Cheap liability insurance in Texas does not come easily. The secret lies in comparing different quotes from lots of companies so that you can come up with the best comparison. Since insurance companies base the premiums on several factors including the driving record and the type of car the driver owns, a rate which is different from the quote is essential.Some people say that the word of mouth is the best marketing service any company would love...more
Whether you are hosting a birthday party, a housewarming or a new years eve party, chances are that some if not all of your guests will have a bit more to drink than they should. If these guests are involved in an accident or damage other peoples' property, will you be liable? The answer is maybe! Depending on where you live, you may be responsible for your guests' behavior if it is as a direct result of consuming too much alcohol on your...more
Employers' Liability Insurance: Getting it Right A study of 115 small businesses carried out by the Forum of Private Business (FPB) recently discovered that 59 per cent believe that a review of the regulations surrounding health and safety would be beneficial. A further 28 per cent believe that health and safety regulations are excessive and many feel that health and safety insurance is a burden to them.Small business owners would be quick to point out that in addition to the requirement of having employers' liability insurance they also need to arrange public liability insurance, especially if they deal with members of the public. A further requirement may be professional indemnity insurance, particularly if a business is involved in one of the service professions. While these may not always be a company's first consideration, these policies can safeguard an organisation's finances should a claim be brought against it.For a small business to get a reasonable premium for their employers' liability insurance, it needs to show it has considered the health and safety implications of the workplace for its employees. According to the FPB survey, business owners feel they...more
With the growing demand of consumer rights protection the need of a capable and efficient product liability attorney is also growing by leaps and bound. However, there are many people who dont know much about product liability and product liability attorneys and hence lose much of the compensations that they were entitled for. With this article our...more
Liability insurance protects a person or company in the event of being suited. Self employed liability insurance is the insurance that a person who runs his or her own business can buy to protect themselves. This insurance is vital to any business that provides any public contact, product or information. A lack of this insurance can result in very...more
You left your long-time employer to pursue your dream of opening an art gallery. You developed a business plan, signed artists, leased the perfect downtown location, and spent what money was left advertising the gallery's grand opening at the end of February. Not the best time of the year, but it has been a warm winter and you hope for a good turnout. You didn't count on the late-season ice storm and despite your best attempts to clear the frozen mess from the sidewalk, a guest slips and falls, badly injuring her knee. She threatens to sue. If you don't have self employed liability insurance and you are found liable for the accident, courts could take not just your business, but your home and personal assets as well. Small business owners shed blood, sweat, tears and money to ensure a successful start and a bright future for their ventures. In the excitement of starting their dream jobs, though, they often forget to protect themselves from liability, a grave mistake in today's litigious world. That is where self employed liability insurance can be invaluable, protecting small business owners and independent contractors from frivolous lawsuits that can shutter businesses and shatter...more
A necessity for anyone in business for themselves today is self employed liability insurance. This insurance varies in type and costs, but all exist to protect self employed individuals from many types of loss they can suffer as a result of legal...more
The idea of self employment is a dream for many. It takes a great deal of planning and research before making the leap to an independent, employer-free lifestyle. Facilities, equipment, inventory, and funding are usually the primary focus of the...more
513-469-1424WCS Improves System Reliability By: Thomas Cutler About the Author Professional Marketing Firm for the Manufacturing Community. Manufacturing Journalist or Contributing Journalist for many manufacturing magazines...more
If you are a tradesman working in either a traditional or more unusual trade (such as steel fixing, perhaps wall papering or wardrobe installations), you'll need comprehensive public liability insurance for tradesmen. You will need to find an...more
Umbrella Liability Insurance By: beamalife About the Author Written byWhole life Quote | Term Life Quote : BeamaLife (ArticlesBase SC #3478684) Article Source: http://www.articlesbase.com/ - Umbrella Liability...more
The title of today's article sounds a bit like an oxymoron -- after all, leverage is that thing we all strive for in business. . .how can it possibly become a liability?A few examples. . .In coachingThere's been a trend over the past year or so to...more