"Construction insurance" is a broad term used to describe types of Contractor liability insurance policies that can be purchased to protect contracting operations. It's easy to find news stories about accidents on a job site, as Contractors liability exposure can be sky high. Liability for work done doesn't just stop when the Contractor says the job is done either. Trouble could come years after the work is completed. An improperly...more
Fenner & Esler Insurance Agency's specialist legal responsibility protection will take charge of architects and technical engineers legal defense charges. Depending on the measure of insurance coverage and deductible volume, all other legal charges and damages will be paid. This eradicates the possibility of a pattern firm or professional heading below due to the significant sums of cash these bills can toll. There is no cause for an engineer or...more
Once light weight office tables became the norm, more stress was laid to make it comfortable. This became a necessity because a normal employee spent hours hunched over the office table immersed in their work. Increasing work load and the demands of the modern industry meant that there was no respite to speak off. This led to back strains and other health related problems. Noticing this trend the furniture industry called in the experts; especially those who specialized in the science called ergonomics; which deals with the science of standardizing the design of furniture according to sitting posture, height and so on. The utility of this science is more relevant in the normal office setting because a normal employee spent an average of eight to ten hours daily over the office table. Studies have revealed that ergonomically designed office tables have gone a long way in increasing the productivity and efficiency of the employee. This is because proper design of the office table means that there are no aching wrists and backs. Moreover, it reduces instances of chronic back problems and even cases of Spondilitis.The next issue while choosing office table is the work environment. The...more
Bet on NFL: Strategies to Make Money Or Win Your Office Pool I've lived in Vegas for a long time, and seen people from all walks of life bet, win, and lose. The majority of people leave here a loser. Those that have experienced the same thing know that what was depicted in the movie - The Hang Over, could really happy. Well, without...more
4 Important Questions About Professional Liability Insurance Design firms face many risks to manage. Professional liability insurance (also called PLI or errors and omissions insurance) is a crucial means for a design firm to protect itself from actual or alleged negligent acts in the rendering of its professional services....more
What is An Employers Liability Insurance Coverage All business owners who have employees are required to have employers liability insurance coverage. Things can happen simultaneously to employees that will instigate any lawsuit to be filed against the employer so this is technically a good idea to have at all times. This insurance will be in charge of paying the legal fees associated with any lawsuit and provide for the claims of the employees. One possible reason for having a lawsuit is if one employee gets a disease from the workplace or meet an injury as they are working. The seriousness of the injuries can vary depending on the kind of business in place, for example a meat packing store will have a different policy than that of a clothing store. There will be no sense in over insuring for eventualities that won't happen in your office if it happens in a factory. The business has to put a label up for the public to see that the premises has secured a employers liability insurance coverage. These types of insurance coverage should also guard the company well on sexual harassment suits. There are times employees sue for wrongful termination. A good...more
There are several dangers of using a substandard extension cord. In fact, if ignored, using unauthentic cords could even cause fatalities resulting from electrical shock. There are several codes that govern the safety specifications of such cords....more
Public liability insurance covers the claims made against the business by the public or any third party, who suffers a loss or injury at the business premises due to the business owner's negligence.Many business owners think that their premises are...more
Limited liability is one of the most successful commercial creations of all time, almost singularly responsible for the growth and expansion of capitalism. Encouraging risk and promoting successful enterprise through both small and...more
Used office cubicles are a great way to minimize your costs and reduce the need to purchase expensive new office furniture. Large enterprises generally have a big budget set up and they purchase furniture in bulk at reduced priceswhile small business...more
As a business owner in California you spend most of your time on supporting and nurturing your business. Apart from the smooth functioning of the business you must ensure that your business is well-protected as well and this means- getting your...more
What kind of public liability claims can be made from charities?Accident on the charity's homeA charity might be sued if an associate of everyone has a mishap on the charity's property. Here you have to also beware of the probability of claims...more