When you have a growing business, it is important that you consider the amount of commercial cover you have, on an annual basis, at least. It might be more important to analyse your needs more frequently, if you have experienced a jump in the worth of the business or if sales are increasing rapidly.You need to be sure you have enough commercial insurance in place to cover your assets and some policies provide for lost income, in the event of a...more
No matter what kind of business you are in, you need to have the proper insurance cover.Depending upon the kind of business you have, you may be in need of and construction or trade, insurance, shop, pub and/or restaurant insurance, office insurance, insurance for professional workers, surgery insurance, commercial vehicle insurance or residential landlord insurance just to name a few insurance protections. For proper commercial insurance, you...more
Essentially you are just a compilation of risk. You may believe that you don't need insurance for you or for your family and that you will take your chances on staying healthy and safe but taking this risk could cost you everything that you have worked for. The following are the basic forms of insurance that every person should have regardless of their race, age, or nationality and the reasons why you don't want to get caught without them.Health insurance is a big topic and one that is getting much attention in the U.S. right now. One accident or injury that needs treatment can be enough to wipe you out financially in both the short and potentially the long term. Many people have to declare bankruptcy due at least in part to unpaid medical expenses and others prolong treatment until it is too late. A health insurance policy is something that is necessary for everyone from birth until death.Car insurance is of course a form of insurance that most people realize they need, mostly because the law says they must have it to drive. Even if you are an excellent driver you can wind up with injuries and property damage from someone else's negligence so it is important to make sure that you...more
Choosing Business Insurance In Denver If you have decided to open a business in the Southwest, you may notice a number of unique challenges and opportunities. The weather is amongst the oddest in the country, switching between extreme heat and extreme cold with the season, and you have likely learned that the term "dry heat" is a cruel joke...more
Why You Need Insurance Insurance is a fairly simple concept; you pay a company a certain amount of money in order to cover your own financial risks. In general the amount of money you pay, known as a premium, is far less than the amount paid out by the insurance company should your claim be successful. So why do you need insurance? Let us...more
Claims payment record of the Private Insurance Companies An important observation from the above table is that the claims rejection ratio of LIC is the lowest, thus implying that their record is the best as far as claims payment is concerned. At the same time, the very high percentage of claims rejection of SBI Life and Max New York Life surely comes in as a surprise.It must however be noted once again that in Unit Linked products that life insurance companies promote aggressively the returns earned on the fund is perhaps a more important variable than the claims payment (or rejection) ratio. However, for non life insurance companies, which offer pure protection/insurance products with no savings or investment component, claims payment is the crucial variable along with the speed of processing of claims.An important observation from the above table is that the claims rejection ratio of LIC is the lowest, thus implying that their record is the best as far as claims payment is concerned. At the same time, the very high percentage of claims rejection of SBI Life and Max New York Life surely comes in as a surprise.It must however be noted once again that in Unit Linked...more
Types of Insurance Plans While we understand that to invest in a unit trust carries certain risk, especially so when the unit trust carries lots of equity component and more so if the investment is on foreign market. A few of the most...more
Jobs in insurance sector are emerging at a fast pace due to the growing demand of insurance policies across the country. This sector has widened its scope and reaches in last few years and is now reaping huge benefits. Insurance jobs are available...more
Insurance Broker: Helps In Choosing The Best Policy Life is unpredictable. Calamities of all sorts may strike a person at any moment. So, investment in insurance is very important to get coverage against financial losses. To choose the right...more
Rabbits and Lions- The Truth About Insurance Companies BUNNY RABBITS AND LIONS- Learn Why Smart Personal Injury and Wrongful Death Victims Have Experienced Lawyers Protecting Their Interest.Trying to handle your own personal injury case...more
Insurance: Canada Industry Guide This is an essential resource for top-level data and analysis covering the Canada Insurance industry. It includes detailed data on market size and segmentation, textual analysis of the key trends and competitive...more
Know About Cancer Insurance Plan and Why You Need It? Cancer is one of the most dangerous diseases and every one knows that it is a lethal disease that requires a lot of money for the proper medication and treatment. But, we all know that it...more