How to protect business with commercial general liability insurance Commercial general liability insurance is the type of business insurance that helps business owners to safeguard their business from the damages caused as result from an accident on their employees while working at the business premises. This is often overlooked, though it is vital aspect of general insurance coverage for the business. Whether individuals are running small...more
How to get good coverage for business with commercial general liability insurance Taking into consideration the fact it is very difficult to survive in high competition and achieve success and create a good business atmosphere, it is very crucial for business owners to check out every possibility while planning and executing their business plans. Lawsuits can often be frivolous and they have been causes of termination of many business...more
Social host liability Well, it's that time of year again. We've got Thanksgiving on the last Thursday of November and we've no sooner recovered from that when Christmas is upon us. And for those still alive, there's a further opportunity to celebrate come New Year. Indeed, statistics show we drink more over the next few weeks than at any other time during during the year. Sure, there are cookouts when a few friends come around and drink some beer, but this is the season of good cheer and, often, excessive alcohol consumption. So welcome to the developing world of social host liability. Let's suppose it's obvious one of your party guests is seriously intoxicated, but you continue to supply more alcohol and fail to stop this person attempting to drive home. Once on the highway, this driver is involved in a traffic accident and seriously injures other people.Under the law of negligence, you are liable if it's foreseeable a drunk may drive and injure a third party. This area of liability started off under the Dram Shop Acts that made bartenders liable if drunken customers injured people on the way home. Courts have extended the liability from commercial sellers to social hosts...more
Federal Employers' Liability Act Claims Passed by Congress in 1908, the Federal Employers' Liability Act (FELA) allows railroad workers to recover compensation for work-related injuries. The employee must prove that their injury was caused in part, by railroad maintaining an unsafe work environment. In a FELA claim, even when an...more
One of the most difficult things about been a webmaster is identifying the right web host for your site(s). The reason is because it is very complicating to recognize the right web host especially today where there are so many hosting providers promising heaven and earth; luring people into their net only to harass them with faulty and redundant...more
Questions to Ask Your Small Business Insurance Agent When Purchasing General Liability Insurance Commercial General Liability Insurance is one of the most commonly purchased types of small business insurance. But many small business owners still have lots of questions about what it is, why it's needed, and how it works. Here are answers to the top five questions we hear from our small business clients about general liability coverage.1. What does general liability insurance cover?General liability insurance covers claims of bodily injury or other physical injury or property damage. In the event of a covered lawsuit, such policies will typically pay for a legal defense as well as compensatory, general and punitive damages.A typical general liability insurance policy covers:- Bodily injury and property damage liability: If a visitor is injured on your premises, or you or your employee injures some or damages property on your client's premises.- Personal and advertising injury: Certain offenses you or your employees commit in the course of your business, such as libel, slander, disparagement or advertising copyright infringement.- Medical expenses: Applicable medical costs if...more
There are a number of different liability insurance policies available It can be hard work running a business, especially when you are just starting out, so making sure that you take care of your business from every perspective is vital,...more
Christmas gifts for professional women to keep something warm in the office Dear Ugg boots more popular mode accessories.For become wool blend crown of grace, but not too extravagant, breast collar is focused on professional design, tailored...more
Safety Is A Liability Insurance Quote As a small business owner one of the first things you need to do is to get a liability insurance quote to protect your business and your families assets. All it take is one trip by a customer, an...more
You Need Professional Liability Insurance If You Have A Business Business owners are constantly looking for lower premiums for commercial insurance. For every renewal it should be custom to review your business insurance Ohio policy to...more
Limited Liability Companies - The Basics For many years, corporations have been the most popular way to shield personal assets, but limited liability companies (LLCs) should also be considered. LLCs offer just what they say: limited...more
Information required getting a Public Liability Insurance Quote A liability insurance quote will help in determining the cost of insurance coverage for your business. The major information required to get an offline or online quote are...more