If you are running a business or have just started running one, you must consider your insurance options. Without insurance disaster can strike at any time and leave you with a severely harmed business, perhaps even putting you out of business.Business insurance must be tailored to the kind of business that you are running. Sometimes this is not properly understood. For example, let's consider a situation where you are running a home based...more
Safeguard business from external factors with commercial liability insurance Commercial liability insurance can be of various types which provide coverage for risks and the activities that business owners might face. Such insurance is just a way of transferring all the risks on the insurance company for providing coverage to employees against certain fixed amount paid as premiums. This type of liability insurance is also termed as business...more
Graduation from massage therapy school is over, and it is time to get things in motion and start seeing paying clients.Before you see your first patient, however, you have some essential business issues to attend to "" one being massage liability insurance to protect you and your practice. Getting a good massage liability insurance policy is very important.You can, of course, forgo any massage liability insurance and assume the entire risk. You can do this as long as you can be assured you will not suffer a major loss. However, since risk is impossible to predict, a better option is to pass any risks you feel would be detrimental to you and your family to a massage liability insurance carrier.A few hours invested upfront shopping for the best, most appropriate massage liability insurance options can save you money in premiums or claims down the road. With massage liability insurance, keep in mind you usually get what you pay for. In other words, do not keep massage liability insurance against minimal losses, but do not ignore real peril just because coverage carries a hefty premium.What types of massage liability insurance coverage do you need? A lot of that depends on the plans...more
Business has always its downtime during its course. Though it might have a good start, it might not always have a good proceeding. Some downfalls may be benign and some may be very malign. It all depends on the nature of the business. It is for this reason that everyone should have commercial liability insurance for his or her business. Let the...more
A worksite is by its very nature often a dangerous place. Despite the best precautions and regulations set in place by individual businesses and governmental bodies, an unfinished construction project is still inherently problematic when it comes to workers safety. It is for exactly this reason that most states require contractors liability...more
We are well aware of the fact that risks are part of our lives and it can be related to a third party or us. If you run a private practice, you come across several clients in your day-to-day life. If you have experience and the necessary skill required to render service, clients will approach you but what if you fail to perform your duty properly due to negligence or fraud? The next client walking into your office will file a lawsuit against you and you will have to face a major financial crisis in case you are not covered under liability insurance. It is of utmost importance for professionals to discharge their duties as per the standards. When experienced and skilled professional cause damage or injuries due to negligence or misrepresentation etc, their reputation will get affected and they can even lose their jobs. There are different insurance policies that are designed to protect our lives, vehicles, property, health and profession. Nothing comes cheap and all the best services that are rendered to us are of great value and at the same time a bit expensive. We choose whichever policy is needed and best suits our budget and other criteria. In certain countries, it's mandatory...more
In other words the d & o insurance is directors and officers liability insurance. This insurance is important to the officers and directors. It is the duty of this insurance to offer protection to directors at a particular corporation if there arise...more
General liability insurance company's do not all perform at the same levels. Some are very diligent and will help you to get coverage that protects you to the maximum possible extent. Others will sell you cookie-cutter policies that are put together...more
When we talk about commercial insurance, there are two main types of cover, for liabilities and property. Certain types of business may choose to obtain cover for commercial liability insurance. There are various reasons for this, for example a...more
Umbrella Liability Insurance By: beamalife About the Author Written byWhole life Quote | Term Life Quote : BeamaLife (ArticlesBase SC #3478684) Article Source: http://www.articlesbase.com/ - Umbrella Liability...more
Business corporations face several types of liabilities. Settling these liabilities can engross a huge expense of cash which they can ill afford. Commercial business liability insurance addresses exactly this concern and helps firms to find a way to...more
Liability insurance is the cover that protects in the cases when some third party person or property gets damaged on the business premises. It provides insurance cover under several situations. Employers liability insurance is one of the most...more