things the right way. And employees need their expertise and understanding of the way things should be done. But how do you get it across so it actually sticks? The answer is well-defined policies and procedures.Quickly Convey What's RightManagers can convey the exact way things should...more

Understanding a Commercial Mortgage by:Commercial Lifeline

In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose. When you use a commercial mortgage to buy property, or to raise funds for any other business purpose, the lender retains an interest in that property until the loan has been paid in full. Unlike other types of business loans, which usually have a relatively short repayment period, you can take out a loan for as long as 30 years if you like. The lender receives repayment of the commercial mortgage principal and interest over the lifetime of the loan. If you default on the loan and go into arrears then the lender can foreclose and take possession of the property which was used as collateral. Generally speaking, the interest on a commercial mortgage is tax deductible and the net proceeds of the loan are not considered to be taxable income. However, you should always check with your accountant to be sure because the tax consequences can be severe should it be determined that your usage of the funds was not for a...more

The Real Story Of The Little Engine That Could by:Geela

Gone are the days when self-publishing was synonymous with self-defeat. Authors such as Deepak Chopra, Mark Victor Hansen and Neale Donald Walsch, originally self-published successfully before selling their books to major publishers (in order to gain...more

Outsourcing and Your Business by:Kate Smalley

Outsourcing is an established way of doing business today, allowing companies to maximize their budgets and resources — and generate better products. Also referred to as subcontracting, outsourcing simply means acquiring a product or service rather...more

Balance Transfers by:Phil Edwards

Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card. The main benefit of balance transfer is a money-saving one. In the competitive...more

Avoid Outsourcing Pitfalls in Plastic Injection Molds and Stamping Dies by:Steve Koons

When looking to outsource overseas for Plastic Injection Molds or Stamping Dies there are many things to consider.Usually price is the first thing to be looked at, that's probably why you're looking overseas for a new mold or die source-to save...more

Auditing Improves Effective Planning by:Chris Anderson

Speak of operations assessment, and we'll hear its significant value. Speak of an audit, and we'll run for the nearest emergency exit. There's no difference between the two, yet that word audit chills us. But is an audit really designed to help us or...more

Don't Get Caught With Your PR Down! by:Robert A. Kelly

Why risk the embarassment when with a little basic PR training, you as a business, non-profit or association manager can always be ready for battle? Never again will you fail to do something positive about the behaviors of those important outside...more
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