Combined liability insurance - why are prices increasing? When we talk about commercial insurance, there are two main types of cover, for liabilities and property. Certain types of business may choose to obtain cover for commercial liability insurance.There are various reasons for this, for example a business may decide that the assets they own are at such a small level that they do not need to insure them, or they could be covered under a...more
Self employed liability insurance is an important investment used to protect your business when you work as an independent contractor. The puzzling maze of insurance plans and policies can at times be a little difficult to navigate. It is essential to those who own their own business, or work as independent contractors to understand their need for coverage. It is the responsibility of the self employed person to find the insurance they will need...more
If you are professional offering services or professional advice, chances are you should consider investing in errors and omissions insurance. Also, referred to as professional liability insurance, e&o policies are designed to cover liability claims that arise that are caused by faulty performance and errors in your work. Most professionals who have obtained continuing education or specialized training for licensing have a strong need for errors and omissions insurance. If you are carrying general liability insurance to satisfy the state or local governments governing your business license, do not assume you are covered for everything. Understand the difference between general liability and professional liability, and make a wise investment for the protection of your assets and your reputation. General liability insurance is liability insurance policy that is designed to cover specific claims or lawsuits that may arise in the course of doing business. General Liability is most commonly purchased as a business owners package policy, which includes liability and property coverage. Covered liability claims and lawsuits include bodily injury, property damage, personal injury,...more
Your Soft-Spoken Voice Is Not an Asset - It Is a Liability! Speaking in a normal volume of sound can be especially tricky for the soft-spoken. If you are asked to repeat yourself or are often interrupted, then you should consider remedying the problem if you expect others to hear what you have to say. Those who are unable to hear you,...more
Office Insurance - Comfort At A Minimal Price Yesterday evening I was watching certainly one of my favourite "soapies" on television and the story went something like this: One of the individuals who's known to be the bad-guy (or in this scenario the bad-woman) in the story is also the owner of one of the buildings where a lot of the...more
Insurance can be defined an assurance of a compensation for losses in the future, against a set of payments called premiums. These days more and more companies are getting insurance of various kinds done in order to save them from losses and unwanted situations. Directors & officers, motor fleet, liability and various other policies are available with almost all the insurance companies in UK in order to provide a risk free environment at the workplace. Read on this article to know more about policies and how to get them done. There are many misshapenness that occur due to negligence of the people who are working in office or people who are not at all connected with any sort of business. Liability insurance is done when your business deals with either clients or members of the public as part of your business activities. It should be on the highest priority when you are dealing with other people. There are times, when due to your clients negligence you suffer heavy losses and that is when these policies comes in play. It would safeguard by covering your business in the event of a 3rd party making a claim against you or if you or your company for negligence.If you operate 4 or more...more