What is insurance for? This has the easiest possible answer. All insurance policies are private contracts between you and the insurance company. In return for paying out the premium, the insurer pays you if you suffer an accident and incur a loss in one of the circumstances identified in the policy. But if you scratch the surface a little, there's a more complicated answer lurking just underneath. When you insure your vehicle, you are one...more
What your credit rating has to do with insurance rates? Many insurance providers use the customer's credit report as an important variable when calculating future premiums. So you should definitely keep that in mind when looking for a new insurance policy, because there will be a lot of people looking into your credit report and analyzing all those credit lines and due bills. The reason for this is that it was statistically proven that...more
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Should You Fire Your Insurance Agent? 5 Warning Signs to Watch Out For When it comes to insurance agents, I'm sure you've heard it all before. They are sneaky, untrustworthy and are just plotting to get your hard-earned money. Contrary to what you may have heard, this does not apply to every agent licensed to sell insurance products.In fact,...more
How to Find Cheap Taxi Fleet Insurance Any insurance usually comes with a very high initial premium, for a new investor in taxi business buying insurance might look a very daunting task. There are many companies which offer various policies which in turn offer varied amount of coverage for the vehicle and the driver. As a new investor it is...more
The Truth About Expanding Lap-Band Insurance Coverage Lap-Band insurance coverage is a controversial subject. On the one hand, many Americans believe that being overweight or obese is a personal "choice," and that if an obese person chooses surgery over lifestyle change, insurance should not cover something that costs thousands of dollars when the alternative is free.On the other hand, many Americans also believe that with the obesity crisis consuming almost $150 million in annual health care spending, anything that can prevent the continuing spread of obesity is a worthwhile investment. Obesity-related diseases certainly affect the workplace, so why shouldn't companies and insurance plans cover a procedure that would allow workers to be more productive?What is Lap Band Surgery? The Lap-Band, one of several types of adjustable gastric bands (AGB), is the name of a trademarked AGB made by Allergan Inc. The surgery, which is one of several types of weight loss (bariatric) surgery available, consists of the placement of a silicone band around the upper portion of the stomach to limit the amount of food that can pass into the stomach.A pre- and post-operation diet of liquids is...more
Choosing The Right Denver Insurance When looking for Denver insurance, there are a lot of options. Selecting the right agent is a large part of the process, but many agents sell the same insurance and often times who you select is actually...more
Why Your Company Needs Fleet Insurance Who wants fleet insurance, what it really protects, in addition to what it does not consist of. You may need fleet insurance although your "fleet" consists of just one car. Most of all, insurance...more
All about Motorbike Insurance Motorbike insurance is very important if you've decided that a motorcycle is the form of transport for you. You will usually find that it is illegal to ride a motorbike on the roads without the proper insurance in...more
Generate Insurance Leads With a Lead Generation Website A quality lead generation website can gather insurance leads and financial advisor leads faster and they can be better qualified than buying insurance leads from a lead generation...more
Understanding the diverse types of commercial insurance Most of the insurance companies these days are introducing various security coverage insurance policies for different types of businesses. Business owners and employers must educate...more
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