Navigating the Dos and Donts of InsuranceWhether you are purchasing life insurance or home insurance there are a number of dos and donts that you need to consider before purchasing a plan. Insurance is meant to protect you and your possessions and so you want to ensure that your premiums arent going to waste. Many people have paid costly premiums for years only to find out that when they need to make a claim, they are denied or not entitled to...more
Hiring a Social Security Disability Insurance (SSDI) AttorneyYou can hire an attorney to help you with your SSDI claim at any stage of your application process, but the only stage at which youre required to have legal representation is at the final appeal when you appear before a judge in Federal District Court. For most people, filing a claim for SSDI is an arduous process that can be more than a disabled person can manage. In that case,...more
Stay Safe And Be Safe With Contractors Insurance Why should anyone buy contractors insurance? For the simple reason that accidents do happen even in the best of work environments and while damage to the property can sometimes be compensated to satisfaction, loss of human life and/or permanent disability cannot. Contractor insurance would in such circumstances, at least ensure that the next of kin is taken care of financially at least. Why this type of insurance is a must-have no matter how great the workers or the site are:Protects the contractor - just as its name mentions, it does protect the contractor from being sued out of his or her existence when an accident happens. And accidence do happen; all the time. Construction is such a risky job that always can have something develop. A snag here, a little negligence there, and you can have an accident in any type of setting. Any such accident can create havoc with the property and lives of the workers. Why take the risk? The insurance would ensure that every one is as happy as possible under the circumstances and the monetary damages are reduced to next-to-nothing. Protects the worker -- any worker who get injured or killed...more
Have lawyers made the insurance industry overregulated? The insurance industry is a mature global industry which has a number of very large international firms as well as local players all vying for market share in their given spheres of influence. In the early stages of the development of the insurance industry however, the industry was...more
When thinking about car insurance, most people tend to evaluate it as an unwanted expense and will take any chance to cut down its price. The most direct and obvious way to do so is to cut down all additional types of coverage, leaving only those required by the law. And one of the coverage types, which is usually sacrificed for cutting the value...more
Tough economic times makes for tougher financial times. The big lump-sum premiums are a big part of the epidemic of the uninsured-something sweeping the nation. Fortunately, it may be possible to pay in installments.Economic Hardship Creates Uninsured DriversIn the United States, about 1 in 7 drivers are uninsured. This varies state to state. In some, like California, 1 in 4 are uninsured. This makes for a dangerous situation.Despite the fact that the law requires drivers to be insured, many motorists simply cannot afford insurance. They also cannot afford not to drive, because transportation is necessary to work at all.Analysts say that this situation is the result economic downturn. The recession in the United States is a major factor, but so is the global economic downturn. Global financial markets have led to more pressure being put on insurers.Recently, however, there has been a reversal of the trend. In the last year, the number of insured motorists has increased.Some of this is due to economic recovery, some to government programs, and some credit goes to insurance companies stepping up their efforts.A larger reason may be the new ability to pay for insurance in...more
Knowing How to Choose An Insurance Adjuster That Works For You Living near the ocean means you can do just about anything. You can enjoy the sun kissed weather but can also experience storms and the extremes of hurricanes. Amazing how the...more
If you reside in Santa Monica and are in the process of purchasing a vehicle for the first time, you must obtain a number of different quotes from reputable insurers in the area to make a wise investment. While insurance is required in the state of...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more