Making sure that shipments are properly insured is one of the responsibilities of the intelligent business owner. You would never want to ship something with a Cincinnati courier service without first making sure that it was adequately insured. To do otherwise would be to invite a very large potential loss, should you be unlucky enough for your package to become damaged while in transit. You always do need to make sure that your shipments are...more
It seems some things follow like night and day. So, within minutes of President Obama signing the healthcare reform bill into law, a small gang of state attorneys general filed suit to have the law declared unconstitutional. Their complaint? In short, they argue Congress has no power to make people buy some thing from a private company. As a strictly libertarian approach, they say it infringes the liberty of the individual. Of course, all the...more
How much auto coverage to buy is the most common question most car owners ask when it comes to buying an insurance policy. The simple answer to this question is buying as much as you can afford and as much as your car really requires. But of course, the amounts will differ significantly between those who have brand new mid class cars, and those who drive old vehicles or buy their first insurance policy. Drivers who have older vehicles or low cost cars are very likely to overpay for their insurance coverage. That is because most policies carry average amounts of comprehensive coverage, which are suitable for new mid range cars and are linked to the purchase value of the car. But as time go by and the value of your car decreases the amount of comprehensive coverage tends to be higher the actual amount you need. The same applies for low cost vehicles, which initially have a lower value than the average car.Regardless of your legal or financial situation you are legally required to carry minimum amount of coverage with your policy as indicated by your local state regulations. The minimum amounts differ from one state to another, but in general they represent the minimum amount of money...more
The world of insurance is full of traps for the unwary. When you set off to buy your first policy, whether its for your vehicle, home, health or life, never assume you know anything. Always do some basic research to find out exactly what different types of cover are on offer, what they cost and whether they represent good value for money. Yes, its...more
Get The Best Deal On Your Taxi Insurance By: Peter Wilson About the Author Peter is Ecommerce Manager at ChoiceQuote Insurance Services (ArticlesBase SC #3465904) Article Source: http://www.articlesbase.com/ - Get The Best Deal On Your Taxi Insurance more
Statistics are a wonderful thing when they tell you what you want to hear. So, its great to know some makes and models of car now go further on less gas. Its bad news to hear young men have the highest accident rates because that means they pay the highest premiums. Its good news to discover drivers in the age range of 55 through 74 have the lowest accident rates. Once drivers pass 75, their eyesight and reflexes are failing. Even though they may drive more slowly and take great care, their accident rate rises fast but never quite reaches the young male rate. So, in theory, reaching the magic age of 55 should see your premiums falling (or not rising when all the younger drivers get a premium increase). But life is never completely fair. Most of the time, you have to push to get your rights. Thats why it always pays you to get multiple quotes and, even more importantly, check the detail of what discounts are on offer for the older driver.Lets start with a simple rule. If you have retired and now drive less, you should be paying less. Look for the monthly/annual mileage options and check the one that applies to you. Looking slightly wider, some insurers offer even bigger discounts if...more
Ask any auto insurance agent or broker about their business and they will tell you that there's nothing like the competition you face in this domain. Forget about the good old days when only a couple of agents could work with an entire town, giving...more
Doesn't it feel sometimes that when it comes to auto insurance it's like playing the game no one tells you how to play it right and where the rules are written without your consent? Well, to ease the situation, here are some auto insurance rules most...more
Insurance adjuster jobs is a task which people who is working in this task have responsible for managing the initial claim that has been charged when an auto collision take place, or a hurricane or damage in someone house. Insurance adjuster jobs...more
If you are planning to move into an apartment community or already live in one, renters insurance is a definite must for you. Protecting your belongings in the event of a fire, burglary or natural disaster is the purpose of this type of policy. While...more
If you business has grown from a small number of employees having specialist a skill set and understanding of your businesses position and fundamental to the running of the business. Whether this be financial, technical, sales & marketing these...more
If you are on workers comp and are thinking about filing for social security disability, there are definitely circumstances in which you should not apply for social security at a particular time. It all depends, of course, on the facts of your...more