Taxi insurance is a form of transportation insurance that is typically supplied under a policy similar to those who drive limousines, buses and trucks for delivering people from one destination to another. This type of insurance is a particular niche within the auto insurance industry that specifically applies to transportation drivers and companies. Whether you are an independent contractor who owns a single vehicle you use to transport your...more
Many different types of insurance that you might want to get in order to protect yourself in many different aspects of your life. Such things as car insurance, life insurance, health insurance, travel insurance, home insurance, and many others are commonplace in modern society and these are all very important in protecting you against unexpected incidents and accidents. When you look to get different types of insurance, you will need to compare...more
A courier is someone who delivers items to other people and gets paid for that service. There are courier companies and independent contractors who specialise in getting packages from one place to another quickly and safely. There are many types of deliveries that couriers can make including newspapers, mail, magazines, legal documents, correspondence between companies, medical samples and products. Once the item is picked up from the originating location, responsibility for the item belongs to the courier until it is delivered to the destination location. If something happens to the item while in transit, the courier may be liable. Courier insurance, though, will cover this.Who needs courier insurance?Any independent contractor or self-employed courier should carry insurance. For couriers who use their vehicle for deliveries, you may think that your auto insurance policy will cover the items in your possession if there is an accident. It is possible that this is the case but you should carefully read your auto policy before opting out of additional insurance. Many auto policies have waivers excluding items that are deliveries from coverage, meaning you will have to pay for...more
People who are in the business of buying and selling vehicles are required to get a motor trade insurance policy. These policies offer insurance coverage for the person driving the vehicle, which gives the driver the freedom and flexibility to take the vehicle for a test drive and demonstration.When getting an insurance policy for your motor trade...more
A wise man always knows what to do. He operates under several plans with appropriate troubleshooting approaches. He knows what to do when faced with a dilemma and he knows how to function efficiently, even when under pressure. Preparedness is a quality that he will ideally be equipped with. Allowing very little leeway for mistakes to cause negative...more
Minibus insurance, like any other vehicle insurance, generally isn't amusing. However, some insurance claims can't help but raise a titter, like these did.1: Weather EyeThis winter's appalling weather prompted a driver to call a taxi (it may have been a minibus), for safety's sake. When the taxi arrived, it skidded into his car. Oops!2: A Sense of DutyHow about the car that made a citizen's arrest? Thieves reckoned a Land Rover was the ideal car to steal for ram raiding. They aimed their ill-gotten transport at the doors of a jeweller's shop. The trusty Land Rover hit the roller shutter door, climbed it, and fell on its tail. As the vehicle had wedged itself tightly in the doorway, the thieves couldn't open the doors. When the police arrived in their marked minibus, they freed them - and then arrested them.3: Woolly JumperA driver and his passenger got a shock when driving home from the pub. Something hit their car's roof with a huge bang, denting it enough to hit the occupant's heads. The car was braking hard and something slid down off the roof, landed on the bonnet, jumped off and ran away. It was a sheep, which had taken a leap of faith from a transporter lorry that had been...more
For the purpose of installing garage doors at your garage, all you need to do is to make use of the various facilities and options that provides you with fill range of choices that are available to you on the internet itself. Maintaining a garage...more
There are many people who own a fleet of vehicles for their travel requirements. These people may use the vehicles for their business or provide them to people who work in their company. In both cases, it is important that owners get insurance cover...more
If you own a fleet of vehicles and wish to provide protection against untoward incidents, then you must look at a fleet insurance option. Though this is a policy that would cover multiple vehicles, the procedure is very similar to standard motor...more
There are several people who think that Master Policy can only protect your condo. If you wish to have more security for your condo, you need to have an insurance policy which is separate from the insurance provided by the Condo Association. Check...more
People keep on working continuously throughout the year without any kind of holiday. But, at a point, one feels like going away from his usual work for some period of time and have a memorable and joyful time with his loved ones. A holiday is a way...more
12 secrets your car insurer won't tell you Knowing how the industry works can save you a lot of money and grief. Here are the secrets behind the premiums, and how you can save after an accident. Getting a good deal on auto insurance is hard enough....more