Safeguard business from external factors with commercial liability insurance Commercial liability insurance can be of various types which provide coverage for risks and the activities that business owners might face. Such insurance is just a way of transferring all the risks on the insurance company for providing coverage to employees against certain fixed amount paid as premiums. This type of liability insurance is also termed as business...more
Social host liability Well, it's that time of year again. We've got Thanksgiving on the last Thursday of November and we've no sooner recovered from that when Christmas is upon us. And for those still alive, there's a further opportunity to celebrate come New Year. Indeed, statistics show we drink more over the next few weeks than at any other time during during the year. Sure, there are cookouts when a few friends come around and drink...more
Federal Employers' Liability Act Claims Passed by Congress in 1908, the Federal Employers' Liability Act (FELA) allows railroad workers to recover compensation for work-related injuries. The employee must prove that their injury was caused in part, by railroad maintaining an unsafe work environment. In a FELA claim, even when an employee's negligence was also to blame for the accident, the employee may still recover for their injuries.Congress has repeatedly rejected the railroad industry's congressional appeals to amend, repeal or alter FELA. Historically, Congress has always regarded FELA as both a compensation scheme for railroad workers and an inducement to the railroad industry to promote safe work practices.Injuries That Are Covered by FELAFELA covers almost all railroad employees injured at work, even if the employee's job is not in or around trains. FELA also covers a wide variety of injuries an employee might sustain on the job or in a railroad accident. Some of those injuries include:Bodily injuriesMesothelioma and other asbestos-related diseasesRepetitive stress and cumulative trauma injuriesUnsafe Work EnvironmentRailroad workers and their families do not...more
One of the most difficult things about been a webmaster is identifying the right web host for your site(s). The reason is because it is very complicating to recognize the right web host especially today where there are so many hosting providers promising heaven and earth; luring people into their net only to harass them with faulty and redundant...more
Questions to Ask Your Small Business Insurance Agent When Purchasing General Liability Insurance Commercial General Liability Insurance is one of the most commonly purchased types of small business insurance. But many small business owners still have lots of questions about what it is, why it's needed, and how it works. Here are answers to...more
There are a number of different liability insurance policies available It can be hard work running a business, especially when you are just starting out, so making sure that you take care of your business from every perspective is vital, including taking out a business liability insurance policy in case of any business related legal situations. The reality is, no matter how many precautions you take, lawsuits are becoming increasingly common and even the smallest problem can be turned into a case which can be made against you. For this reason amongst others, it is not only important to take out insurance for your business, it is mandatory by law. Therefore, the issue is not whether you should take a policy out, but who you should take the policy out with. Making sure that you are working with a company who is registered and FSA (Financial Services Authority) approved will give you the extra security you need and the knowledge that should a legal issue arise, they will be available to assist and advise.There are a number of different liability insurance policies available. Choosing the right one for your business is the first step in ensuring your business is...more
Christmas gifts for professional women to keep something warm in the office Dear Ugg boots more popular mode accessories.For become wool blend crown of grace, but not too extravagant, breast collar is focused on professional design, tailored...more
Safety Is A Liability Insurance Quote As a small business owner one of the first things you need to do is to get a liability insurance quote to protect your business and your families assets. All it take is one trip by a customer, an...more
You Need Professional Liability Insurance If You Have A Business Business owners are constantly looking for lower premiums for commercial insurance. For every renewal it should be custom to review your business insurance Ohio policy to...more
Limited Liability Companies - The Basics For many years, corporations have been the most popular way to shield personal assets, but limited liability companies (LLCs) should also be considered. LLCs offer just what they say: limited...more
Information required getting a Public Liability Insurance Quote A liability insurance quote will help in determining the cost of insurance coverage for your business. The major information required to get an offline or online quote are...more
To fully understand the purpose of business liability insurance, you must learn about the definition, its importance, and the different types of business liability insurance.Being a responsible business owner, you should be well aware you're...more